A common example of opportunity cost of student loan debt is:

• Working during school

• Delayed purchases

• Credit Cards

• Low quality jobs

Which do you have to pay back after college?

• Cal Grant

• Scholarship

• Work Study

• Subsidized Loan

On average, how many years does it take graduates to pay back student loan debt?

• 5 years

• 10 years

• 20 years

• 25 years

What does FDIC insurance do?

• Guarantee total reimbursement for all accounts

• Guarantee limited reimbursement for all accounts

• Guarantee limited bank security and safety

• Guarantee interest payments for vested savings accounts

Payday lenders, check cashing businesses, and tax refund lenders are all examples of:

• Traditional banking services
• Predatory lending businesses

• Online shopping businesses

• Supportive lending businesses

How many Americans are either unbanked or under-banked?

• 15%

• 20%

• 25%

• 30%

Which is NOT a type of bank?

• Retail

• Credit Union

• Online

• Savings

Why do traditional banks often have higher fees than unconventional ones?

• They have more expenses

• They have brand recognition

• They have more earnings

• They have more reliability

What makes a credit union unique?

• They are owned by members

• They are limited in services

• They are almost guaranteed not to fail

• They are located everywhere

Why should you not have overdraft protection?

• It's a debt product

• It's never used

• It's bad for your FICO

• It's a budget buster