MA_03

Aiden is studying how healthcare financing and reimbursement models impact access to care. Explain how these models affect the availability and affordability of healthcare services.

• They determine the availability and affordability of healthcare services.

• They have no impact on healthcare services.

• They only affect the quality of healthcare services.

• They only affect the administrative processes in healthcare.

Rohan and Abigail are discussing health insurance. What is the primary purpose of cost sharing in health services?

• To increase the overall cost of healthcare

• To control health service utilization and costs

• To make healthcare services free for everyone

• To eliminate the need for health insurance

Grace is reviewing her health insurance plan. In some of the documents, it says something about 'deductibles' but she does not understand what that means. Could you help explain it to Grace?

• It's the amount the insured must first pay before the insurance plan begins to pay

• It's a fixed payment amount for healthcare services after the deductible has been met

• It's the total cost of all medical services received in a year

• It's the amount members or beneficiaries generally pay for health insurance bi-weekly or monthly

Daniel recently visited a doctor and has been asked to pay a fixed amount for the consultation. He argues that he has already met his deductible, and he's told that the fixed amount is something else. Can you help explain to Daniel what these fixed payments are called in health insurance?

• They are the amount the Daniel must first pay before the insurance plan begins to pay

• They are an amount Daniel must pay for healthcare services after his deductible has been met

• They are the total cost of all medical services received in a year

• They are an amount members or beneficiaries like Daniel generally pay for health insurance bi-weekly or monthly

In the 1930s, what did health insurance begin to cover for workers like Jackson and Anika?

• Only lost wages

• Only work-related accidents

• Part or all costs of medical treatment

• Only indemnity insurance

Jackson is studying the impact of leveraging technology and new health delivery models on the healthcare workforce. How will these changes affect the workforce?

• It will increase costs and reduce access.

• It will have no impact on population health outcomes.

• It will reduce costs, expand access, and improve population health outcomes.

• It will make healthcare delivery models obsolete.

How can the way providers are paid affect healthcare for patients like Ethan and Scarlett?

• It can change the hospital's location

• It can affect the overall cost of healthcare and the quality of care patients receive

• It can determine the type of uniforms staff wear

• It can influence the hospital's architectural design

Avery was admitted to the hospital and required a longer stay and more care than the DRG average. What happens in this situation?

• The hospital receives additional funding.

• The hospital loses money.

• The patient is transferred to another facility.

• The patient's insurance covers the extra cost.

Priya visited a clinic where the Fee-for-Service (FFS) model is used. What is the Fee-for-Service (FFS) model?

• A system where providers receive a predetermined fee for each service delivered to a patient.

• A system where providers receive a fixed salary regardless of services rendered.

• A system where patients pay a monthly subscription for healthcare services.

• A system where healthcare costs are shared equally among all patients.

Abigail is studying the impact of healthcare financing systems. What role do these systems play in influencing an individual's ability to receive healthcare services?

• They determine the types of diseases treated

• They influence the quality of healthcare services

• They impact access by influencing an individual's ability to receive healthcare services

• They increase the number of healthcare professionals