Smart Pension Plus

While discussing Smart Pension Plus plan. Rahul a sales representative mention that this is a regular premium non participating non linked annuity product . How will you correct him.

• Smart Pension Plus plan is a reguler premium participating market linked savings paln
• Smart pension plus plan is a limited premium participating no linked investment plan
• Smart pension plus plan is a single or limited premium non linked non par annuity plan

Mr. Gaikward is interested in purchasing HDFC life smart pension plus . He wants to know the benefits this plan offers . As a sales representative what will be your reply

• Guaranteed Annuity income for whole life
• One plan cater to both single and joint life
• Flexible payout options to receive annuity
• All the key benefits offred by this plan

How Many Annuity option are there in SPP

• 2
• 3
• 4

How many sub option available in Early ROP option

• 5
• 4
• 3
• 2

How much ROPP can be selected in Life annuity with % of total premium paid option

• 50% to 100%
• 1
• 0nly 50%
• 50% or 100%

Ms. Myra has selected Early ROP 100% @75 , post 75 years of age will his annuity amout be stopeed because he has already received his ROPP .

• True
• Not True

How much annuity % can be increased in case of increasing annuity option seleccted

• 1% every Year
• 5% Every Year
• 1% to 5% every Year

Mr Das has selected Life annuity option in SPP, and he has invested 50 Lakh . Mr Das raised a query about death benefit , so as an FLS what will be your answer.

• 50 Lakh
• 25 Lakh
• No Death Benefit

Mr Roy raised a query about liquidity features in his policy that how much maximum % he can withdraw

• 0.5
• 0.2
• 1
• 0.6

Mrs Sarala raised a query about liquidity features in SPP that when she can able to execute this features in her policy

• Option can be excersied only after completion of the 5 years of First annuity payment
• Option can be excersied only after completion of the 3 years of First annuity payment
• Option can be excersied only after completion of the 5 years of policy issuence