Banking Quiz

Which of the following is a liability for a bank?

• Cash in hand

• Loans and advances

• Fixed deposits from customers

• Investments

The term 'CRR' in banking stands for:

• Credit Reserve Ratio

• Cash Reserve Ratio

• Current Reserve Rate

• Cash Rebate Rate

What is the primary source of income for banks?

• Bank fees

• Selling government bonds

• Interest on loans

• Trading stocks

Which of the following is not a function of the Reserve Bank of India (RBI)?

• Printing currency

• Regulating foreign exchange

• Supervising banks

• All of the above

Which of the following is not a type of commercial bank?

• Public sector banks

• Private sector banks

• Cooperative banks

• Central bank

What does 'SLR' stand for in banking terminology?

• Statutory Liquidity Ratio

• Standard Loan Ratio

• Special Loan Reserve

• Statutory Loan Rate

Which of the following is not a primary function of a commercial bank?

• Accepting deposits

• Granting loans

• Issuing currency

• Facilitating payments

The process of accepting deposits from the public and lending them to others is known as:

Which of the following is a characteristic of a commercial bank?

• Accepting demand deposits

• Issuing government bonds

• Managing fiscal policy

• Regulating the stock market

Banks provide loans to individuals and businesses by creating:

• New currency

• Demand deposits

• Government securities

• Investment portfolios