Debt Judgment and Enforcement Quiz

If a debtor does not respond to a summons, what legal action can the creditor take without the debtor’s input?

• Request a payment plan

• Initiate a mediation process

• Seek default judgment

• File for bankruptcy

What happens if a debtor acknowledges their debt and agrees to a payment plan, but then defaults on the payments?

• The creditor must wait for a year before taking action

• The creditor can seek judgment using a specific document

• The creditor must forgive the debt

• The debtor can renegotiate the payment plan

After a judgment is handed down, within what time frame must a writ of execution be issued?

• 3 years

• 30 days

• 6 months

• 1 year

Which types of assets are typically the first to be attached in execution?

• Intellectual property

• Immovable assets

• Movable assets

• Bank accounts

What is a crucial legal step that must occur before a debtor's immovable property can be seized?

• A court order must be obtained

• The debtor must be notified

• The property must be appraised

• The debtor must agree to the seizure

What must be done to notify the public about a sale in execution?

• The sale must be advertised on social media

• A public meeting must be held

• The debtor must be informed personally

• A notice must be published in a local newspaper

If the sheriff mistakenly seizes the property of someone who isn’t the debtor, what can that third person do?

• Appeal to the debtor for compensation

• File a complaint with the court

• Seek compensation for damages

• Request a refund from the sheriff

How does an emolument attachment order help a creditor collect a debt?

• By seizing the debtor's assets

• By deducting a specific amount from the debtor's salary

• By freezing the debtor's bank account

• By requiring the debtor to sell property

What is a garnishee order?

• An order to dismiss a debt claim

• An order for the attachment of a debt owed to the debtor

• An order to seize a debtor's property

• An order to freeze the debtor's bank account

What is an administrative order?

• A court order to liquidate assets

• A relief mechanism for debtors with limited means

• A request for a debt settlement

• An order to suspend all debt payments