Exit Test DRO Oct24

What can be maximum deduction amount from income including proposed instalment for Baroda Vidhya (Education Loan)?

• In Education loan no FOIR criteria applicable
• Up to 50%
• Up to 60%
• Up to 40%

What is called stage 2 under Baroda Vidhya ( Education Loan ) ?

• Nursery to V standard
• VI to VIII standard
• IX to XII standard
• I to X standard

Which of the expenses are covered under Baroda Gyan (Education Loan) ?

• Purchase of uniforms
• Hostel fees
• Caution/refundable deposit upto 10% of tuition fees
• any other expenses required to complete the course like project work, thesis, etc.

What is maximum unsecured limit under Baroda Gyan (Education Loan) for other than premier institute?

• Rs.4.00 Lakhs
• Rs.7.50 Lakhs
• Rs.10.00 Lakhs
• Rs.20 Lakhs

What is margin requirement under Baroda Gyan (Education Loan) for loan above Rs.4.00 Lakhs?

• No margin requirement upto Rs.7.50 Lakhs
• 10%
• 5%
• 15%

What is maximum repayment period for Education Loan of Rs.10.00 Lakhs under Baroda Gyan (Education Loan) ?

• 120 instalments
• 180 instalments
• 240 instalments
• 84 instalments

Which authority can approve deviation for Education Loan disbursement before grant of VISA?

• CGM,BCC-Corporate & Retail Banking
• GM-Retail & Mortgages
• ZOCC-GM
• RMCC

Who of the following is/are eligible for availing Baroda Car Loan?

• Pvt. Ltd. Company
• Partnership Firm
• NRI
• Farmers
• Option 2 & 3 are correct

For Car Loan to corporates/firm the minimum TNW required is ____times of Loan amount

• No such criteria
• 3
• 4
• 5

What can be co-applicant age under Baroda Car Loan?

• 18 years
• 21 years
• 25 years
• no co-applicant allowed