elective finals

total amount of primary and secondary reserves that a bank holds is related to reserve requirements and deposit variability, investment in securities, loan commitments outstanding, and equity investments.

enables the exporter to sell a set amount of foreign currency at a pre-agreed exchange rate with a delivery date from 3 days to 1 year into the future.

This refers to agreements that obligate two parties to purchase (long) and sell (short) a specific financial instrument, foreign currency or commodity at a specified price with delivery and settlement at a specified future date.

means that fixed-rate loans are funded with deposits or borrowed funds of the same maturity.

serves as a snapshot, providing the most comprehensive picture of an organization’s financial situation.

what are the three statement of financial positions?

the cash assets on a bank’s balance sheet. They consist of vault cash, deposits at correspondent banks, and deposits held at the BSP.

it is the amount of cash a bank must hold in its reserves against deposits made by customers in the Philippines.

known as capital risk-weighted assets ratio, measures a bank’s financial strength by using its capital and assets.

refers to the core capital held in a bank's reserves and is used to fund business activities for the bank's clients.