Auto Insurance Scenarios

Tracey hit a telephone pole.  She was injured and her car was damaged.  Which TWO coverages will she use to cover her car and injuries?

• Collision

• Comprehensive

• Property Damage Liability

• Bodily Injury Liability

• Medical Payments

After a storm, Larry found that a tree had fallen on his car.  Which coverage will he use to repair the damage?

• Collision

• Comprehensive

• Property Damage Liability

• Bodily Injury Liability

• Uninsured / Underinsured Motorist

Jack hit a parked car while backing into a parking space.  Both cars were damaged.  Which coverage will be used to cover JACKS car?

• Collision

• Comprehensive

• Property Damage Liability

• Bodily Injury Liability

• Medical Payments

Jack hit a parked car while backing into a parking space.  Both cars were damaged.  Which coverage will be used to cover THE OTHER car?

• Collision

• Comprehensive

• Property Damage Liability

• Bodily Injury Liability

• Medical Payments

Ashley ran a stop light and hit a pedestrian.  She was not seriously injured but did have to go to the hospital.  Which coverage will help pay for THE PEDESTRIAN'S medical expenses?

• Collision

• Comprehensive

• Property Damage Liability

• Bodily Injury Liability

• Medical Payments

Bruce tried to pass in a no passing zone and had a head on collision.  He and the other driver were injured and both cars were totaled.  Which coverages will BRUCE use to cover himself? -- SELECT TWO

• Collision

• Comprehensive

• Property Damage Liability

• Bodily Injury Liability

• Medical Payments

Bruce tried to pass in a no passing zone and had a head on collision.  He and the other driver were injured and both cars were totaled.  Which coverages will bruce use to cover THE OTHER CAR? -- SELECT TWO

• Collision

• Comprehensive

• Property Damage Liability

• Bodily Injury Liability

• Medical Payments

Debby is a high school senior.  She bought an inexpensive used car to drive to school.  To keep her insurance premium down, which TWO coverages should she not carry?

• Collision

• Comprehensive

• Property Damage Liability

• Bodily Injury Liability

• Uninsured / Underinsured Motorist

Every driver in the US must have ______ insurance.

• full coverage

• comprehensive

• liability

________ protects you if you're the victim of a hit-and-run accident.

• Collision

• Bodily Injury Liability

• Property Damage Liability

• Uninsured/underinsured motorist protection

• Medical Payments