Insurance Premiums and Contracts

What is the performance required of the insured in return for which the insurer undertakes its obligations under the insurance contract?

In what circumstances must the premium be refunded if the contract is void?

What is the appropriate remedy if the object of the risk has already been destroyed?

What must happen if the obligation to pay a premium does not come into operation?

What is the entitlement of an insured who is covered for an amount in excess of the sum he can rightfully recover?

What is the distinction between representatives of the insurer and representatives of the insured?