Câu hỏi về Thị trường Tài chính

The financial market promotes economic efficiency by

• directing capital from investors to savers.

• creating inflation.

• directing capital from savers to investors.

• reducing investment.

An increase in interest rates can ________ savings because more interest income can be earned.

• encourage

• discourage

• prohibit

• invalidate

Everything else being equal, a decrease in interest rates will cause the demand for housing (mortgage loans)

• to decrease.

• to remain unchanged.

• to possibly increase, decrease, or remain unchanged.

• to increase.

When the stock price decreases,

• a person's assets are not affected

• a company will have the ability to sell shares to fund investment spending.

• a person's assets may increase

• a person's assets may decrease.

Countries experiencing very high inflation rates may also have

• a balanced budget.

• rapidly increasing money supply.

• decreasing money supply.

• unchanging money supply.

Which of the following is not a financial organization?

• a life insurance company

• a pension fund

• a credit union

• a corporation

A sharp decline in the growth of the money supply is likely to be followed by

• a recession.

• a crisis.

• an increase in the inflation rate.

• no change in the economy.

Money and interest rate management is called ________ policy and is implemented by ________ bank of a country.

• monetary policy; higher authority

• fiscal policy; higher authority

• fiscal policy; central bank

• monetary policy; central bank

________ is used to conduct transactions while ________ is a collection of assets used to store value.

• Money; income

• Assets; income

• Income; money

• Money; assets

Currency includes

• paper money and coins.

• paper money, coins, and checks.

• paper money and checks.

• paper money, coins, checks, and savings deposits.