Technologies in bank lending and other alternative of financing

What does AI stand for in the context of financial services?

• Artificial Indicators.

• Automated Investments.

• Artificial Intelligence.

• Account Information.

What does the term "Fintech" stand for?

• Financial Techniques

• Financial Technologies

• Future Investments

• Fundamental Training

Which platform connects borrowers directly with lenders, bypassing traditional financial intermediaries?

• Traditional banks.

• Robo-advisors.

• Peer-to-peer (P2P) lending platforms.

• Mobile payment platforms.

To form a Leasing contract, there must be

• lessor and lessor

• lessee and lessor

• lessee and lessee

• only lessor

Who owns the asset is a ......

• Lessor

• lessee

Who owes the asset from its owner is a ......

• Lessor

• Lessee

Which entity must a P2P operator consult if they wish to impose a higher financing rate?

• The Central Bank

• The Ministry of Finance

• The SC (Securities Commission)

• The local business registry

What is one benefit of factoring for businesses?

• Reduces overall debt levels

• Accelerated cash flow

• Increases customer loyalty

• Provides long-term financing options

What are the two types of learning mentioned in machine learning?

• Semi-supervised Learning and Transfer Learning

• Reinforcement Learning and Active Learning

• Online Learning and Batch Learning

• Supervised Learning and Unsupervised Learning

What is the main focus of venture financing?

• To provide funding to early and growth-stage technology startups

• To support only large corporations in expanding their operations

• To provide loans to established companies with proven business models

• To offer grants to non-profit organizations for community projects