Chương 12

Chương 12

University

36 Qs

quiz-placeholder

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Chương 12

Chương 12

Assessment

Quiz

Other

University

Practice Problem

Medium

Created by

Minh Hữu

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36 questions

Show all answers

1.

MULTIPLE CHOICE QUESTION

30 sec • 1 pt

The volume of core deposits at U.S. banks has been growing in recent years relative to other categories of deposits.

T

F

2.

MULTIPLE CHOICE QUESTION

30 sec • 1 pt

The U.S. Treasury keeps most of its operating funds in TT&L deposits, according to the textbook.

T

F

3.

MULTIPLE CHOICE QUESTION

30 sec • 1 pt

Deposits owned by commercial banks and held with other banks are called correspondent deposits.

T

F

4.

MULTIPLE CHOICE QUESTION

30 sec • 1 pt

The implicit interest rate on checkable deposits equals the difference between the cost of supplying deposit services to a customer and the amount of the service charge actually assessed that customer.

T

F

5.

MULTIPLE CHOICE QUESTION

30 sec • 1 pt

Legally imposed interest-rate ceilings on deposits were first set in place in the United States after passage of the Bank Holding Company Act.

T

F

6.

MULTIPLE CHOICE QUESTION

30 sec • 1 pt

Gradual phase-out of legal interest-rate ceilings on deposits offered by U.S. banks was first authorized by the Glass-Steagall Act.

T

F

7.

MULTIPLE CHOICE QUESTION

30 sec • 1 pt

The contention that there are certain banking services (such as small loans or savings and checking accounts) that every citizen should have access to is usually called socialized banking.

T

F

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