Credit Management and Identity Theft Awareness

Front

Why you should stay away from borrowing up to your credit limit.

Back

Because your interest rate increases when you borrow more on a credit card.

Front

First contact if you find evidence of identity theft.

Back

The Federal Trade Commission.

Front

How to find out factors contributing to your credit score.

Back

Check your credit report.

Front

Insurance for hitting a deer

Back

Comprehensive insurance.

Front

Common requirement to avoid PMI

Back

A 20 percent down payment on a home.

Front

The number of exemptions declared affects the tax return amount.

Back

The number of exemptions you declare will affect if and how much you get on your return.

Front

Claiming an exemption reduces taxable income.

Back

It reduces the amount of taxable income.

Front

Not paying a credit card balance leads to interest accrual.

Back

Accruing interest on the balance.

Front

A financial advantage of paying cash for a car is avoiding interest payments.

Back

Avoiding interest payments.

Front

401(k)

Back

An employer-sponsored retirement plan where you contribute some of your paycheck.