RISK MANAGEMENT

RISK MANAGEMENT

12th Grade

42 Qs

quiz-placeholder

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RISK MANAGEMENT

RISK MANAGEMENT

Assessment

Quiz

Other

12th Grade

Medium

Created by

bhuvan ..

Used 1+ times

FREE Resource

42 questions

Show all answers

1.

MULTIPLE CHOICE QUESTION

30 sec • 1 pt

The CBPR model becomes mandatory when a borrower’s aggregate exposure (FB + NFB) is at least______crore rupees?
5
7.5
10
25
50

Answer explanation

CBPR is mandatory at ₹10 crore+ exposure as per Credit Risk Policy guidelines.

2.

MULTIPLE CHOICE QUESTION

30 sec • 1 pt

Environmental, Social, Governance & Climate‑risk parameters are introduced for corporate borrowers whose exposure is______crore rupees or more.
10
25
50
75
100

Answer explanation

ESG & Climate-risk are mandated for corporate exposures of ₹50 crore+.

3.

MULTIPLE CHOICE QUESTION

30 sec • 1 pt

Which of the following is **NOT** listed as a “No‑Go” trigger in the guidelines?
NPA with other lenders
Account red‑flagged in CRILC
Auditor’s “going‑concern” doubt
High current ratio (> 1)
Borrower in RBI defaulter list

Answer explanation

“High current ratio” is not a 'No-Go' trigger; other options are.

4.

MULTIPLE CHOICE QUESTION

30 sec • 1 pt

Once RM‑Wing tags a proposal as **No‑Go**, fresh exposure can be sanctioned only by the______
Circle Office
Credit Approval Committee
Management Committee of the Board
Executive Director
Risk Management Wing

Answer explanation

Only Management Committee of the Board can approve post 'No-Go' tagging.

5.

MULTIPLE CHOICE QUESTION

30 sec • 1 pt

All individual risk attributes in CBPR are scored on a scale where **1** denotes low risk and **10** denotes high risk. True or False?
True
FALSE
Not stated
Data insufficient
Can’t say

Answer explanation

1–Low risk, 10–High risk is prescribed for scoring.

6.

MULTIPLE CHOICE QUESTION

30 sec • 1 pt

In the composite risk rating used in RBIA, what percentage weight is assigned to Control Risk?
0.2
0.4
0.6
0.8
1

Answer explanation

Control Risk is 0.8 (80%) in the composite risk rating, as per RBIA process.

7.

MULTIPLE CHOICE QUESTION

30 sec • 1 pt

When RBIA adopts sampling instead of full verification, what proportion of the portfolio must be examined?
5–10%
10–20%
25–40%
50–75%
80–90%

Answer explanation

Sampling requires 25–40% portfolio coverage.

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