Banking Transactions and ATMs

The central bank is considered "the lender of…..”

• desperate option

• last resort

• Governmental ministries

Secured loans and unsecured loans are different in terms of…..

• collaterals

• underlying assets

• securities

"VKFTA" (signed between Vietnam and Korea) stands for:

• Vietnam - Korea fast-transfer approval

• Vietnam - Korea free- trade association

• Vietnam - Korea free-trade agreement

The…is appointed by the General Meeting of Shareholders

• Board of Management

• Board of Directors

• Executive Board

“A boom in consumer credit” means that

• People are borrowing more for consumption purposes

• Consumption is increasing

• Consumers spending is an important macroeconomic indicator

Users of online banking services need to be careful of which problem?

• money laundering

• identity thefts

• insider trading

Banks often refer to credit reference agencies to check if a borrower is ....

• creditworthy

• credit ratings

• creditworthiness

The operating costs (a.k.a….) of exclusively online banks are lower than those of traditional banks

• oversight

• interfaces

• overheads

The asset in a bubble is over-valued meaning that

• The asset actually worths less than the market price

• The net present value of the asset is positive

• The asset is valued at fair prices

When prices going up, it is called….

• evolution

• inflation

• expansion