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Baroda Star- Product knowledge_ NEW SALARY VARIANT

Total questions: 10

Worksheet time: 5mins

Name
Class
Date
1.

On the basis of net relationship value our customer are now classified as

a)

Baroda Radiance

b)

Baroda Sparkle

c)

Baroda Shining

d)

Both Baroda Sparkle and Baroda Shining

e)

All three Baroda Radiance, Baroda Sparkle, Baroda Shining

2.

For opening Baroda Salary Privilege account , net monthly salary should be more than ------

a)

20000

b)

100000

c)

200000

d)

None of the above

3.

For opening Baroda Salary Premium account, net salary should be between range of ------?

a)

Above 50000 to 100000

b)

above 1 lacs to 2 lacs

c)

Above 2 lacs to 3 lacs

d)

Above 10000 and no upper limit

4.

Which of the following is not a variants of new salary saving account.

a)

Baroda Salary Privilege

b)

Baroda Salary Premium

c)

Baroda Salary Super

d)

Baroda Salary Classic

e)

None of the above

5.

Inbuilt overdraft ranging from ----- to -------- is available to account holder under this new salary variant.

a)

5000 to 10000

b)

100000 to 30000

c)

50000 to 300000

d)

none of the above

6.

Minimum CIBIL score required to get overdraft under this new salary variant is ?

a)

725

b)

760

c)

800

d)

750

7.

What is the period of such overdraft facility

a)

12 month subject to annual review

b)

24 month

c)

As per request of account holder subject to repayment capacity.

d)

None of these

8.

How the overdraft will liquidate?

a)

The account is to be brought into credit within 12 month

b)

The account is to brought into credit as per the repaying capacity of the account holder

c)

The account is to be brought into credit once in 60 days

d)

None of the above

9.

What would the ROI on the overdraft ?

a)

2% above MCLR+ 1 year SP

b)

3% above MCLR+ 1 year SP

c)

1% above MCLR+ 1 year SP

d)

None of the above

10.

Which charges are waived/free for the account holder under new salary variants

a)

Processing charges on retail loans

b)

Free remittance facility for RTGS/NEFT/IMPS

c)

Life time free Credit Cards

d)

All the above