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Unit 1 The Economy and You

Total questions: 45

Worksheet time: 23mins

Name
Class
Date
1.

What drives the economy?

a)

goods and services

b)

wants and needs

c)

resources

d)

consumers

2.

Which is NOT true of public wants?

a)

They are widely shared by many.

b)

Government satisfies public wants.

c)

They are often considered private.

d)

Examples include highways and parks.

3.

Which is a name for items people can use to make or obtain what they need or want?

a)

resources

b)

goods

c)

swervices

d)

products

4.

Which is true of resources?

a)

Resources are unlimited

b)

Businesses and government lack resources.

c)

Insurance and tourism are examples of resources.

d)

Resources are limited.

5.

What should you do before making a decision?

a)

Determine the pros and cons of alternatives.

b)

Satisfy your wants and needs.

c)

Think of another decision you have made.

d)

Make the best use of limited resources.

6.

Which question would best help you evaluate a decision after you put it into effect?

a)

What resources are available to me?

b)

What are my needs and wants?

c)

Would I make the same choice again?

d)

What is the problem and what are my options?

7.

Which is true of both personal and business decisions?

a)

They should be made independently.

b)

They should be made without regard for consequences.

c)

They should consume the most resources available.

d)

The should be consistent with values and goals.

8.

What is a commercial activity that seeks profit by providing goods in exchange for money?

a)

profit

b)

market research

c)

competition

d)

a business

9.

What is profit?

a)

commercial activity

b)

motivation and wealth

c)

money remaining after cost have been paid

d)

an opportunity to earn a better living

10.

Which is not true of businesses?

a)

They pay taxes and provide jobs.

b)

The wealth they create benefits the entire community.

c)

They are rewarded with profits by satisfying consumers

d)

They can survive without profits.

11.

What is competition?

a)

a contest to win customers

b)

the freedom to produce new products

c)

voluntary exchange

d)

inexpensive goods and services

12.

Which is NOT something a competitive business needs to offer?

a)

quality products

b)

discontinued goods

c)

outstanding service

d)

good prices

13.

What must a business do when developing new products or services?

a)

evaluate demand

b)

lend money

c)

pay taxes

d)

focus on customer service

14.

What is one result of effective market research?

a)

immediate access to global markets

b)

immediate access to start up capital

c)

information that helps a business identify opportunities

d)

improved production management

15.

What might a business do if its products don't meet consumers needs?

a)

consider bankruptcy

b)

start a new business

c)

try new selling techniques

d)

modify its products to satisfy consumers

16.

What is scarcity?

a)

unlimited wants and needs

b)

a shortage of resources

c)

a lack of goods and services

d)

limited expenses

17.

Which is NOT a factor of production?

a)

natural resources

b)

labor

c)

capital

d)

the marketplace

18.

Which statement about natural resources is true?

a)

Water is renewable because it can be reproduced.

b)

Lumber is not renewable because it takes a long time to grow new trees.

c)

Coal is renewable because there is so much of it still in the ground.

d)

Agricultural products are renewable because new crops can be grown each season.

19.

Which statement about natural resources is NOT true?

a)

Natural resources can be processed to make goods.

b)

The amount of natural resources available to a society has little effect on its economy.

c)

Synthetic materials such as nylon can be made from natural resources.

d)

Countries that have scarce natural resources must get them from somewhere else.

20.

Which means the same as human resources?

a)

capital resources

b)

service providers

c)

labor resources

d)

unskilled workers

21.

Which is an example of a capital resource?

a)

a machine used to make molded plastic toys.

b)

a customer service representative

c)

money borrowed from a bank

d)

the president of a company

22.

Which is most likely to profit from society's changing wants and needs?

a)

a business with existing capital resources

b)

a producer of goods

c)

an entrepreneur

d)

a business with substantial labor resources

23.

Which refers to how people satisfy their needs and wants by making choices?

a)

entrepreneurship

b)

economics

c)

equillibrium

d)

opportunity

24.

What is opportunity cost?

a)

the income people receive by taking risk

b)

giving up the chance to use a resource for one thing instead of another

c)

the methods and labor used to produce a good

d)

the income people have to purchase goods and services

25.

What is a characteristic of capitalism?

a)

Resources are privately owned

b)

Resources are shared equally

c)

There is an even distribution of income

d)

Prices are determined by government planners.

26.

What are two basic types of economic systems?

a)

supply and demand

b)

competition and profit

c)

private enterprise and free enterprise

d)

market economy and command economy

27.

Which is true about people working in a market economy who have labor skills that are in demand?

a)

Their earnings are the same as other workers their age

b)

their incomes tend to be lower than others whose skills are not in demand

c)

Their incomes tend to be higher than others whose skills are not in demand

d)

their earning are not related to demand

28.

Which is the most important in determining the price of a product or service?

a)

profit and competition

b)

business owners' preferences

c)

equilibrium pricing

d)

supply and demand

29.

Which is most likely to happen when the price for a good or service is high?

a)

demand falls

b)

profits rise

c)

supply increases

d)

competition decreases

30.

Which is a characteristic of socialism?

a)

individuals own all major resources

b)

Major industries are government owned

c)

There is little choice for consumers

d)

There is no incentive to create better products

31.

Which is the current emphasis in the US Economy?

a)

agriculture

b)

service

c)

industry

d)

information

32.

When did the Industrial Revolution lead to the industry based economy?

a)

1600

b)

1700

c)

1800

d)

1900

33.

Which is NOT an indicator of a country's economic health?

a)

GDP

b)

standard of living

c)

environmental awareness

d)

inflation

34.

What should happen to unemployment if the economy is picking up?

a)

it increases

b)

it decreases

c)

it reverts to previous levels

d)

it remains the same

35.

Which is NOT a cause of inflation?

a)

increased defense spending for a war

b)

increased supply of goods in excess of demand

c)

increased taxation

d)

increased production cost

36.

What is the main source of income for governments?

a)

taxes

b)

education

c)

budget surplus

d)

social security

37.

Which term applies when a government makes more money than it spends in a year?

a)

budget deficit

b)

national debt

c)

budget surplus

d)

revenue

38.

Which is NOT a job that the Federal Reserve does?

a)

passes laws about tax policies

b)

controls the circulation of money

c)

sets interest rates

d)

controls the amount of money loaned

39.

In the business cycle, what generally comes after a period of depression?

a)

properity

b)

recession

c)

recovery

d)

another depression

40.

What is another term for a period of economic prosperity?

a)

downturn

b)

demand

c)

decline

d)

peak

41.

Which is true of a recession?

a)

businesses produce less

b)

wages are higher

c)

new businesses open

d)

more people buy houses

42.

What is another term for depression?

a)

decline

b)

Black Tuesday

c)

bank holiday

d)

deep recession

43.

Which would NOT characterize a depression?

a)

high unemployment

b)

low wages

c)

less goods and services produced

d)

decreased capacity in manufacturing plants

44.

Which would NOT help during a period of recovery?

a)

war

b)

renewed recession

c)

business innovation

d)

increased consumer purchasing

45.

Which is NOT considered an indicator of a higher standard of living?

a)

increasing availability of goods

b)

decreasing availability of goods

c)

increasing availability of services

d)

increasing purchase of luxury goods