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Worksheets

Addressing Legal Issues and Managing Risk

Total questions: 29

Worksheet time: 15mins

Name
Class
Date
1.

Tax-exempt, nonprofit corporations ________.

a)

cannot make a profit

b)

do not have legal liability

c)

are set up with a specific mission to improve society

d)

pay dividends more often than for-profit corporations

2.

In limited liability companies ________.

a)

income is taxed only once, as the personal earnings of members

b)

personal assets of the owners are left legally unprotected

c)

income is never taxed

d)

income is taxed twice, corporately and personally

3.

In a corporation, all profits go to ________.

a)

reduce the surplus

b)

the owners and the shareholders

c)

the stockholders as salaries

d)

the partners according to the terms of the agreement

4.

Which of the following are not usually not-for-profit organizations?

a)

trade associations

b)

charitable foundations

c)

churches

d)

book stores

5.

The main disadvantage of corporations is that corporate income is ________.

a)

taxed only once

b)

always high

c)

taxed twice

d)

taxed three times

6.

Which is not a potential penalty for breaking a contract?

a)

You may lose a share of the ownership of your business to the other party who signed the contract.

b)

You may be sued in a court of law by the other party who signed the contract.

c)

A court may order you to pay damages to the other party who signed the contract.

d)

It can be costly.

7.

A(n) ________ is an agreement between two or more parties that is enforceable by law.

a)

trust

b)

contract

c)

understanding

d)

None of the above.

8.

________ are the building blocks of business.

a)

Letters of agreements

b)

Contracts

c)

Personal relationships

d)

Customer services

9.

A good contract will spell out ________, or unforeseeable "acts of God" beyond anyone's control, for which neither party is responsible.

a)

contingencies

b)

liabilities

c)

amendments

d)

disasters

10.

An injured party whose rights in a contract have been breached can bring a(n) ________ against the other party.

a)

arbitration

b)

motion

c)

mediation

d)

lawsuit

11.

The time period in which legal action may be taken is the ________.

a)

limit of liability

b)

statute of legal obligations

c)

statute of limitations

d)

None of the above.

12.

Some contracts specify that conflicts may be settled through ________ instead of court.

a)

negotiation

b)

coercion

c)

arbitration

d)

small claims

13.

The four "A's" of a successful contract include ________.

a)

A) avoid misunderstanding and assure work

b)

B) assure payment and avoid liability

c)

C) assess risk and analyze profit

d)

Both A and B.

14.

Every corporation is recognized and treated under the law as ________.

a)

an entity, much like a person, that has expenses and earnings

b)

a small business

c)

a large business

d)

if it were its owners and employees

15.

Obtain a trademark in order to ________.

a)

protect your logo

b)

register your business name

c)

protect all your intellectual property

d)

protect your business name

16.

Infringement of intellectual property is ________.

a)

a business tactic

b)

a crime

c)

profitable

d)

legal in some states

17.

If you invent something and don't patent it, it falls into the public domain, meaning that ________.

a)

you can sell your invention publicly without paying the U.S. Patent Office

b)

anyone can manufacture your invention and profit from selling it without paying you

c)

you can sell the right to manufacture the invention

d)

you can save a lot of money

18.

The form of protection offered under U.S. law to the authors of "original works of authorship" is a(n) ________.

a)

patent

b)

electronic right

c)

trademark

d)

copyright

19.

What is used to identify and distinguish the source of a service rather than a product?

a)

sales mark

b)

trademark

c)

service mark

d)

intellectual property

20.

You do not need a patent unless you ________.

a)

1) have invented a product that you intend to market yourself or sell to a manufacturer

b)

2) believe that someone else could successfully sell the product by copying your invention

c)

Both 1 and 2.

d)

None of 1 and 2.

21.

You purchase $250,000 worth of insurance to protect your restaurant with a $10,000 deductible. How much money are you entitled to receive as a payout if a fire destroys your store which is valued at $250,000?

a)

$240,000

b)

$10,000

c)

$250,000

d)

$240,000 less co-payment

22.

To protect against lawsuits brought by anyone injured by your product, you will need to buy ________.

a)

liability insurance

b)

business insurance

c)

casualty insurance

d)

an umbrella policy

23.

________ protects people from having property or wealth stolen, lost or destroyed. There are many kinds and in order to purchase it you pay a monthly, quarterly or annual ________.

a)

Insurance/carrying cost

b)

Insurance/premium

c)

Insurance/dividend

d)

Insurance/maintenance fee

24.

A low deductible will yield a ________.

a)

lower premium

b)

higher coverage plan

c)

has no impact on the premium

d)

higher premium

25.

A ________ is the amount of loss or damage that you agree to cover before any insurance coverage takes over.

a)

deductible

b)

carrying cost

c)

premium

d)

co-insurance

26.

________ insurance compensates employees for loss of income and for medical expenses due to job-related injuries.

a)

Short-term disability

b)

Disability

c)

Injury

d)

Worker's compensation

27.

________ insurance is designed to cover you in the event that a business (its employees) fails to do something that causes harm to a customer.

a)

Negligence

b)

Errors and omissions

c)

Product liability

d)

Casualty

28.

A(n) ________ is an official document that gives you the right to carry out a specific activity, such as an outdoor festival

a)

license

b)

certificate

c)

permit

d)

entitlement

29.

Federal, state and local ________ may apply to a business and may affect what it can do, how it can do it, and when and where it can operate.

a)

regulations

b)

grants

c)

taxes

d)

zoning