WorksheetsDIGITAL BANKING
Total questions: 64
Worksheet time: 32mins
Name
Class
Date
1.
What is the Full form of MMID
a)
Money Message Identity
b)
Mobile Money Interface
c)
Mobile Message Identifier
d)
Mobile Money Identifier
2.
What is the full form of UPI
a)
Unified Payment Interface
b)
Unique Payment Interface
c)
United Payment Interaction
d)
Unified Processing Interface
3.
what is the maximum per day limit of fund transfer from M Connect +
a)
50000
b)
25000
c)
100000
d)
200000
4.
Debit card PIN generation though Bank of Baroda ATM is Called __________
a)
Pink PIN
b)
Green PIN
c)
Red PIN
d)
Blue PIN
5.
UPI is an initiative of ________
a)
RBI
b)
SEBI
c)
IRDA
d)
NPCI
6.
VPA stands for __________
a)
Virtual Payment Address
b)
Virtual Processing Address
c)
Vital Payment Authority
d)
Visible Payment Authority
7.
In BHIM Baroda Pay what is the full form of BHIM
a)
Bharat Intensive Mobility
b)
Bharat Interface for Money
c)
Bharat Intercom for messages
d)
Bharat Enterprise for Money
8.
What is True about Digital D-mat and Baroda E Trade Account
a)
NRIs are also eligible to open this account
b)
Presently this facility is available only with NSDL depository
c)
Account can be opened in the name of single holder only
d)
Customer cannot upload KYC documents himself
9.
What is false about BHIM Baroda Pay
a)
One App for Multiple Bank Acounts
b)
Send & Receive Money Instantly
c)
Customer cannot Generate QR Code
d)
Customer can make payment to P2P & P2M by using QR Code
10.
What is the Name of Bank of Baroda's Internet Banking facility
a)
Baroda 24x7
b)
I connect
c)
Baroda Connect
d)
Baroda Nonstop
11.
Full form of IPG is __________
a)
International Payment Gateway
b)
Internet Payment Gateway
c)
Internet Processing Gateway
d)
Internet Payment Grid
12.
What is the Name of Bank of Baroda's IPG facility
a)
Baroda e Gateway
b)
Baroda i Gateway
c)
Baroda DigiGateway
d)
Baroda Nonstop
13.
What is false about m Passbook
a)
Multiple Account Display (SB, CA, CC, Loan, RD, FD)
b)
Option to Download the Transaction statement not available
c)
Option to select your preferred Language available
d)
Expense Manager Helps in keeping track of your expenses
14.
Baroda Travel Easy Card is valid for a period of ____ Yrs from the date of issue
a)
3
b)
1
c)
5
d)
10
15.
What is False about Baroda Travel Easy Card
a)
No worry of exchange rate fluctuations
b)
Card Not valid for use in India, Nepal and Bhutan
c)
It can be loaded only once
d)
Global Customer Assistance Service (GCAS) of VISA available to all
16.
Baroda Travel Easy Card is not available in _____
a)
Euros
b)
Sterling Pound
c)
US Dollars
d)
Arab Emirate Dirhams
17.
How many accounts maximum can be linked to Bank of Baroda Debit card
a)
10
b)
9
c)
5
d)
1
18.
What is True about Baroda Gift Card
a)
Card is valid for 3 yrs from the date of purchase
b)
Card not enabled for e- commerce transactions
c)
ATM Cash withdrawal is NOT permitted.
d)
Card is reloadable
19.
The Minimum amount that can be loaded in a Baroda Reloadable card is Rs. ___ /-
a)
100
b)
500
c)
1000
d)
5000
20.
Baroda Reloadable Cards are valid for maximum period of ___ months from the date of issuance or date of expiry mentioned on the card, whichever is earlier.
a)
12
b)
60
c)
36
d)
120
21.
What is the Name of the App launched by Bank of Baroda which allows online investment in Mutual funds
a)
Baroda Wealth
b)
M Clip
c)
Baroda e Invest
d)
Baroda m- Invest
22.
Which machine is generally not installed in Bank of Baroda E-
a)
Multifunction Kiosk
b)
Cash Recycler
c)
Account Opening Kiosk
d)
Self Service Passbook Printer
23.
What is the maximum per transaction limit of fund transfer from M connect (Rs.)
a)
10000
b)
25000
c)
100000
d)
50000
24.
What is the Name of Bank of Baroda's product which facilitates
a)
Baroda Faster
b)
Baroda Fastag
c)
Baroda e Toll
d)
Baroda Fastoll
25.
Recurring Deposit account in Mobile Banking can be opened for the period in the
a)
Multiple of 1 Month
b)
Multiple of 3 Month
c)
Multiple of 6 Month
d)
All of the Above
26.
Overall Max limit for number of Transactions per day through M Connect Plus is
a)
20
b)
25
c)
50
d)
100
e)
None of these
27.
One Time Password validity for Cash on Mobile Service through M Connect Plus is
a)
600 Seconds
b)
180 Seconds
c)
900 Seconds
d)
300 Seconds
e)
None of these
28.
Out of the Following, Which Type of Fund transfer is presently available in M Connect Plus:
A. P2A B. P2P C. P2U
a)
A and C
b)
A and B
c)
B and C
d)
All of the above
29.
Which of the following is not the feature of UPI version 2.0:
a)
Invoice in the Inbox
b)
Linking of Overdraft
c)
One Time Mandate
d)
Signed Intent and QR
e)
None of these
30.
Which Bank is not the member Bank of UPI 2.0:
a)
SBI
b)
CITI
c)
HDFC
d)
AXIS
e)
None of these
31.
Circular on Promotion Scheme for BHIM Aadhaar was issued by:
a)
NABARD
b)
RBI
c)
Govt. of India (DFS)
d)
NPCI
32.
Minimum requirement for BHIM Aadhaar for Android Smartphones:
a)
Version 3.18
b)
Version 3.16
c)
Version 3.10
d)
Version 4.4
e)
No Minimum requirement
33.
In M Connect Plus, Transfer of funds to PPF account is allowed from which of the following:
A. SBA B. ODA C. CCA
a)
A and B
b)
A and C
c)
Only A
d)
A, B and C
34.
When will the Merchant receive the incentive for BHIM Aadhaar Transaction?
a)
Between One to Seven Days after the date of transaction
b)
Between One to Five Days after the date of transaction
c)
Between One to Fifteen Days after the date of transaction
d)
Between One to Thirty Days after the date of transaction
35.
Internal Ombudsman is a
a)
Bank’s Senior Executive
b)
RBI Appointee for reviewing complaint handling
c)
Retired Senior executive of other Bank appointed by Bank as per RBI guideline
d)
Government Representative appointed by the Bank’s Board
36.
Maximum time period for raising Chargeback for wrong credit in UPI for P2P & P2M transactions from the date of transaction
a)
25 days & 35 days
b)
60 days & 75 days
c)
60 days & 90 days
d)
90 days & 75 days
37.
Amount which needs to be recovered from customer for participating in arbitration stage, if he is not satisfied with resolution provided at pre arbitration level for Debit Card related complaints.
a)
Rs.500
b)
Rs.560
c)
Rs.600
d)
Rs.590
38.
If Banking Ombudsman issued award against the Bank then whether Bank can appeal-
a)
Yes, but prior sanction of Zonal Head
b)
Yes, but prior sanction of MD & CEO
c)
Yes, but prior sanction of MD & CEO or ED
d)
No, such appeal is not possible
39.
What is the correct sequence of resolution stages related to Debit Card complaint-
a)
Pre Arbitration – Arbitration – Chargeback
b)
Chargeback – Pre Arbitration – Arbitration
c)
Chargeback- Banking Ombudsman - Pre Arbitration – Arbitration
d)
None of the above
40.
To set the UPI pin for HDFC bank customers on BHIM Baroda Pay app, minimum requirements are: A. Last 6 digit of Debit card and Expiry date
B. Account Number C. ATM PIN D. IFSC Code of the branch E. OTP
a)
A, B and D
b)
A, C and E
c)
A and E
d)
A and C
41.
Ministry of Electronics and Information Technology (MeitY) has given the Target of on- boarding 1,13,678 Merchants on BHIM Aadhaar platform to Bank of Baroda for the FY 2017-18, what is the balance target for the FY 18-19:
a)
35149
b)
99584
c)
75376
d)
49494
42.
As per the Govt, of India figures, merchant on- boarded on BHIM Aadhaar platform as on date is
a)
Above 3 Lacs
b)
Above 6 Lacs
c)
Above 8 Lacs
d)
Above 10 Lacs
43.
As per Ministry of Electronics and Information Technology (MeitY), Achievement of total number of Digital Transactions against the Target of 2,500 crore for FY 2017-18 is:
a)
1,586 Crore
b)
1,752 Crore
c)
2,071 Crore
d)
2,364 Crore
44.
As per customer Protection Policy of Bank what will be the liability of the customer in case of the following scenario: “3rd party Breach for all SB accounts except BSBDA where unauthorized transaction reported by customer within 4 to 7 days from the date of Transaction”
a)
50% Liability or Rs. 10,000/- whichever is lower
b)
Transaction Value or Rs. 10,000/- whichever is lower
c)
75% Liability or Rs. 5,000/- whichever is lower
d)
Transaction Value or Rs.
25,000/-
whichever is lower
e)
50% Liability or Rs. 5,000/-
whichever is lower
45.
Nomination Facility through Mobile Banking is available for which of the following mode of operations accounts: A. Either Or Survivor B. Any one Or Survivor C. Self
a)
C and A
b)
B and C
c)
Only C
d)
A, B and C
46.
Self-registration option in M Connect Plus is available for which of the Operating system(S):
A. Android B. Windows C. IoS
a)
A and C
b)
A and B
c)
B and C
d)
Only A
47.
Identify document required for Issuance of Travel Card in case of Retail customer:
a)
Application with Visa Copy
b)
Application with Air Ticket Only
c)
Application with Visa Copy and Sponsor Declaration form
d)
Only Application
e)
Application with Recent Photograph
48.
Revalidation period of expired Baroda gift card is:
a)
30 days from Expiry
b)
3 Months from Expiry
c)
6 Months from Expiry
d)
270 days from Expiry
49.
Which of the Following scheme code is allowed for M Connect Plus:
a)
OD001
b)
OD020
c)
OD006
d)
None of the Above
50.
If a customer uses a USD Travel card in Singapore to withdraw cash from ATM in local currency, Identify the charges levied:
a)
ATM withdrawal charges
b)
Cross Currency Charges
c)
MCC buffer Charges
d)
Both A and B
e)
Both A and C
51.
Total number of Villages converted by Bank into Digital/cashless village as on 30.09.2018 is:
a)
165
b)
197
c)
248
d)
274
52.
Recently Bank of Baroda has tied up with True Caller to offer BHIM Baroda Pay services, where for non BOB customer’s bob UPI handler will be assigned in which manner among True caller member Bank’s:
a)
Priority basis
b)
Round Robin
c)
Queue Basis
d)
Shortest Job First
53.
Recently bank has tied up with which e commerce company to offer 10% cashback on Debit card transactions (E Com):
a)
Flipkart
b)
Myntra
c)
Jabong
d)
Snapdeal
e)
Shopclues
54.
Which of the following is the proper subset of Smart City, Govt. of India project:
a)
Aizawl, Thiruvananthapura m, Kurnool, New Raipur
b)
Kakinada, Shimoga, Sagar, Guna
c)
Raurkela, Karimnagar, Ajmer, Bhilwara
d)
Itanagar, Bilaspur, Gurgaon, Tumkur
e)
Erode, Surat, Salem, Dohad
55.
Which of the Following product is not the part of Digital Carnival campaign launched by Digital Banking Dept:
a)
BHIM Baroda Pay
b)
M Connect Plus
c)
Baroda Travel Easy Card
d)
Baroda Gift Card
e)
FASTag
56.
Cashback (Max) of Rs. 400/- on Indian Oil Petrol Pump for using the Bank of Baroda Debit card is available with:
a)
Master Card
b)
Visa
c)
Rupay
d)
None of these
57.
Bank of Baroda Master card offer “Rs. 1000/- off on purchase of Rs. 20,000/- and above” is applicable on which of the following:
a)
Shoppers Stop
b)
Croma
c)
Travelguru
d)
Kalyan Jewellers
58.
How much % of discount is available for Air ticket booking on Go-Air through Bank of Baroda Rupay Card?
a)
0.1
b)
0.05
c)
0.2
d)
0.15
59.
What is the Minimum Recharge amount for Car/Jeep/Van (Vehicle 1 Class) with reference to FASTag?
a)
Rs. 100
b)
Rs. 150
c)
Rs. 200
d)
Rs. 250
60.
Govt. of India has made mandatory to issue FASTag for all new vehicles from categories M (At least Four wheeler design and constructed for carriage of passengers) and Category N (At least four wheeler designed and constructed for carriage of goods) manufactured or sold, post from which date:
a)
31st Dec 2017
b)
31st March 2018
c)
1st Dec 2017
d)
1st Jan 2018
61.
What are the revised Issuance charges for Baroda gift card value From Rs. 5001/- to Rs. 10,000/-:
a)
Rs. 45/-
b)
Rs. 50/-
c)
Rs. 75/-
d)
Rs. 100/-
62.
On Which date, Govt. of India has announced “Continuation of Incentive for Promotional Scheme for BHIM Aadhaar Baroda Pay Scheme” where incentive @0.5% will be given to Merchant on each transaction (Min Value Rs. 25/- and Max value Rs. 1000/-) and Min Incentive amount Rs. 2/- and Maximum Rs. 50/- transaction till 31st March 2019:
a)
1st April 2018
b)
26th April 2018
c)
1st May 2018
d)
30th April 2018
63.
Recently Bank of Baroda has tied up with True Caller to offer BHIM Baroda Pay services, what is the name of BOB UPI handler which will be assigned to users of the True caller app while
on-boarding on UPI platform:
a)
@BarodaMPay
b)
@BarodaPay
c)
@BHIMBarodaPay
d)
@BarodaTruecalle rPay
64.
What is the average on-boarding count of new customers on True Caller app with BOB UPI handler with True caller as on 09.10.2018?
a)
1000-2000 per day
b)
1000-3000 per day
c)
3000-5000 per day
d)
5000-10000 per
day
100 %
