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Summit 2019 - Industry Quiz

Total questions: 12

Worksheet time: 4mins

Name
Class
Date
1.

What is the main reason why an insurance company may want reinsurance coverage?

a)

Risk transfer

b)

Income smoothing

c)

Revenue smoothing

d)

Money transfer

2.

An insured entity must have a financial loss or financial interest in the property. We call this:

a)

Principle of indemnity

b)

Pure risk

c)

Insurable interest

d)

Property coverage

3.

Which one is NOT an insurable risk?

a)

Damage caused by flooding

b)

Investing in the stock market (speculative risk. Others are pure risks)

c)

Loss of income and employment benefits

d)

Slipping on someone´s driveway

4.

Which one is NOT a mechanism of risk sharing or distribution?

a)

Co-insurance

b)

Reinsurance

c)

Pooling

d)

Bonding

5.

Reinsurer can insure its risk too. We call this:

a)

Re-reinsurance

b)

Retrocession

c)

Insurance

d)

Where does it end?

6.

When an insurance company transfers the risk to SwissRe, we start calling them:

a)

Cedent

b)

Broker

c)

Consumer

d)

Policyholder

7.

Which type of reinsurance is NOT proportional reinsurance?

a)

Quota share

b)

Surplus

c)

Facultative-obligatory

d)

Stop loss

8.

The re-insurer that sets the terms for the contract is called the:

a)

Chief re-insurer

b)

Major re-insurer

c)

Stakeholder re-insurer

d)

Lead re-insurer

9.

What were the names of 3 major hurricanes in 2017?

a)

Harvey, Irma and Maria

b)

Florence, Katarina and Charley

c)

Sandy, Wilma and Erika

d)

Felix, Anita and Dennis

10.

What were the natural catastrophe-related economic losses in 2017?

a)

Around USD 330 billion

b)

Around USD 155 billion

c)

Around USD 92 billion

d)

Around USD 530 billion

11.

The most expensive life insurance policy in the world, worth USD 1.2 billion, belongs to:

a)

Jeff Bezos

b)

Warren Buffett

c)

Steven Spielberg

d)

Bill Gates

12.

Julia Roberts once took out a USD 30 million insurance policy on her:

a)

Acting talent

b)

Hair

c)

Smile

d)

Chihuahua dog