The GMWB rider offers 20 years of guaranteed payments even if the market value doesn't have enough value to pay out the payments.

If the client has their SunWise Elite Plus contract in existence for 20 years, they can still receive bonus in year 20 if they haven't started taking payments yet.

5% Bonus is available in years in which the client has made a withdrawal.

GMWB rider resets also reset the Death and Maturity Guarantees (Contract Guarantees)

When electing the GMWB rider on a SunWise Elite contract, the old account will transfer to a new account which now contains the rider.

If switches are made on a SunWise Elite Plus account that puts the entire account portfolio into 100% equity, when will the account be rebalanced?

GWB Base consists of

GWB Adjusted Base consists of

Remaining GWB consists of

The GWA (Gauranteed Withdrawal Amount) is calculated using 5% of which base?

The opening year of a SunWise Elite contract eats into one of the first 15 years available for bonus.

5% Bonus received is always deposited into which 2 bases?

If a client wanted to, they could withdraw their entire market value and bonuses upon the closest maturity date.

The 5% Bonus is calculated using which base?