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Loan Genius Mortgage Trivia

Total questions: 7

Worksheet time: 4mins

Name
Class
Date
1.

In mortgage lending, what do the letters FHA Stand for?

a)

First-time Homebuyer Association

b)

Federal Housing Assistance

c)

Federal Homebuyer Association

d)

Federal Housing Administration

e)

Federal Housing Association

2.

What is the Maximum Debt to Income Ratio on an FHA loan?

a)

45%

b)

50%

c)

57%

d)

65%

3.

Why should you refer your buyers to Loan Genius?

a)

We have no upfront “junk fees” like processing or underwriting fees on FHA, VA, and Conventional loans, saving your buyers $1200-$1500.

b)

We have rates and pricing that are so good, in addition to waiving upfront fees we often give back 1.5% to 2% of their loan amount in lender credit for closing costs. $300k loan = extra $6,000 in their pocket.

c)

We do all types of loans and have specialty programs for almost every situation. Including self-employed borrowers who don’t qualify using tax returns, foreign nationals, non-warrantable condos, construction/rehab loans.

d)

Our loan officers go to the closing, bring a closing gift, and have a champagne toast with you and your buyers creating a memorable celebration and lasting impression of their experience, helping you earn more referrals.

4.

In Broward County, what is the maximum mortgage limit for a VA Loan?

a)

356,500

b)

484,300

c)

457,000

d)

No Limit

e)

1,000,000

5.

If a homebuyer receives their closing disclosure (CD) on Wednesday, what is the earliest possible day they can close and fund?

a)

Monday

b)

Tuesday

c)

Wednesday

d)

Thursday

e)

Friday

6.

If a homebuyer receives their closing disclosure (CD) on Thursday, what is the earliest possible day they can close and fund?

a)

Monday

b)

Tuesday

c)

Wednesday

d)

Thursday

e)

Friday

7.

Who are you going to call for your next pre-approval?

a)

Loan Genius

b)

Loan Genius

c)

Loan Genius

d)

Loan Genius. And I have already saved your number in my phone.