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Financial Literacy PT Review

Total questions: 25

Worksheet time: 19mins

Name
Class
Date
1.

The more tax allowances you claim on your Form W-4

a)

the smaller your paycheck will be.

b)

the larger your paycheck will be.

c)

the more deductions your employer will withhold.

d)

the fewer deductions your employer will withhold.

2.

The fewer exemptions you claim, the more likely it is that you will receive a

a)

tax allowance.

b)

deduction.

c)

tax refund.

d)

penalty.

3.

Which of the following would not be an acceptable document you could use to obtain a Social Security number?

a)

U.S. birth certificate

b)

certificate of naturalization

c)

U.S. driver's license

d)

school identification card

4.

Which of the following describes a good work ethic?

a)

arriving at work early every day

b)

showing up for work every day

c)

calling your employer if you are sick

d)

all of the above

5.

Fringe benefits of a job include all the following except

a)

salary

b)

health insurance

c)

a pension fund

d)

sick days

6.

If you make $18.00 an hour and work 40 hours a week, and your deductions equal $132.69, what is your net pay?

a)

$623.42

b)

$852.69

c)

$720.00

d)

$587.31

7.

For which of the following reasons might a company encourage some of its employees to telecommute?

a)

to increase productivity and reduce turnover

b)

to reduce overhead and increase turnover

c)

to reduce turnover and increase overtime

d)

to reduce turnover and reduce overtime

8.

Which of the following actions could you take to increase your chance of being promoted?

a)

offer to assist a team member in testing new software

b)

be proactive in investigating how to reduce shipping costs

c)

ask your supervisor if you can lead a meeting

d)

all of the above

9.

Another term for professional development seminars is

a)

in-service training.

b)

apprenticeships.

c)

on-the-job training.

d)

all of the above

10.

Which of the following is a characteristic of apprenticeship programs?

a)

A trade school degree is required.

b)

A high school degree is required.

c)

They usually last about 12 months.

d)

They usually start at full pay.

11.

Another name for a community college is a

a)

junior college.

b)

two-year college.

c)

city college.

d)

all of the above.

12.

Which of the following are the three types of business partners?

a)

silent, limited, and proprietor

b)

general, limited, and stockholder

c)

silent, general, and limited liability

d)

silent, general, and limited

13.

In a corporation, stockholders are accountable for

a)

their stock’s value at the end of the year.

b)

the value of their earnings.

c)

the amount of their debt.

d)

none of the above

14.

Which of the following is not one of the four components of the American economy?

a)

a franchise

b)

a forest

c)

a plant’s employees

d)

investments in materials

15.

Which of the following might not be a useful trait in an entrepreneur?

a)

self-starter

b)

ability to anticipate problems

c)

decisiveness

d)

need to feel secure

16.

If you were not born in the United States, you will need to supply a certificate of _________ to obtain a Social Security number.

a)

community college

b)

gross pay

c)

naturalization

d)

performance evaluation

e)

respect

17.

The purpose of a(n) _____________ is to provide employees with knowledge about rules and regulations.

a)

community college

b)

company policy handbook

c)

deductions

d)

Entrepreneurs

e)

expectations

18.

The reason most states require a(n) __________ is so employers cannot exploit young workers.

a)

gross pay

b)

naturalization

c)

performance evaluation

d)

respect

e)

work permit

19.

One way to develop good working relationships is by always treating your coworkers with ____________.

a)

gross pay

b)

performance evaluation

c)

respect

d)

work permit

e)

naturalization

20.

An annual______________ gives employers the opportunity to let employees know if they are meeting expectations.

a)

gross pay

b)

performance evaluation

c)

respect

d)

work permit

e)

naturalization

21.

The amount of money you earn before deductions are subtracted is called ___________.

a)

gross pay

b)

performance evaluation

c)

respect

d)

work permit

e)

naturalization

22.

When you file your tax return, you may be able to claim _____________.

a)

community college

b)

company policy handbook

c)

deductions

d)

Entrepreneurs

e)

expectations

23.

You might be able to transfer your two years’ of college credit from a(n) _________________________ to a four-year college program.

a)

community college

b)

company policy handbook

c)

deductions

d)

Entrepreneurs

e)

expectations

24.

_________________________ are likely to work more than one job until their businesses start earning a profit.

a)

community college

b)

company policy handbook

c)

deductions

d)

Entrepreneurs

e)

expectations

25.

Employers have certain _________________________ of their workers—particularly that they follow company rules, have a good work ethic, and accept criticism with maturity.

a)

expectations

b)

naturalization

c)

performance evaluation

d)

respect

e)

work permit