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Economics Final Review

Total questions: 100

Worksheet time: 3hrs 32mins

Name
Class
Date
1.

The study of how people make decisions to satisfy their needs and wants

a)

Scarcity

b)

supply and demand

c)

economics

2.
If I am better at all types of production, I have the ______ in all forms of production.
a)
Comparative advantage
b)
Specialization
c)
Absolute advantage
d)
developed nation
3.
To focus on producing one thing to improve productivity is known as:
a)
Specialization
b)
International trade
c)
Absolute Advantage
d)
Supply and Demand
4.
A trade agreement between Canada, Mexico, and the US
a)
NAFTA
b)
EU
c)
WTO
d)
ABC
5.
Which of the following is not a benefit of trade between nations?
a)
More stuff
b)
Better stuff
c)
cheaper stuff
d)
similar stuff
6.

Goods and services a country produces and sells to other countries

a)

imports

b)

exports

c)

demand

d)

supply

7.

Goods and services brought in from other countries

a)

supply

b)

exports

c)

imports

d)

tariff

8.

A tax on imports

a)

tariff

b)

import tax

c)

supply

d)

embargo

9.

Which is an example of a trade barrier?

a)

Japan is allowed to send as many electronic products to the U.S. as they want.

b)

The U.S. freely trades with other countries with no restrictions.

c)

A high tax is placed on all diamonds received from Africa.

10.

Free Trade?

a)

Flow of goods and services between countries without barriers/restrictions.

b)

Anything that prevents the free flow of goods and services coming into a country.

11.

Trade Barriers:

a)

Flow of goods and services between countries without barriers/restrictions.

b)

Anything that prevents the free flow of goods and services coming into a country.

12.

Free Trade

a)

Tariffs and quotas raise prices of imported goods

b)

Raise prices for consumers

c)

Lower prices for consumers

d)

May slow improvements or innovations to lower costs

13.

Trade Barriers

a)

Influence consumers into purchasing domestically produced goods

b)

•Elimination of businesses that are not competitive

c)

Access to more product markets

d)

Increased competition

14.

"Comparative Advantage

a)

country's ability to produce a product relatively more efficiently, or at a lower opportunity cost

b)

. ability to carry out a particular economic activity more efficiently than another

15.

Absolute Advantage

a)

country's ability to produce a product relatively more efficiently, or at a lower opportunity cost

b)

ability to carry out a particular economic activity more efficiently than another

16.

What is inflation?

a)

decrease in prices of products in an economy

b)

rise in most prices of products in an economy

c)

rise in some prices of products in an economy

d)

increase in average price levels of all products in an economy

17.

Which of the following is NOT an effect of inflation?

a)

purchasing power changes

b)

value of wages changes

c)

interest rates change

d)

prices stay the same

18.

In the long run, the economy of the United States has

a)

steadily grown over time.

b)

steadily declined over time.

c)

behaved in ways that cannot be explained by modern macroeconomics.

d)

experienced drastic fluctuations, but it is back to its old levels now.

19.

GDP is an important economic measurement because it

a)

provides valuable data on unemployment rates.

b)

measures the combined total of all intermediate and final goods produced.

c)

measures all final goods and services produced by a country.

d)

includes all economic activity, incluing financial transactions and purchases of used goods.

20.

When the economy experiences expansion, it is most likely the case that

a)

GDP is increasing, unemployment is increasing, and inflation is decreasing.

b)

GDP is increasing, unemployment is decreasing, and inflation is increasing.

c)

GDP is decreasing, unemployment is decreasing, and inflation is increasing.

d)

GDP is decreasing, unemployment is decreasing, and inflation is decreasing.

21.

All of the following people are considered UNEMPLOYED except

a)

Molly, who filled out three job applications this week.

b)

Ryan, who currently serves in the military.

c)

Kyle, who only worked for 30 minutes last week.

d)

Brittany, who was recently fired from her job.

22.

When the unemployment rate is relatively high,

a)

the growth in real GDP is high.

b)

the growth in real GDP is low.

c)

inflation is also relatively high.

d)

the amount of physical capital available has decreased.

23.
Which is a final product in a bakery?
a)
Cake
b)
Flour
c)
Eggs
d)
Sugar
24.

GDP per capita is found by dividing a country's GDP by it's

a)

population.

b)

average birth rates.

c)

number of households.

25.

A higher GDP generally correlates to a(n) ___________ standard of living.

a)

higher

b)

lower

c)

unrelated

26.

You have job

a)

Employed

b)

Unemployed

c)

Unemployment rate

27.

Sum of the employed and the unemployed

a)

Employed

b)

Unemployment

c)

Labor Force

28.

You have no work in the previous week but were available to and have been actively pursuing a job over the last month.

a)

Employed

b)

Unemployed

29.
What is a business owned and operated by one person?
a)
Sole Proprietorship
b)
Partnership
c)
Corporation
30.
What is a business owned by stockholders/investors but operated by others?
a)
Sole Proprietorship
b)
Partnership
c)
Corporation
31.
What is a business owned and operated by two or more people?
a)
Sole Proprietorship
b)
Partnership
c)
Corporation
32.
What is ONE advantage of a sole proprietorship?
a)
You make ALL the decisions
b)
Easy to raise money
c)
You have to share profits
33.
Which is ONE disadvantage of Sole Proprietorship?
a)
Less direct control
b)
Disagreements
c)
Hard to raise money
34.
What is ONE advantage of a Partnership?
a)
Someone else can help with decisions, etc.
b)
Double taxes
c)
Disagreements
35.
What is ONE disadvantage of a Partnership?
a)
Easier to start
b)
Have to share the profits
c)
Help in making decisions
36.
What is ONE disadvantage of a Corporation?
a)
Disagreements
b)
Less direct control
c)
The risk is all on one person
37.
Which business type has the most sales in the USA?
a)
Sole Proprietorship
b)
Partnership
c)
Corporation
38.

What do economists mean by the term "scarcity"?

a)

Having too few or too little of resources

b)

Having too many resources

c)

Having just enough resources

d)

Having the correct amount of resources

39.

Which of the following is not one of the three basic questions economists try to solve?

a)

What should be produced?

b)

How should it be produced?

c)

Who gets what is produced?

d)

When should it be produced?

40.

What is supply?

a)

the amount of an item you have

b)

how many people want your good/service

c)

the money you have left over after you paid your bills

d)

none of these

41.

What is demand?

a)

the amount of an item you have

b)

how many people want your good/service

c)

the money you have left over after you paid your bills

d)

none of these

42.
____________  supply & demand determines what gets produced
a)
Free Market Economy
b)
Closed Economy
c)
Socialism
43.

Money is a medium of exchange, store of value, and a unit of account, durable, portable, divisible, and uniform.

a)

True

b)

False

44.
Which is NOT a characteristic of Capitalism?
a)
Market Economy
b)
Supply and Demand
c)
Freedom of Competition
d)
Classless Society
45.
This economic system is based on competition, profits, and self-interest.
a)
Socialism
b)
Communism
c)
Capitalism
46.

Which of these examples is a service?

a)

Mr. Farr sells guitars.

b)

Mr. Swenson gives art supplies to consumers.

c)

Coach provides lessons for different sports.

d)

Ms. Miller writes books.

47.

Jenny has hundreds of stuffed animals to sell. The stuffed animals are considered the _________.

a)

supply

b)

demand

c)

buyer

d)

seller

48.

Why would a business want to spend their money to invent new items?

a)

They can save money

b)

They will fix broken items

c)

They can buy cool goods

d)

They can make new goods to sell

49.

What is supply?

a)

the amount of an item you have

b)

how many people want your good/service

c)

the money you have left over after you paid your bills

d)

none of these

50.

What is demand?

a)

the amount of an item you have

b)

how many people want your good/service

c)

the money you have left over after you paid your bills

d)

none of these

51.

What is profit?

a)

the money you have left over after you paid your bills

b)

how many people want your good/service

c)

the amount of an item you have

d)

none of these

52.

What does it mean when you save money?

a)

You buy a new outfit.

b)

You put money away for later.

c)

You invent a new good.

d)

You give money to help animals.

53.

Opal saved money in the bank. From doing this, she earned _______.

a)

Interest

b)

Invest

54.

Some companies _______ in inventions that will help them compete with other companies.

a)

Interest

b)

Invest

55.

Apple saved some of their money to create the new iPhone X. This choice means Apple _______ in their company.

a)

Interest

b)

Invest

56.

Ms. Miller put $200 into her account, but now she has $230. This is because of ______.

a)

Interest

b)

Invest

57.

Which of the following will increase your profit for selling hot chocolate?

a)

Use expensive materials

b)

Lower the price

c)

Give each buyer more hot chocolate

d)

Use cheaper materials

58.

Money that you put in a savings account______.

a)

can never be spent

b)

can earn interest

c)

will be stolen

d)

is going to be donated

59.

Which of these is a way that a business can use its money wisely/invest in their business?

a)

It can use more expensive resources.

b)

It can invent new goods.

c)

It can buy machines to make goods.

d)

All of the above

60.

iPhone X just came out and many people want it. What will happen to the price?

a)
b)
61.

A new bakery comes to town. Now there are more options for a bakery. What will happen to the price?

a)
b)
62.

For the market, Opal is selling brownies. Dyamonde is also selling brownies. What will happen to the price?

a)
b)
63.

Halloween is almost here! The supply of candy is going down. What will happen to the price?

a)
b)
64.
A person who buys goods and services
a)
consumer
b)
entrepreneur
c)
resource
d)
currency
65.
another word for money
a)
barter
b)
economics
c)
currency
d)
price
66.
The making, buying and selling of goods and services
a)
economics
b)
inflation
c)
market
d)
barter
67.
Individuals who come up with a new idea for a good or service, then they make it a reality
a)
resource
b)
human resources
c)
consumer
d)
entrepreneur
68.
Something we pay for that we can touch
a)
goods
b)
services
69.
A general increase in prices
a)
price
b)
inflation
c)
scarcity
d)
demand
70.
Something we use from nature
a)
natural resource
b)
human resource
c)
capital resource
d)
entrepreneur
71.
The amount of money we pay for a good or service
a)
currency
b)
price
c)
inflation
d)
economics
72.
Something we pay to use fora certain amount of time
a)
services
b)
goods
73.
What is a need?
a)
Nothing
b)
Something you have to have to live
c)
Something you would like to have
d)
Ice cream
74.
What is a want?
a)
A person
b)
Something you would like to have but don't need to live
c)
Purple
d)
Something you need to live
75.
Which of the following is not a service?
a)
Dry Cleaner
b)
Car Wash
c)
Clothes
d)
Babysitter
76.
If a resource is scarce
a)
there is a shortage and unlimited wants in a world of limited resources
b)
to be extremely rare and expensive
77.
Relationship between the quantity of a commodity that producers wish to sell at various prices and the quantity that consumers wish to buy.
a)
Scarcity
b)
Supply and Demand
78.
Quantity means
a)
best item
b)
the amount
79.
What is a commodity?
a)
a product
b)
a bathroom facility
80.
If a drought severely reduces the amount of asparagus available to consumers, what would you expect to happen?
a)
The demand for asparagus will go down.
b)
The price of asparagus will go up.
81.
My new Nikes were introduced in May for $129.99, but by December they are being sold for $69.99.  According to the law of supply and demand, which is most likely to be true about the Nikes.
a)
Supply for the Nikes are was hight but the demand was low.
b)
Supply for the Nikes was low but demand was high.
82.
If supply of a product is limited, but demand is high, how would the price be affected?
a)
It would go up
b)
It would go down
83.
A plan for managing a person's income and expenses is..
a)
Income
b)
Scarcity
c)
Savings
d)
Budget
84.
A shortage of a resource is considered...
a)
Scarcity
b)
Surplus
c)
Profits
d)
Income
85.
Money someone does not want or have to spend is...
a)
Savings
b)
Donations
c)
Earnings
d)
Profits
86.

An economy based on private ownership of business and consumers freely choose goods and services.

a)

Capitalism

b)

Communism

c)

Traditional

d)

Mixed

87.

The value of all the goods and services that a country produces in a year.

a)

Gross Domestic Product (GDP)

b)

Factors of Production (FOP)

c)

Free-Market Economy (FME)

88.

when a country becomes skilled at producing one good or service

a)

specialization

b)

scarcity

c)

profit

d)

labor

89.
Which one of the following terms is money that is paid regularly at a particular rate for the use of borrowed money?
SSEPFb
a)
Deposit
b)
Withdrawal
c)
Interest
d)
Net Worth
90.
Which federal agency protects deposits in commercial banks ?
SSEPF2
a)
FDIC
b)
IRS
c)
DEA
d)
EPA
91.
A system to make financial loss more affordable by transferring it from individuals to large groups is called :
SSEPF5
a)
Investing
b)
Insurance
c)
Trading
d)
Saving
92.
Financial institution licensed to receive deposits and make loans.
SSEPF2a
a)
bank
b)
credit union
c)
savings house
d)
credit house
93.
Expending money with the expectation of achieving a profit.
a)
profiting
b)
budgeting
c)
debiting
d)
investing
94.
Which of these would increase your credit score?
SSEPF4a
a)
pay minimum payment on your credit card balance each month
b)
check your credit score as frequently as possible
c)
earn more income
d)
get as many loans as you can
95.
Why might your parents not want to co-sign your student loan?
SSEPF1a
a)
they become liable for the loan
b)
it could increase the loan's total cost
c)
it won't help your credit score as much
d)
it will hurt their credit score
96.
The number that reflects your ability to get a loan and interest rates is your
SSEPF4a
a)
credit score
b)
credit karma
c)
bank rank
d)
LTF (Loan Trust Factor)
97.
______________  is the battle for your business between sellers of a particular good or service. For instance, if Staples sells markers for $2.49, but Walmart sells them for $.97, this is ______________. This helps to keep prices low.
a)
Competition
b)
Market
c)
Entrepreneur
d)
Trade
98.

Why does the government tax the people?

a)

Taxes pay for government programs and services, such as schools and the military.

b)

The government does not tax the people.

c)

Taxes allow businesses to make more money.

d)

The government taxes people so that no one can get too rich.

99.

When people sell their labor to a business they earn money. What is this money called?

a)

taxes

b)

income

c)

profit

d)

economy

100.
Resources (a.k.a. the factors of production are)
a)
Land and Labor
b)
Land and Capital 
c)
Entrepreneurship
d)
Land, Labor, Capital and Entrepreneurship