When you earn money on both your principal and interest, you are earning

A not-for-profit, member-owned, financial cooperative is a

Your __, linked to your checking account, allows you to withdraw funds from an ATM and make purchases.

The __ insures bank deposits up to $250,000.

An __ is a check written without sufficient funds to cover it.

You deposit money into your __ account and then use an ATM or write checks to withdraw money as needed.

Convenience, 24/7 bill-paying, and being able to check your balance anywhere you have an internet connection are all positives to

A __ has a federal or state charter, is owned by stockholders, and offers accounts to individuals and businesses.

Adjusting your checking account balance to match your statement is called

The federal law that establishes the 40-hour work week, federal minimum wage, sets guidelines for overtime pay, and restricts child labor is the

Teen workers work predominantly in 3 sectors: __, retail, and service jobs.

__ such as sick pay, vacation time, and other company-provided supplements to income are additional factors to consider when looking for a job.

Effective July 24, 2009, the federal minimum wage was set at __ per hour.

Teens may work unlimited hours once they reach __ years of age.

Gross income is before __ are removed from the paycheck.

Your compensation at work includes wages and

Tips are the money workers in __ receive from customers.

Transfer payments are income provided by __ to individuals who are not working.

When you receive a percentage of your sales as income you are working on

When speaking of risk, using a seatbelt is the best example of

When speaking of risk, buying an electronics rider for your renter's insurance is an example of

When speaking of risk, bungee jumping is an example of

Consumers are advised to use the ATM inside their bank to prevent

You are buying a tablet online. Which of these payment options gives the most consumer protection?

Experts agree you should have 6 to 9 months of living expenses set aside in a savings account. This is called

Expenditures that can be reduced or eliminated if necessary are called __ expenses.

You notice a $35 fee when you are reconciling your bank statement and remember that you used your debit card before you deposited your paycheck. This service fee is most likely what the bank charges for

Which technique discourages impulse spending?

Financial experts encourage teens to PYF (pay yourself first). When do they recommend to PYF?

Establishing a steady work history and paying bills on time are good ways to

Using the 20/10 rule, you should not borrow more than __ percent of your yearly net income (excluding housing).

The __ on your credit card represents the maximum amount the creditor will allow you to spend.

If you pay your credit card balance in full during the __, usually you can avoid all finance charges.

The Truth-in-Lending Act provides guidelines for the way that creditors

Pretexting, dumpster diving, skimming, and phishing are all ways crooks try to steal your

The __ provides ways to resolve disputes on your credit statements.

Your history of repaying debt can be referred to as this "C":

With __ credit you can charge up to a set amount, you receive a billing statement each month, and you must pay at least a set minimum amount.

The cost of credit for one year expressed as a percentage is the

The original consumer rights introduced by JFK included these:

A lawsuit filed on behalf of a group of people is

The __ is a not for profit organization that promotes a fair and honest marketplace.

__ is a formal discussion to reach a decision or resolve a conflict.

Vehicles, major home appliances, and furniture are examples of

Printer ink, toothbrushes, and stationery are examples of

The Cooling Off Rule allows consumers to cancel door-to-door purchases that cost more than

Sometimes when shopping online the cost of an item you are looking at changes multiple times over a few hours. This is called

This consumer right provides fair settlement of legitimate disputes.

This consumer right provides for consumer concerns to be addressed by business and government.