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Worksheets

Income

Total questions: 49

Worksheet time: 49mins

Name
Class
Date
1.
Earnings paid to an employee based on an hourly rate. 
a)
Commission
b)
Wages
c)
Salary
d)
Deductions
2.

The money that is put in your 401(k) by your employer (depending on how much the worker puts in) is what?

a)

Vest

b)

Rider

c)

Match

d)

Fuse

3.
Earnings of a salesperson based on the percentage of goods or services sold.
a)
Salary
b)
Wages
c)
Commission
d)
Deductions
4.

What type of life insurance covers you for your entire life?

a)

Whole

b)

Term

c)

Hole

d)

Period

5.
An employee's fixed agreed yearly income. 
a)
Salary
b)
Deductions
c)
Wages
d)
Commission
6.
Total money you earn before taxes and other deductions.
a)
Salary
b)
Net income
c)
Gross income
d)
Wages
7.

The older you are when you get life insurance, the more expensive it will be.

a)

True

b)

False

8.
Amounts of money taken from income before you are paid.
a)
Commission
b)
Retainer
c)
Deductions
d)
Rate
9.

Preexisting medical conditions are considered by life insurance companies.

a)

True

b)

False

10.
The amount of money you actually receive after the deductions are taken from your gross income.
a)
Net income
b)
Deductions
c)
Wages
d)
Tax
11.

If you have a term life insurance policy, you can not have a whole life insurance policy also.

a)

True

b)

False

12.
How many weeks in a year?
a)
365
b)
52
c)
26
d)
12
13.
A word to describe yearly.
a)
annual
b)
monthly
c)
half-yearly
d)
fornightly
14.

A social insurance program that extends health coverage to almost all Americans age 65 and over

a)

Income

b)

Fixed Costs

c)

Social Security

d)

Medicare

15.

A social insurance system that provides benefits to Americans who are sick, retired or disabled.

a)

Social Security

b)

Abilities

c)

Medicare

d)

Taxes

16.

Round to the nearest cent: $2.683

a)

$2.68

b)

$2.69

c)

$2.70

17.

If you want whitening treatments for your teeth, it is covered by dental insurance.

a)

True

b)

False

18.

Glasses are covered by medical insurance.

a)

True

b)

False

19.

If you have a pension retirement plan, the longer you work at a job, the more you will receive each month.

a)

True

b)

False

20.

Round to the nearest cent: $19.599

a)

$19.00

b)

$19.60

c)

$20.00

21.
An accountant receives a yearly salary of $72,000.  Find his monthly salary.
a)
$6000.00
b)
$864,000.00
c)
$600.00
22.

Round $35.239 to the nearest dollar.

a)

$35.00

b)

$35.20

c)

$35.24

23.

Why was minimum wage created?

a)

So small businesses could be successful.

b)

To help the government.

c)

To ensure the average worker can meet their most basic needs

d)

To help retired couples

24.

The abbreviation FICA on a paystub stands for Medicare and Social Security deductions.

a)

True

b)

False

25.
Adam is working for an hourly wage of $15.  If he worked 38 hours last week, what is his gross pay?
a)
$399
b)
$427.50
c)
$570
26.
Sam's take home pay is $743.  His deductions are $25 for OASDI, $5 for Medicare and $27 for income tax.  What is his gross pay?
a)
$800
b)
$743
c)
$686
d)
$57
27.
Life insurance is a deduction that is required by law.
a)
True 
b)
False
28.

Employers are required to offer full time employees health insurance, if they have over 50 workers.

a)

True

b)

False

29.
All income is subject to what type of tax?
a)
Inheritance tax
b)
National Insurance Contributions
c)
Insurance Premium tax
d)
Income tax
30.

Who pays into Social Security?

a)

Employees

b)

Self-employed

c)

Employers

d)

All of the above

31.

Federal, Social Security, and Medicare are all types of taxes.

a)

True

b)

False

32.

How many regular hours are in one work week?

a)

45

b)

40

c)

35

d)

50

33.

Any time worked over your regular time is called ____________

a)

overtime

b)

after hours

c)

extra pay

d)

bonus pay

34.

the amount of time over which an employee is paid

a)

production period

b)

income period

c)

pay period

35.
How many times a year do you receive a paycheck if you are paid biweekly?
a)
52
b)
26
c)
24
d)
12
36.

An employee who is paid monthly is paid _______ times a year.

a)

12

b)

24

c)

6

37.

How many times do you get paid in a year if you get paid weekly?

a)

12

b)

52

c)

26

38.

If you get paid monthly, how many times will you be paid in a year?

a)

26

b)

52

c)

12

39.

If you are paid $1,500 bi-weekly how much will you earn in a year?

a)

$50,000

b)

$78,000

c)

$39,000

40.

A ________________ is a fixed amount of money paid each pay period regardless of the amount of hours worked.

a)

Hourly rate

b)

Salary

c)

Weekly wage

41.

Medicare is a fixed 1.45% deduction for all workers.

a)

True

b)

False

42.

Federal Income Tax is a fixed % deduction for all workers.

a)

True

b)

False

43.

What is the federal hourly amount if you receive tips?

a)

$2.50

b)

$2.13

c)

$7.25

d)

$2.83

44.

What type of retirement plan is sponsored by your employer, with you making contributions and the employer having the choice to contribute or not to?

a)

401(k)

b)

401(t)

c)

IRA

d)

Roth IRA

45.

Which one of these areas is NOT addressed in the Fair Labors Standards Act?

a)

benefit overview

b)

overtime pay

c)

fair pay

d)

minimum wage

46.

What is the hourly rate for overtime?

a)

$2.00 more per hour than your usual rate

b)

$1.00 more per hour than your usual rate

c)

1.5 times your usual rate

d)

2 times your usual rate

47.

Jobs have to offer a retirement plan to its workers.

a)

True

b)

False

48.

The amount of time that it takes your employer's contributions in your 401(k) to become yours?

a)

Vest

b)

Match

c)

Lighter

d)

Rider

49.

What type of retirement account requires fixed contributions from your and your employer each pay period?

a)

Roth IRA

b)

Savings Account

c)

401(k)

d)

Pension