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Finance

Total questions: 25

Worksheet time: 13mins

Name
Class
Date
1.
A card that borrows money but it has to be paid back
a)
Debit Card 
b)
Credit Card 
c)
Baseball Card 
d)
Pokemon Card 
2.
A card that uses money directly from your bank account
a)
Debit Card 
b)
Credit Card 
c)
Pokemon Card 
d)
Baseball Card 
3.
The maximum amount the lender is willing to make available to the borrower.
a)
Credit Limit
b)
Credit History
c)
Creditor
d)
Debit Limit 
4.
An agreement between a borrower and a lender, where the borrower agrees to repay money with interest over time.
a)
Loan 
b)
Interest 
c)
Income 
d)
Deposit  
5.
How do we calculate total costs?
a)
Fixed Costs - Variable Costs
b)
Total Revenue - Fixed Costs
c)
Variable Costs x Total Revenue
d)
Fixed Costs + Variable Costs
6.
What happens at Break Even Point?
a)
Company makes neither profit nor loss
b)
Company makes profit
c)
Company makes loss
d)
Company goes bankrupt
7.
Sales - Cost of Sales = ???
a)
Money In
b)
Net Profit
c)
Expenses
d)
Gross Profit
8.
Gross Profit - ??? = Net Profit
a)
Expenses
b)
Sales
c)
Cost of Sales
d)
Money Out
9.
Which of these does not belong on a cash budget?
a)
Money In
b)
Opening Balance
c)
Net Profit
d)
Money Out
10.
Which of the following is not a feature of a Government Grant?
a)
Awarded as one off payment
b)
Subject to limitations and restrictions
c)
Repaid in monthly instalments
d)
Must be used for specific purpose
11.
Revenue is ...
a)
Money made from selling products
b)
Money paid to suppliers for materials
c)
Expenses x Units produced
d)
Monthly rent payments to landlord
12.
A mortgage is used for ...
a)
Buying a new machine
b)
Buying a new vehicle
c)
Buying land or premises
d)
Paying staff wages
13.
Fixed costs _______ vary with production. (fill in the blank)
a)
Do
b)
May
c)
Sometimes
d)
Do not
14.
Variable costs _______ vary with production. (fill in the blank)
a)
Do
b)
May
c)
Sometimes
d)
Do not
15.
A _________ is a plan or forecast of how much money you will have, and how you will spend it.
a)
Profit Statement
b)
Job Cost Statement
c)
Cash Flow Report
d)
Cash Budget
16.
Which source of finance is internal?
a)
Government Grant
b)
Retained Profits
c)
Bank Loan
d)
Overdraft
17.
What is added to a job cost statement to allow for profit?
a)
Profit percentage
b)
Profit extra
c)
Profit inclusion
d)
Profit markup
18.
A ______ can issue shares on the stock exchange to raise finance
a)
PLC
b)
Ltd
c)
Sole Trader
d)
Franchise
19.

Anything that is purchased with the hope that it will generate income or be more valuable at a future date.

a)

investment

b)

loan

c)

income

d)

expense

20.

Money borrowed from a bank.

a)

dept

b)

loan

c)

budget

d)

expense

21.

The fee for borrowing and using someone else's money.

a)

expense

b)

interest

c)

interest rate

d)

income

22.

How do you calculate the Profit for the year?

a)

Gross profit less production costs

b)

Sales revenue less production costs

c)

Sales revenue less expenses

d)

Gross profit less expenses

23.

identify the sources of finance that do not need to be repaid

a)

share issue

b)

bank loan

c)

mortgage

d)

grant

24.

Identify the name of this financial statement.

a)

cash flow

b)

income statement

c)

cash budget

d)

bank statement

25.

Which sources of finance has an asset secured against it?

a)

bank loan

b)

hire purchase

c)

grant

d)

mortgage