A business that stores and sells credit info.

This is available to consumers who want to hire a company to monitor their credit files.

This is a consumer request that requires the credit bureaus to deny all access to consumers credit information

A written statement of a consumer's credit history.

Which one is NOT considered to be creditworthiness.

This is property pledged to assure the repayment of a loan.

This is a responsible attitude toward honoring obligations, often judged on evidence in the person's credit history.

Someone who promises to pay if the borrower fails to pay.

This is the measure of creditworthiness based on financial history.

Good credit rating is designated as ____________ rating.

Excellent credit rating is designated as ____________ rating.

If you usually make payments within the Grace Period you are mostly considered ____________________ .

If you usually make payments within the Grace Period you are mostly considered ____________________ .

Credit rating between __________ is usually considered GOOD.

Which one of these numbers is considered an excellent credit rating?

This law requires lenders to fully inform consumers about all costs of a credit purchase before an agreement is signed.

This is also known as Truth-in-Lending Law.

This law was designed to eliminate abusive collection practices.

The law is issued so that creditors must resolve billing errors within a specified period of time

This was designed to prevent discrimination in the evaluation of creditworthiness.