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Short Term Financing

Total questions: 10

Worksheet time: 15mins

Name
Class
Date
1.

What is the cost of giving up the cash discount of credit term 2/15 net 30

a)

0.324

b)

3.24

c)

32.4

d)

0.0324

2.

What is the cost of giving up the cash discount of credit term 5/20 net 40

a)

9.6053

b)

0.0961

c)

0.9605

d)

0.9560

3.

What is the cost of giving up the cash discount of credit term 4/15 net 35

a)

0.7640

b)

0.7406

c)

0.6704

d)

0.7604

4.

What is the cost of giving up the cash discount of credit term 7/20 net 60

a)

0.6868

b)

6.8667

c)

0.6886

d)

0.8668

5.

What is the cost of giving up the cash discount of credit term 8/30 net 50

a)

0.1587

b)

1.5870

c)

0.5871

d)

0.1578

6.

What is the cost of giving up the cash discount of credit term 5/30 net 50

a)

0.9605

b)

0.6905

c)

0.5906

d)

0.5609

7.

Sharina wishes to borrow RM20,000 for one year. The bank offers a simple interest loan at 14% per annum. Calculate the effective annual interest cost of the loan.

a)

41%

b)

14%

c)

16%

d)

20%

8.

Moulud wishes to borrow RM50,000 for one year. The bank offers a simple interest loan at 10% per annum, and requires Moulud to maintain a compensating balance of 15% of the loan amount. If Moulud has no money available for the compensating balance, what is the cost to Moulud of taking up such a loan?

a)

12.36%

b)

14.56%

c)

11.76%

d)

10.55%

9.

Anjung Industrise plans to sell RM200 million in 250 day maturity paper on which the expected discounted interest to be paid is 10% per annum. The firm also expects to incur RM200,000 in dealer placement fees and other expenses of issuing the paper. Calculate the cost of issuing commercial paper.

a)

10.91%

b)

19.10%

c)

10.19%

d)

11.19%

10.

M&M Chocolates plans to sell RM150 million in 290 day maturity paper on which the expected discounted interest to be paid is 12% per annum. The firm also expects to incur RM90,000 other expenses of issuing the paper. Calculate the cost of issuing commercial paper.

a)

11.23%

b)

14.56%

c)

13.38%

d)

12.56%