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Macro Economics Money and Banking

Total questions: 45

Worksheet time: 23mins

Name
Class
Date
1.

Rule stating that a percentage of every deposit be set aside as legal reserves

a)

monetary policy

b)

discount rate

c)

reserve requirement

d)

margin requirements

2.
Which is not a use of money?
a)
Medium of exchange
b)
a store of value
c)
unit of account
d)
to start a fire
3.

What type of money would this be?

a)

Commodity

b)

Fiat

c)

Representitive

d)

Gold

4.

Which of the following is NOT a function of money?

a)

Unit of Account

b)

medium of exchange

c)

liquidity value

d)

store of value

5.

The term "legal tender" serves which basic function?

a)

medium of exchange

b)

standard of value

c)

store of value

d)

divisibility

6.

The division of money into M1, M2, and M3 is based on

a)

assets

b)

supply

c)

amount in circulation

d)

liquidity

7.

If the reserve requirement is 10% and I put in $100, what is the amount a bank can loan out?

a)

$80

b)

$90

c)

$72

d)

.9

8.

What is the Cash Reserve Ratio (CRR)?

a)

the fraction of the deposits that commercial banks lend to the customers

b)

the fraction of the deposits that RBI must keep with commercial banks

c)

the fraction of the deposits that commercial banks must keep with RBI

9.

Which bank is called lender of last resort?

a)

Commercial bank

b)

Agricultural bank

c)

Central bank

10.

Which bank enjoys monopoly power of Note issue?

a)

NABARD

b)

Commercial Bank

c)

Central Bank

11.

What is the name of Central Bank in India?

a)

SBI

b)

RBI

c)

PNB

12.

What is the ratio of deposits which commercial banks are required to keep with themselves called?

a)

CRR

b)

SLR

c)

both

13.

The rate at which central bank lends to commercial banks is called?

a)

SLR

b)

CRR

c)

bank rate

14.

Buying and selling of government securities by the central bank from/to banks is called?

a)

open market operations

b)

margin

c)

banking

15.

Which of the following is a commonly accepted definition of money?

a)

Any good which is commonly uiesd as a store of value

b)

Any good which is exchanged foe gold at a fixed rate.

c)

Any good which is acceptable to a bank

d)

Any good which is commonly accepted as medium of exchange

16.

Which of the following is a commonly accepted definition of money?

a)

Any good which is commonly uiesd as a store of value

b)

Any good which is exchanged foe gold at a fixed rate.

c)

Any good which is acceptable to a bank

d)

Any good which is commonly accepted as medium of exchange

17.

Money which is accepted as a medium of exchange because of trust between the payer and the payee is called-

a)

full bodied money

b)

fait money

c)

fiduciary money

d)

credit money

18.

Money thai is issued by the authority of the government is called-

a)

full bodied money

b)

fait money

c)

fuduciary money

d)

all the above

19.

commercial bank creat credit money by way of --

a)

Time deposit

b)

Treasury Bill

c)

Bill of Exchange

d)

demand deposit

20.

Maximum credit that commercial bank can legally creat depends on their

a)

Gold Reserve

b)

legal reserve ratio( LRR)

c)

CRR

d)

SLR

21.

Which of the following is not a tools of credit control?

a)

CRR

b)

SLR

c)

Moral suasions

d)

Managed floting

22.

Inflation is to be combated the RBI-

a)

Raise in CRR and lower SLR

b)

Lower CRR and raise SLR

c)

Raise both CRR and SLR

d)

none of these

23.

Open market operation as an instrument of credit control are performed by

a)

Central bank of country

b)

the commercial bank pof country

c)

Both a and b

d)

none of these

24.

Money multiplier is

a)

1/ CRR

b)

1/ SLR

c)

1/ LRR

d)

NONE OF THESE

25.

Who issue 1 rupee note

a)

RBI

b)

COMMERCIAL BANK

c)

MINISTRY OF FINANCE

d)

ALL THE ABOVE

26.

Which is not the function if central bank

a)

Banker to the government

b)

Controller of the money supply

c)

Bankers bank

d)

Overdraft facility

27.

What is the other name of money multiplier

a)

Deposit multiplier

b)

Credit multiplier

c)

Cash reserve ratio

d)

None of these

28.

In order to reduce credit in the country RBI follow

a)

Buy the securities in the open market

b)

Sell the security in the open market

c)

Reduce crr

d)

Reduce repo rate

29.

Which of the following is not instrument if monetary policy

a)

Bank rate

b)

Open market operation

c)

Selective credit control

d)

Government spending

30.

ComnercialBank create credit

a)

Out of nothing

b)

On the basis of securities

c)

On the basis of their assets

d)

On the basis of deposits

31.

Which bank operate in public interest without profit motive

a)

SBI

b)

RBI

c)

UBI

d)

PNB

32.

What is the value of multiplier if LR is 10%

a)

20

b)

10

c)

5

d)

50

33.

Which of the following condition needed for financial institution become a bank

a)

Accepting deposit

b)

Advancing loans

c)

Both

d)

None of these

34.

Which is qualitative credit control policy

a)

CRR

b)

SLR

c)

OMO

d)

Moral suasion

35.

If CRR is 5% SLR 20 % , money multiplier is

a)

4

b)

5

c)

20

d)

None of these

36.

Which of following is not included in M1

a)

Inter bank deposits

b)

Currency n coins with public

c)

Other deposits with RBI

d)

Demand deposits with banks

37.

Money supply includes

a)

All deposits in banks

b)

Only time deposits

c)

Only demand deposits

d)

Currency with bank

38.

Supply of money refers to quantity of money

a)

As on 31st march

b)

As on any point of time

c)

During fiscal year

d)

During period of time

39.
What is happening here?
a)
Bartering
b)
Cooking
c)
Flirting
d)
Machismo
40.
What function of money the picture represent? 
a)
Medium of Exchange
b)
Store of Value
c)
Unit of Account
d)
Acceptable 
41.
What function of money the picture represents? 
a)
Medium of Exchange
b)
Store of Value
c)
Unit of Account
d)
Stable 
42.

It allows us to trade

a)

Means of exchange

b)

Unit of Account

c)

Store of Value

d)

Legal Tender

43.

“Ariana Rose purchases a new computer from the MYT Computer and paid by credit card.” Based on the statement, choose the appropriate money function.

a)

A store of value.

b)

A measure of value.

c)

A medium of exchange .

d)

A standard of deferred payment tools.

44.

Money that can be directly used for transaction is ___________________.

a)

near money.

b)

broad money.

c)

M1.

d)

M2.

45.

Accepting deposits from individuals or firms and providing loans to the public are the basic function of ________________.

a)

Financial institution.

b)

Commercial banks.

c)

Insurance company.

d)

Bank Negara Malaysia.