When applying for a housing loan from a bank, you would be asked to get a mortgage redemption insurance or MRI. An MRI is a form of life insurance that pays off a part or the whole of the insured's outstanding mortgage balance in case of his or her death or total disability.

The individual application form is used for the following products:

List of Valid ID's

As an agent, we are considered as Field Underwriters.

The Simplified Issued Form is used for the following products:

Non Medical comprises of the following:

Sample of Avocation includes:

FATCA stands for Foreign Association Tax Compliance Act

What is the age bracket for minors:

Insurance on young adults those age 18, 19, 20 can apply for insurance on their own lives provided: He/She should have capacity to pay the premiums. If none, his parent/guardian can pay the premium, But this should be indicated in the application form.

What is the flat extra for Politicians and Military:

For OFWs, we may accept the risk class with or without flat extra depending on their occupation and respective job assignments.

If the OFW is working on this country the application will be declined:

What is the maximum coverage for housewives whose husbands do not have insurance coverage.

Pregnant women can be insured from 1st to 7th month of pregnancy with routine FME, MUR, Pregnancy questionnaire.

What is the maximum issue age for PAA Plus Elite Protector and Exact Protector?

What is the Non Medical Authority Limit for 0-45 years old?

This person refers to the natural person who ultimately owns or control the applicant-owner and or the individual on whose behalf a transaction is being conducted.

An application will be automatically cancelled in the system if the underwriting requirements are not submitted with how many days?