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Checking/Education Unit Review

Total questions: 35

Worksheet time: 3hrs 55mins

Name
Class
Date
1.

Texarkana College is a ______.

a)

college

b)

university

c)

trade school

d)

work-study program

2.

Grants are another term for loans.

a)

True

b)

False

3.

Technical schools are considered "Institutions of Higher Learning".

a)

True

b)

False

4.

When thinking about post-secondary education, _____ should become a consideration.

a)

the amount of time involved

b)

the total cost

c)

class sizes

d)

all of these

5.

All internships are paid and are for an unlimited amount of time.

a)

True

b)

False

6.

To be in the Federal Work-Study Program, _____.

a)

you just need to want a part-time job while going to college

b)

you must work for the federal government when you graduate from college

c)

you must have financial need and work in the area you are majoring in

d)

you have to be a federal agent

7.

A master's degree in the Business field is called a _____.

a)

MBUS

b)

MS

c)

MBA

d)

MBF

8.

The following is true for a Subsidized Student Loan . . .

a)

the student is responsible for all accrued interest beginning from when the loan was taken out.

b)

the government pays the accrued interest while the student is in college.

c)

the parents must pay for the accrued interest while the student is in college.

d)

the accrued interest is forgiven once the student graduates and finds employment.

9.

M.D. stands for ___________.

a)

Doctor of Medicine

b)

Master's Degree

c)

Medical Doctorate Degree

d)

None of these

10.

Doctoral degrees are offered at the following (check all that apply):

a)

Colleges

b)

Universities

c)

Community/Junior Colleges

d)

All of the above

11.

When reconciling your bank statement, you must always place a check mark in your checkbook next to the amount that is listed on the bank statement.

a)

True

b)

False

12.

The amount for #9 on the image should be the same as . . .

a)

the ending balance in your checkbook register.

b)

the amount listed as #1 on the image.

c)

the amount listed as #2 on the image.

d)

none of these

13.

What should be entered for #8 on the image?

a)

the total of #3 (on the image)

b)

the total of #5 (on the image)

c)

the total of checks written in October

d)

none of these

14.

What amount should be entered for #7 on the image?

a)

428.32

b)

0.00

c)

275.38

d)

the total of deposits for October not showing on the bank statement

15.

What should be entered in #6 on the image?

a)

Beginning Balance (#1)

b)

Ending Balance (#2)

c)

Ending Balance from your Checkbook

d)

None of these

16.

What should be entered in the Checks Outstanding section (#5 on the image)?

a)

the checks you wrote for the month of October

b)

the checks listed in the Checking Summary on the bank statement

c)

the checks you wrote for the month of October, plus any other checks in prior months, that have not cleared the bank (not on the bank statement)

d)

none of the above

17.

The Service Charge (#4 on the image) should be . . .

a)

entered on the top line of your checkbook register.

b)

added as a deposit at the end of the month.

c)

entered as a "check outstanding".

d)

subtracted from your checkbook register at the end of the month.

18.

The Checking Summary (#3 on the image) represents . . .

a)

the checks that have "cleared" the bank.

b)

the checks that are outstanding.

c)

the only checks that you wrote for the month of October.

d)

all of the above

19.

The Ending Balance (#2 on the image) should be the same as your checkbook balance (for the end of October).

a)

True

b)

False

20.

The Beginning Balance (#1 on the image) represents . . .

a)

the amount you deposited to open the account.

b)

the amount when you began your bank reconciliation for the month.

c)

the ending balance for the month of September.

d)

none of these

21.

How would you write $502.78 in words on a check?

a)

Five-o-two and 78/100

b)

Five hundred two dollars and 78 cents

c)

Five hundred, two and 78/100

d)

All of these are correct

22.

How would you write $1,136.00 in words?

a)

Eleven hundred thirty six dollars

b)

One thousand, one hundred thirty-six and 00/100

c)

Eleven hundred, thirty-six and no/100

d)

None of these

23.

How would you write $25.12 in words on a check?

a)

Twenty-five dollars and 12 cents

b)

Twenty-five and 12/100------

c)

Twenty-five and twelve cents

d)

All of these

24.

How would you write $168.00 in words?

a)

One hundred, sixty-eight and no/100

b)

One hundred sixty-eight

c)

One sixty-eight and 00/100

d)

None of these

25.

How would you write $47.52 in words on a check?

a)

Fourty-seven and 52/100---

b)

Forty-seven fifty-two---

c)

Forty-seven and 52/100----

d)

None of these

26.

When should you endorse a check that was written to you?

a)

As soon as you get it.

b)

Never -- just leave it blank.

c)

When you are inside the bank or sitting in the bank drive-thru line.

d)

None of these

27.

How often should you reconcile your bank statement?

a)

Once a year.

b)

Once every six months.

c)

Once a month.

d)

Never

28.

What should you do if your checks are lost or stolen?

a)

Notify the bank immediately.

b)

Close your bank account.

c)

File a police report.

d)

Wait and see if they turn up.

29.

Which of the following is a restrictive endorsement?

a)

Pay to the order of ABC Savings and Loan

b)

Chandler Bing

c)

For Deposit Only Chandler Bing

d)

None of the above

30.

Which of the following is a blank endorsement?

a)

Pay to the order of ABC Savings and Loan

b)

Chandler Bing

c)

For Deposit Only Chandler Bing

d)

None of the above

31.

Which line represents Chandler Bing's bank account number?

a)

9

b)

10

c)

11

d)

none of these

32.

How should you sign a check when you write one?

a)

Use your full name, either printed or in cursive.

b)

You may use a nickname as long as it is in cursive.

c)

Use your full legal name and it must be in cursive.

d)

You can just use your initials.

33.

What color ink should checks be written in?

a)

Any color, it doesn't matter as long as it isn't pencil.

b)

Blue only

c)

Black only

d)

Blue or Black are fine

34.

How should the legal line be written correctly?

a)

Fifty dollars

b)

Fifty and no/100-------

c)

50.00

d)

None of these

35.

Which line represents the routing number?

a)

9

b)

10

c)

11

d)

12