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Worksheets

FCS Essentials Unit 2 Review

Total questions: 41

Worksheet time: 47mins

Name
Class
Date
1.

Which of the following is NOT an example of a need?

a)

A coat for the winter

b)

A car when you turn 16

c)

Running water in your home

d)

Groceries

2.

If a person values status and luxury, they will likely spend their money on -

a)

A brand new car

b)

Shoes on clearance

c)

Organic foods

d)

Charities and philanthropy

3.

Give me an example of an expense.

4 lines
4.

A (a)   is a tool to help you manage your money by not spending more than you have.

5.

When you are on your computer and notice you are seeing advertisements for items you have recently searched or looked at online. What type of advertisement is this?

a)

Print

b)

Online

c)

In Store

d)

Word of Mouth

6.

Calculate the unit cost on the following scenario: A box of cheerios cost $3.49 for 14.4 ounces. What is the unit cost?

4 lines
7.

Calculate the tip for the following scenario. You go to Flip Daddy’s with your friends and order a cheese burger and a coke. Your total bill is 15.42. You would like to leave a 20% tip. What would your total cost be?

4 lines
8.

True or False - Birthday money is an example of income.

(a)  

9.

Which of the following is an example of a want?

a)

A place to live

b)

A pair of shoes

c)

A nutritious meal

d)

A puppy

10.

What are some red flags of an unhealthy relationship?

4 lines
11.

A mom, dad, two children, and a grandparent living in the same household best describes what type of family?

a)

Blended

b)

Nuclear

c)

Extended

d)

Single-Parent

12.

When children begin to leave home and become independent and parents begin to relate to their children as adults, this signifies what stage in the family life-cycle?

a)

Beginning

b)

Launching

c)

Retirement

d)

Parenting

13.

Showing an interest in another person and listening as they tell you about themselves best describes what stage of friendship?

a)

Ending

b)

Neglecting

c)

Maintaining

d)

Beginning

14.

Making time for a friend and having an equal balance of give and take best describe what stage of friendship?

a)

Ending

b)

Neglecting

c)

Maintaining

d)

Beginning

15.

Compare AND contrast two different types of families.

4 lines
16.

List the stages of the family life cycle

4 lines
17.

Describe a life event that might happen during each stage of the family life cycle.

4 lines
18.

How would you differentiate between positive friendships and negative friendships?

4 lines
19.

What can you point out about unhealthy dating?

4 lines
20.

Explain why a budget is so important for families to have.

4 lines
21.

consists of a biological parent, a stepparent, and the children of one or both parents

a)

Adopted Family

b)

Blended Family

c)

Credit Unions

d)

Credit Reports

22.

The book in which you keep records of checks, deposits, debit card transactions, and ATM withdrawals.

a)

Cost of living

b)

Co-insurance

c)

Credit Report

d)

Check Register

23.

codified the ethics of exchange between buyers and sellers, including rights to safety, to be informed, to choose, and to be heard

a)

Consumer Product Safety

b)

Consumer Redress

c)

Consumer Rights

d)

Consumer Ethics

24.

Banks that are owned by their members to create a pool of money for low-interest loans.

a)

Commercial Banks

b)

Credit Unions

25.

something, typically money, that is owed or due

a)

Budget

b)

Debt

26.

a report on a person's creditworthiness that includes identifying information, credit cards, late payments, bankruptcies, and savings balances

a)

Credit Report

b)

Audit Report

27.

cancel or reform contracts, refund money, return property, pay for damages, or public notification is consumer redress.

a)

True

b)

False

28.

settling a dispute by agreeing to accept the decision of an impartial outsider is arbitration

a)

True

b)

False

29.

A bank account from which payments can be ordered by a depositor

(a)  

30.

ad that attracts consumers with a low-priced product, then tries to sell them a higher-priced product is bait and switch.

a)

True

b)

False

31.

a governmental agency responsible for setting and monitoring safety standards for all consumer products

a)

Consumer Redress

b)

Consumer Ethics

c)

Consumer Rights

d)

Consumer Product Safety

32.

a voiding, invalidation is an (a)  

33.

Generally construed as invitations for offers unless specific as to price, quantity and terms

(a)  

34.

A bank card that automatically deducts the amount of a purchase from the checking account of the cardholder is a (a)  

35.

interest earned on both the principal amount and any interest already earned is compound interest.

a)

True

b)

False

36.

An amount paid to an employee based on a percentage of the employee's sales

(a)  

37.

a type of insurance in which the insured pays a share of the payment made against a claim is co-insurance.

a)

True

b)

False

38.

Cost of borrowing money on an annual basis; takes into account the interest rate and other related fees on a loan.

(a)  

39.

having the assets, income, and tendency to repay debt makes you a credit worthy person.

a)

True

b)

False

40.

An arrangement to receive cash, goods, or services now and pay for them in the future.

a)

Credit

b)

Debit

c)

Checking

d)

Commission

41.

Rules of acceptable conduct (such as honesty, fairness, and respect) that apply to the range of consumer behaviors is known as consumer ethics.

a)

True

b)

False