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Banking Review

Total questions: 17

Worksheet time: 9mins

Name
Class
Date
1.

What is a bank?

a)

A business where you can shop

b)

An institution that prints money

c)

A financial institution that protects your money until you need it

d)

A container for money

2.

Which of the following is an advantage of having a checking account?

a)

You have a permanent record of transactions

b)

You can earn interest on your money

c)

You don't have to carry large sums of cash

d)

All of the above

3.

What is a savings account?

a)

An account that lets you shop without cash

b)

An account that gives you money to buy what you want

c)

An account that keeps your money safe and earns money for you

d)

An account that buys from the stock market

4.

How do you open a bank account?

a)

Call to tell the bank you want an account

b)

Fill out an application

c)

Mail your money to a bank

d)

Fill out a withdrawal slip

5.

What is the term for putting money into an account?

a)

Investment

b)

Interest

c)

Deposit

d)

Withdrawal

6.

What is the term for any activity on a checking or savings account?

a)

Credit

b)

Transaction

c)

Account

d)

Register

7.

Which of the following is a reason for the bank to file a service charge?

a)

Too little money

b)

Too many transactions

c)

Overdrawing your account

d)

All of the above

8.

What is the money paid to you by the bank for keeping money in a checking or savings account called?

a)

Credit

b)

Commodities

c)

Interest

d)

Loans

9.

Which of the following interest rates is the best one to have on your savings account?

a)

6.00%

b)

5.75%

c)

5.50%

d)

5.25%

10.

What type of account can have more than one person use it?

a)

Two party account

b)

Joint account

c)

Combination account

d)

Double account

11.

What is the lowest balance that you are allowed to have in your account called?

a)

Account Number

b)

Balance

c)

Minimum Deposit

d)

Minimum Balance

12.

Which is the term for banking on the computer?

a)

Online banking

b)

Keyboard banking

c)

Teller banking

d)

Plug in banking

13.

Which of the following is a section to be completed on a check?

a)

“Pay to the order of”

b)

“Date”

c)

“Amount in words”

d)

All of the above

14.

Where do you endorse a check?

a)

Front

b)

Back

c)

Side

d)

None of the above

15.

After you write a check or make a deposit in your checking account, where should you enter the transaction?

a)

Checkbook Register

b)

Income Tax Return

c)

Savings Book

d)

Piggy Bank

16.

What is the term for comparing your checkbook register against your bank statement?

a)

Balance

b)

Ledger

c)

Open your account

d)

Reconcile

17.

If you lose a check, what should you do?

a)

Call the bank immediately

b)

Not worry about it since no one will probably find it either

c)

Move your account to another bank

d)

None of the above