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Worksheets

Mock Test To

Total questions: 90

Worksheet time: 47mins

Name
Class
Date
1.

Indian space Research organisation sent.....on moon recently

a)

Moon lander

b)

Vikram lander

c)

Chandra lander

d)

Pawan lander

2.

Quid pro Quo means

a)

Something for something

b)

Any thing for any thing

c)

Nothing for Nothing

d)

Some thing for anything

3.

Special commitee for monitoring large value frauds

a)

Goiporia

b)

Mitra

c)

Basanth seth

d)

Jalan

4.

Which Bank has introduced voice banking services in AmazonAlexa and Google assistant to aid it's customers in covid 19 lockdown?

a)

YES Bank

b)

Axis

c)

ICICI

d)

HDFC

5.

Who is current controller andAuditor general of India

a)

Rajiv Maharshi

b)

C Mumu

c)

U K Sinha

d)

Ajay Tgyagi

6.

Which Bank is first introduced IRIS authentication for Aadhar based transactions?

a)

SBI

b)

iCICI

c)

AXIS

d)

Canara

7.

Which Telecom company has SBI entered into Digital Partnership to increase digital customer base

a)

Jio

b)

Airtel

c)

Vodafone

d)

BSNL

8.

Unified Payment Interface UPI launched by

a)

IDRBT

b)

SEBI

c)

SBI

d)

NPCI

9.

The portal available for service SBI MF cistomers?

a)

Sahayak

b)

Mitra

c)

Sakthi

d)

Vikas

10.

What will be the capability of maker and checker for reversal of IBTS transaction

a)

2&5

b)

3&5

c)

3&8

d)

3&9

11.

The screen which is used to compare CDS cash report and Tellar cash report

a)

440

b)

669

c)

621

d)

721

12.

A.... attack where by attacks come from multiple computers at the same time causing the website / network to become disabled

a)

Denial of service

b)

Virus

c)

Ransomewhere

d)

Distributed denial of Service

13.

Individuals that are hired by a company to break into their system to discover potential security lapses/ vulnaribilities

a)

Hackers

b)

Whitehat hackers

c)

Grey hat hackers

d)

Black had hackers

14.

Periodicity of customer Service meetting in Branches

a)

Bi monthly

b)

Quarterly

c)

Half yearly

d)

Monthly

15.

PMSBY covers age group

a)

21,55

b)

18,70

c)

18,55

d)

21,70

16.

CSP Lite offered to customers having salary range of....

a)

2500 to 5000

b)

5000 to 10000

c)

7000 to 10000

d)

10000 to 150000

17.

SBI wealth Management initiative

a)

SBI Buddy

b)

SBI Pay

c)

sBI Exclusif

d)

SBI Anywhere

18.

ORM Area offsite Auditscore percentage?

a)

10%

b)

20%

c)

26%

d)

35%

19.

Unclaimed deposits lying in Banks account fir more than 10 years transfer to

a)

DEAF at RBI

b)

DEAF at SEBI

c)

DEAF at SBI

d)

DEAF at IRDA

20.

For Rs 500/ 2000/ person preparing the note packet is responsible for

a)

Quantity only

b)

Quality only

c)

Quantity and quality

d)

None

21.

Minimum transaction in currency chest and in multiples of

a)

Rs 50000/ ,50000

b)

Rs 100000/, 50000

c)

Rs 200000/, 50000/

d)

Rs 100000. 100000

22.

Govt is providing Interst Subvention to Short term agriculture advances to

a)

Only commercial Bank

b)

Commercial Banks RRBs

c)

Commercial Banks, RRBs, Coop Banks

d)

All financial institutes

23.

RABI season commences is from

a)

October to March

b)

April to September

c)

May to October

d)

January to june

24.

In Agriculture document AB6 refers to

a)

Revival letter borrower

b)

Revival letter gaurantor

c)

Gaurantee deed

d)

Letter sent to borrower by Bank if the loan is not repaid on due date

25.

AGRI gold loans cannt be sanctioned against

a)

Gold rings

b)

Gold bars

c)

Gold chains

d)

Gold bangles

26.

PML( produce Marketing loan) is valid for

a)

6 M

b)

12M

c)

24M

d)

36M

27.

FIMM vertical Headquarters located at

a)

Mumbai

b)

Kolkata

c)

NewDelhi

d)

Chennai

28.

Minimum area required for financing Poly house cultivation

a)

1000 sq.mts

b)

2000 sq mts

c)

3000sq mts

d)

4000 sq mtrs

29.

NPA acs upto ....amount has to be followed up by Branches

a)

Rs 10 lacs

b)

Rs 20 lacs

c)

Rs 50 lacs

d)

Rs 1 cr

30.

SARG consists of

a)

SARB & SAMB

b)

Only SAMB

c)

Only SARB

d)

None

31.

BG commission to be recovered on...Basis

a)

Monthly

b)

Quarterly

c)

Half Yearly

d)

Yearly

32.

Stand by line if Credit for MSME limit...% of the existing working capital limit ( FBWC+NFBWC) max Rs ....cr

a)

25, 1.25

b)

50, 1.50

c)

75 , 2.00

d)

100, 4.00

33.

TDS on rent in a Financial year

a)

50000

b)

120000

c)

180000

d)

240000

34.

Borrowers objection for notice under 13(2) SARFAESI should be responded by Branch wuthin

a)

7 days

b)

30days

c)

15 days

d)

21 days

35.

SBzi Reality is for

a)

Salaried class

b)

Professionals

c)

Buisiness persons

d)

All the abive

36.

Student loans for studies in India for MBBS maximum cap

a)

50 lakhs

b)

1 cr

c)

30 lakhs

d)

75 lakhs

37.

Who cannt be the power of attorney holder for NRI Home loans

a)

Father in law

b)

Mother

c)

Spouse

d)

Brother in law

38.

Maximum loan sanction under Reality Gold loan

a)

20 lacs

b)

50 lacs

c)

1 cr

d)

30 lacs

39.

Number of co borrowers restricted in home loan to

a)

5

b)

No such restriction

c)

3

d)

2

40.

EMI/ NMI ratio of loan to Family oensioners

a)

50%

b)

33%

c)

40%

d)

35%

41.

What is our REPO rate

a)

4.4

b)

4

c)

3.5

d)

5

42.

Maximum remmittance amount under fxout

a)

$5000

b)

$20000

c)

$25000

d)

$100000

43.

PAPNL maximum limit

a)

5 lakhs

b)

2.8lakhs

c)

8lakhs

d)

2 lakhs

44.

As per priority sector guidelines Agriculture advances should be ......% of ANBC/CEOBE ( adjusted net banking credit, credit equivolent of off balance sheet exposure)

a)

7.5

b)

18

c)

10

d)

33

45.

Education loans upto .......comes under priority sector lending

a)

10 lakhs

b)

40 lakhs

c)

15 lakhs

d)

20 lakhs

46.

SAMB deals with NPA's

a)

Below 20 lakhs

b)

Below 10 cr

c)

above 20 lakhs

d)

Above 10 crores

47.

Number of withdrawals allowed in BSBD accounts

a)

No such limit

b)

10

c)

4

d)

5

48.

What is the int rate offered to staff pensioner in SBI Capsgain scheme

a)

1% above applicable rate

b)

1.5% above applicable rate

c)

0.5% above applicable rate

d)

At par with public, no special rate

49.

In the absence of father who is natural gaurdian for Muslims?

a)

Mother

b)

Paternal grand father

c)

Maternal grand father

d)

Elder brother

50.

What type of charge is on gold ornaments?

a)

Hypothecation

b)

Lein

c)

Equitable mortgage

d)

Pledge

51.

How many accounts will be opened in Realtor current account?

a)

1

b)

2

c)

3

d)

4

52.

Which committee addressed Banking frauds and Malpractices

a)

Ghosh committee

b)

A C Shah committe

c)

Rangarajan committee

d)

Basel committee

53.

Which is the first Bank to introduce ATM?

a)

HDFC

b)

HSBC

c)

SBI

d)

J P Morgan

54.

ATM"s that are owned and managed by nonbanking entities are known as

a)

Pink label ATM

b)

White lable ATM

c)

Black label ATM

d)

Offsite ATM

55.

Phishing involves Text messages in an SMS

a)

Vishing

b)

Smishing

c)

Pharming

d)

Phishing

56.

CBS Screen number for Nominee details enquiry

a)

408

b)

1019

c)

474

d)

510

57.

SME Gold loan maximum limit

a)

Rs 1 cr

b)

Rs 50 lakhs

c)

Rs 20 lakhs

d)

Rs 75 lakhs

58.

Stand up India target group

a)

SC/ST/ Women

b)

BC/SC//ST / women

c)

Any custoner

d)

Only to current account holders

59.

Termloans sanctioned and not availed within .....months from date of sanction need revalidation

a)

3 months

b)

1 month

c)

6 months

d)

No such limitation

60.

The claim period of Bank gaurantee is minimum of ......years from the date of expiry of validity period

a)

1 year

b)

6 months

c)

2 years

d)

3 years

61.

The subsidiary launched for implementation of CSR by SBI

a)

SBI Power

b)

SBI Services

c)

SBI Foundation

d)

None of the above

62.

Net Profit per employee as on March 2022 in thousands

a)

1292.72

b)

456.89

c)

578.98

d)

756.98

63.

Banks(SBI) Capital Adequacy ratio as on 31032022

a)

9.77

b)

13.83

c)

13.07

d)

13.47

64.

SBIholds 100% ownershipin the following Non banking subsidiaries/ joint ventures

a)

SBI Global factor limited

b)

SBzi Mutual fund

c)

SBI cards payment pvt ltd

d)

SBI Infra Management Sollutions

65.

On recommendations of ___ Committee and through passing of an act in Parliment , Imperial Bank of India was renamed as StateBank of India o 1st July 1955

a)

Gorewala

b)

Hilton Young Mission

c)

Kelkar

d)

Ranganathan

66.

Banks Risk awareness day

a)

1st August

b)

26th January

c)

2nd November

d)

1st September

67.

Total Advances as on 30th September 2022 in SBI

a)

23.83 lak cr

b)

30.49 lak cr

c)

30.35 lakh cr

d)

29.45 lakh cr

68.

As per ,Banks policy guidelines for FY 2022-23Cost to Income ratio to be below

a)

49.23%

b)

51.62%

c)

50.23%

d)

51.23%

69.

As per Banks policy AUCA recovery forFY 2022-23

a)

8300 cr

b)

8000cr

c)

7800 cr

d)

7900 cr

70.

Chief Vigilence officer reports to

a)

DMD & CDO

b)

DMD&CFO

c)

Chairman

d)

MD & CCRO

71.

What is the maximum number of credit transaction allowed in BSBD per month

a)

4

b)

5

c)

3

d)

No restriction

72.

BSBD small account initially valid for the period of

a)

6 months

b)

24 months

c)

12 months

d)

15 months

73.

The additional incentive of 1% to staff in interest rate is also available to HUF accounts ,If----

a)

If staff member is Kartha of HUF Ac

b)

If Staff member is co parcener of HUF accounts

c)

Both A & B are correct

d)

None are correct

74.

Which of the following is not low risk account

a)

Salary account

b)

BSBD Ac

c)

NGO Ac promoted by UNO

d)

None of the above

75.

All failed debit transactions are posted in ----- Account while uploading of bulk transactions relating to various service charges like inspection charges, SMS charges,ATM service charges etc

a)

RTGS rejected transaction ac

b)

System suspense DD to be issued account

c)

NEFT rejected transaction account

d)

Trickle feed rejected debit account

76.

A cheque drawn by a partnership firm, where one of the partners has deceased , is presented for payment...it can be...

a)

Paid

b)

Can't be paid and to be returned

c)

Paid if presented by other partners jointly

d)

Paid if presented by other partners jointly with legal heirs of deceased partner

77.

Which of the following related to Deceased Claim settlements of Deposits has no Sanctity

a)

Legal heir certificate issued by Revenue authorities

b)

Succession certificate

c)

Probated Will

d)

Letter of Administration

78.

What is the concession available on locker rent for Exclusif/ wealth management account holders

a)

25%

b)

15%

c)

50%

d)

No concession

79.

In which city NPCI is setting up Smart data centre to host major services under Digital India initiative?

a)

Mumbai

b)

Hyderabad

c)

New Delhi

d)

Kolkatta

80.

The Nodal Agency for Managing the Portal www.psbloansin59minutes.com

a)

NABARD

b)

SIDBI

c)

IRDA

d)

NPCI

81.

The name of the mobile app launched by RBI for aiding visually impaired persons to identify the denominations of Indian currency is

a)

Joj

b)

MONEY

c)

MANI

d)

Sparsa

82.

The Country which has largest Mutual fund Market in the world

a)

India

b)

Switzerland

c)

USA

d)

Britain

83.

What are White labeled ATM's

a)

On-site ATMs

b)

Off site ATM's

c)

ATMs in Mals

d)

ATMs managed owned by Non Banking entities

84.

Which PSU got large number of branches in foreign countrie

a)

SBI

b)

Canara Bank

c)

Bank of Baroda

d)

Punjab national Bank

85.

Expand RADAR

a)

Remote Audit for Dynamic Asessement of Risk

b)

Remote Application for Dynamic Asessment of Risk

c)

Risk audit Detection

d)

Risk asessement and Deviations Authorisation and Recording

86.

What is the Maximum repayment period under Personal Gold loan Scheme

a)

12 months , int& principal paid at end of term

b)

24 EMIs

c)

36 EMI's

d)

36 months ...monthly interest to be serviced.

87.

What is the maximum loan sanctioned against Mutual funds under DMAT form

a)

1 lakh

b)

5 lakhs

c)

10 lakhs

d)

20 lakhs

88.

Arthas plus sheme refers to

a)

WC to Hotel Industry

b)

WC to commission Agents

c)

WC for Jute Industry

d)

WC for New Units

89.

LTV% of Asset Backed Loan is

a)

60% of realizable value

b)

65% of realizable value

c)

50% of realizable value

d)

40% of realizable value

90.

What is Tarun category under PMMY

a)

Loan UP to Rs 50000

b)

>50000 to 5 lakhs

c)

>5 lakhs to 10 lakhs

d)

>1 lakh to 10 lakhs