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WorksheetsMock Test To
Total questions: 90
Worksheet time: 47mins
Indian space Research organisation sent.....on moon recently
Moon lander
Vikram lander
Chandra lander
Pawan lander
Quid pro Quo means
Something for something
Any thing for any thing
Nothing for Nothing
Some thing for anything
Special commitee for monitoring large value frauds
Goiporia
Mitra
Basanth seth
Jalan
Which Bank has introduced voice banking services in AmazonAlexa and Google assistant to aid it's customers in covid 19 lockdown?
YES Bank
Axis
ICICI
HDFC
Who is current controller andAuditor general of India
Rajiv Maharshi
C Mumu
U K Sinha
Ajay Tgyagi
Which Bank is first introduced IRIS authentication for Aadhar based transactions?
SBI
iCICI
AXIS
Canara
Which Telecom company has SBI entered into Digital Partnership to increase digital customer base
Jio
Airtel
Vodafone
BSNL
Unified Payment Interface UPI launched by
IDRBT
SEBI
SBI
NPCI
The portal available for service SBI MF cistomers?
Sahayak
Mitra
Sakthi
Vikas
What will be the capability of maker and checker for reversal of IBTS transaction
2&5
3&5
3&8
3&9
The screen which is used to compare CDS cash report and Tellar cash report
440
669
621
721
A.... attack where by attacks come from multiple computers at the same time causing the website / network to become disabled
Denial of service
Virus
Ransomewhere
Distributed denial of Service
Individuals that are hired by a company to break into their system to discover potential security lapses/ vulnaribilities
Hackers
Whitehat hackers
Grey hat hackers
Black had hackers
Periodicity of customer Service meetting in Branches
Bi monthly
Quarterly
Half yearly
Monthly
PMSBY covers age group
21,55
18,70
18,55
21,70
CSP Lite offered to customers having salary range of....
2500 to 5000
5000 to 10000
7000 to 10000
10000 to 150000
SBI wealth Management initiative
SBI Buddy
SBI Pay
sBI Exclusif
SBI Anywhere
ORM Area offsite Auditscore percentage?
10%
20%
26%
35%
Unclaimed deposits lying in Banks account fir more than 10 years transfer to
DEAF at RBI
DEAF at SEBI
DEAF at SBI
DEAF at IRDA
For Rs 500/ 2000/ person preparing the note packet is responsible for
Quantity only
Quality only
Quantity and quality
None
Minimum transaction in currency chest and in multiples of
Rs 50000/ ,50000
Rs 100000/, 50000
Rs 200000/, 50000/
Rs 100000. 100000
Govt is providing Interst Subvention to Short term agriculture advances to
Only commercial Bank
Commercial Banks RRBs
Commercial Banks, RRBs, Coop Banks
All financial institutes
RABI season commences is from
October to March
April to September
May to October
January to june
In Agriculture document AB6 refers to
Revival letter borrower
Revival letter gaurantor
Gaurantee deed
Letter sent to borrower by Bank if the loan is not repaid on due date
AGRI gold loans cannt be sanctioned against
Gold rings
Gold bars
Gold chains
Gold bangles
PML( produce Marketing loan) is valid for
6 M
12M
24M
36M
FIMM vertical Headquarters located at
Mumbai
Kolkata
NewDelhi
Chennai
Minimum area required for financing Poly house cultivation
1000 sq.mts
2000 sq mts
3000sq mts
4000 sq mtrs
NPA acs upto ....amount has to be followed up by Branches
Rs 10 lacs
Rs 20 lacs
Rs 50 lacs
Rs 1 cr
SARG consists of
SARB & SAMB
Only SAMB
Only SARB
None
BG commission to be recovered on...Basis
Monthly
Quarterly
Half Yearly
Yearly
Stand by line if Credit for MSME limit...% of the existing working capital limit ( FBWC+NFBWC) max Rs ....cr
25, 1.25
50, 1.50
75 , 2.00
100, 4.00
TDS on rent in a Financial year
50000
120000
180000
240000
Borrowers objection for notice under 13(2) SARFAESI should be responded by Branch wuthin
7 days
30days
15 days
21 days
SBzi Reality is for
Salaried class
Professionals
Buisiness persons
All the abive
Student loans for studies in India for MBBS maximum cap
50 lakhs
1 cr
30 lakhs
75 lakhs
Who cannt be the power of attorney holder for NRI Home loans
Father in law
Mother
Spouse
Brother in law
Maximum loan sanction under Reality Gold loan
20 lacs
50 lacs
1 cr
30 lacs
Number of co borrowers restricted in home loan to
5
No such restriction
3
2
EMI/ NMI ratio of loan to Family oensioners
50%
33%
40%
35%
What is our REPO rate
4.4
4
3.5
5
Maximum remmittance amount under fxout
$5000
$20000
$25000
$100000
PAPNL maximum limit
5 lakhs
2.8lakhs
8lakhs
2 lakhs
As per priority sector guidelines Agriculture advances should be ......% of ANBC/CEOBE ( adjusted net banking credit, credit equivolent of off balance sheet exposure)
7.5
18
10
33
Education loans upto .......comes under priority sector lending
10 lakhs
40 lakhs
15 lakhs
20 lakhs
SAMB deals with NPA's
Below 20 lakhs
Below 10 cr
above 20 lakhs
Above 10 crores
Number of withdrawals allowed in BSBD accounts
No such limit
10
4
5
What is the int rate offered to staff pensioner in SBI Capsgain scheme
1% above applicable rate
1.5% above applicable rate
0.5% above applicable rate
At par with public, no special rate
In the absence of father who is natural gaurdian for Muslims?
Mother
Paternal grand father
Maternal grand father
Elder brother
What type of charge is on gold ornaments?
Hypothecation
Lein
Equitable mortgage
Pledge
How many accounts will be opened in Realtor current account?
1
2
3
4
Which committee addressed Banking frauds and Malpractices
Ghosh committee
A C Shah committe
Rangarajan committee
Basel committee
Which is the first Bank to introduce ATM?
HDFC
HSBC
SBI
J P Morgan
ATM"s that are owned and managed by nonbanking entities are known as
Pink label ATM
White lable ATM
Black label ATM
Offsite ATM
Phishing involves Text messages in an SMS
Vishing
Smishing
Pharming
Phishing
CBS Screen number for Nominee details enquiry
408
1019
474
510
SME Gold loan maximum limit
Rs 1 cr
Rs 50 lakhs
Rs 20 lakhs
Rs 75 lakhs
Stand up India target group
SC/ST/ Women
BC/SC//ST / women
Any custoner
Only to current account holders
Termloans sanctioned and not availed within .....months from date of sanction need revalidation
3 months
1 month
6 months
No such limitation
The claim period of Bank gaurantee is minimum of ......years from the date of expiry of validity period
1 year
6 months
2 years
3 years
The subsidiary launched for implementation of CSR by SBI
SBI Power
SBI Services
SBI Foundation
None of the above
Net Profit per employee as on March 2022 in thousands
1292.72
456.89
578.98
756.98
Banks(SBI) Capital Adequacy ratio as on 31032022
9.77
13.83
13.07
13.47
SBIholds 100% ownershipin the following Non banking subsidiaries/ joint ventures
SBI Global factor limited
SBzi Mutual fund
SBI cards payment pvt ltd
SBI Infra Management Sollutions
On recommendations of ___ Committee and through passing of an act in Parliment , Imperial Bank of India was renamed as StateBank of India o 1st July 1955
Gorewala
Hilton Young Mission
Kelkar
Ranganathan
Banks Risk awareness day
1st August
26th January
2nd November
1st September
Total Advances as on 30th September 2022 in SBI
23.83 lak cr
30.49 lak cr
30.35 lakh cr
29.45 lakh cr
As per ,Banks policy guidelines for FY 2022-23Cost to Income ratio to be below
49.23%
51.62%
50.23%
51.23%
As per Banks policy AUCA recovery forFY 2022-23
8300 cr
8000cr
7800 cr
7900 cr
Chief Vigilence officer reports to
DMD & CDO
DMD&CFO
Chairman
MD & CCRO
What is the maximum number of credit transaction allowed in BSBD per month
4
5
3
No restriction
BSBD small account initially valid for the period of
6 months
24 months
12 months
15 months
The additional incentive of 1% to staff in interest rate is also available to HUF accounts ,If----
If staff member is Kartha of HUF Ac
If Staff member is co parcener of HUF accounts
Both A & B are correct
None are correct
Which of the following is not low risk account
Salary account
BSBD Ac
NGO Ac promoted by UNO
None of the above
All failed debit transactions are posted in ----- Account while uploading of bulk transactions relating to various service charges like inspection charges, SMS charges,ATM service charges etc
RTGS rejected transaction ac
System suspense DD to be issued account
NEFT rejected transaction account
Trickle feed rejected debit account
A cheque drawn by a partnership firm, where one of the partners has deceased , is presented for payment...it can be...
Paid
Can't be paid and to be returned
Paid if presented by other partners jointly
Paid if presented by other partners jointly with legal heirs of deceased partner
Which of the following related to Deceased Claim settlements of Deposits has no Sanctity
Legal heir certificate issued by Revenue authorities
Succession certificate
Probated Will
Letter of Administration
What is the concession available on locker rent for Exclusif/ wealth management account holders
25%
15%
50%
No concession
In which city NPCI is setting up Smart data centre to host major services under Digital India initiative?
Mumbai
Hyderabad
New Delhi
Kolkatta
The Nodal Agency for Managing the Portal www.psbloansin59minutes.com
NABARD
SIDBI
IRDA
NPCI
The name of the mobile app launched by RBI for aiding visually impaired persons to identify the denominations of Indian currency is
Joj
MONEY
MANI
Sparsa
The Country which has largest Mutual fund Market in the world
India
Switzerland
USA
Britain
What are White labeled ATM's
On-site ATMs
Off site ATM's
ATMs in Mals
ATMs managed owned by Non Banking entities
Which PSU got large number of branches in foreign countrie
SBI
Canara Bank
Bank of Baroda
Punjab national Bank
Expand RADAR
Remote Audit for Dynamic Asessement of Risk
Remote Application for Dynamic Asessment of Risk
Risk audit Detection
Risk asessement and Deviations Authorisation and Recording
What is the Maximum repayment period under Personal Gold loan Scheme
12 months , int& principal paid at end of term
24 EMIs
36 EMI's
36 months ...monthly interest to be serviced.
What is the maximum loan sanctioned against Mutual funds under DMAT form
1 lakh
5 lakhs
10 lakhs
20 lakhs
Arthas plus sheme refers to
WC to Hotel Industry
WC to commission Agents
WC for Jute Industry
WC for New Units
LTV% of Asset Backed Loan is
60% of realizable value
65% of realizable value
50% of realizable value
40% of realizable value
What is Tarun category under PMMY
Loan UP to Rs 50000
>50000 to 5 lakhs
>5 lakhs to 10 lakhs
>1 lakh to 10 lakhs
