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Emerging Trends in Banking and Know Your Bank.

Total questions: 100

Worksheet time: 50mins

Name
Class
Date
1.

Baroda Sun logo was introduced on ____.

a)

6th June 2005

b)

6th July 2005

c)

16th June 2005

d)

6th June 2006

2.

Single color of our Baroda Sun, compelling ______ palette stand for hope and energy.

a)

Orange

b)

vermillion

c)

Red

d)

Maroon

3.

On the occasion of _____ foundation day, bank has adopted ______ CORE VALUES

a)

110th ; 6

b)

111th ; 6

c)

112th ; 6

d)

113th ; 6

4.

Motto of Our bank : To be a top ranking National Bank of international standards committed to augmenting stake holders value through concern , care and competence.

a)

True

b)

False

5.

Which one of the following is not one of the core values adopted by our bank.

a)

Excellence

b)

courage

c)

customer service

d)

Passionate Ownership

6.

Find odd one out regarding Functional setup in Bank of Baroda.

a)

Corporate office

b)

Circle office

c)

Regional office

d)

Zonal Office

7.

First branch of Bank of Baroda in India was located in ______ area of Baroda.

a)

Surat

b)

Ahmedabad

c)

Rajkot

d)

Mandvi

8.

Bank of Baroda celebrates its Foundation Day on ___.

a)

10 July

b)

20 July

c)

02 July

d)

30 July

9.

Find odd one out regarding subsidiaries of BOB.

a)

BoB Capital Market Ltd

b)

India Infradebt Ltd.

c)

BOB Financial Solutions Ltd.

d)

Nainital Bank Ltd.

10.

There are _____ Domestic Associate / Regional Rural Bank of BOB.

a)

1

b)

2

c)

3

d)

4

11.

Till date ____ Banks have been merged with BOB and ___ have been amalgamated with.

a)

12 ; 2

b)

10 ; 2

c)

15 ; 2

d)

20 ; 2

12.

Find odd one out :

a)

Baroda Radio

b)

Baroda tube

c)

Margdarshak

d)

Barodapedia

13.

_______ system facilitates learning through pull approach.

a)

Baroda Net Academy

b)

Baroda Gurukul

c)

Baroda Bahubali

d)

Baroda Gems

14.

Bank of Baroda was founded by _____.

a)

Maharaja Sayajirao Gaekwad I

b)

Maharaja Sayajirao Gaekwad II

c)

Maharaja Sayajirao Gaekwad III

d)

Maharaja Sayajirao Gaekwad IV

15.

The MD and CEO of Bank of Baroda is ______.

a)

Dr Hasmukh Adhia

b)

Mr. Sanjiv Chadha

c)

Mr. Murali Ramaswami

d)

Mr. S L Jain

16.

The Non Executive Chairman of Bank of Baroda is____.

a)

Dr Hasmukh Adhia

b)

Mr. Sanjiv Chadha

c)

Mr. Ajay K Khurana

d)

Mr. Joydeep Datta Roy

17.

Find odd one out :

a)

Mr. Ajay K Khurana

b)

Mr. Debadatta Chand

c)

Mr. Joydeep Datta Roy

d)

Mr. Sanjeev Chaddha

18.

Find odd one out :

a)

Shri Amit Agrawal

b)

Smt. Parvathy V Sundaram

c)

Shri Ajjay Singhal

d)

Smt. Soundara Kumar

19.

In our bank Lerner's Day is celebrated on _____.

a)

20th July

b)

20th November

c)

21st November

d)

21st July

20.

Find odd one out ;

a)

BOB World

b)

BHIM Baroda Pay

c)

BOB World enternet

d)

E Lobby

21.

New Digital Performance Management system has been launched by Bank of Baroda namely________.

a)

Baroda GEMS : Group Employment Management System

b)

Baroda GEMS : Growth Empowerment Managerial System

c)

Baroda GEMS : Growth and Empowerment Management System

d)

Baroda GEMS : Growth Employment Management System

22.

Based on the findings of Employee Engagement Survey "Voice of Barodians", banks key initiative to improve employee experience is start of ______ Program.

a)

Baroda Gems

b)

Baroda Anubhuti

c)

Baroda bahubali

d)

Baroda Rewardz

23.

Under WE LEAD PROGRAM, leadership development program for Scale I, II, III is called ___.

a)

Baroda Rising Star

b)

Sayajirao Gaekward Scholar Program

c)

Baroda Bahubali Program

d)

Baroda Rising Rewardz Program

24.

Find odd one out :

a)

Baroda Asset Management India Limited

b)

Composite Mutual Fund

c)

Canara Robeco Mutual Fund

d)

Principal Mutual Fund

25.

For General Insurance, our bank has a tie up with ___.

a)

Cholamandalam Insurance co. ltd.

b)

Star health and allied Insurance co ltd

c)

India First life Insurance co ltd.

d)

None of the above

26.

For standalone health Insurance, our bank has a tie up with ___.

a)

Cholamandalam Insurance co. ltd.

b)

Star health and allied Insurance co ltd

c)

India First life Insurance co ltd.

d)

None of the above

27.

ASBA stands for ___.

a)

Applications Setup of Blocked Account

b)

Applications Supported by Blocked Amount

c)

Approval Supported by Blocked Amount

d)

none of the above

28.

GROSS NPA % of our bank as on 30.09.2022 was .

a)

8.11

b)

5.31

c)

6.52

d)

7.64

29.

CRAR (BASEL III) of our bank as on 30.09.2022 was .

a)

15.25%

b)

15.55%

c)

13.81

d)

none of the above

30.

Total Global Business of our bank as on 30.09.2022 was (in crores).

a)

16,71,008

b)

19,63,668

c)

15,14,103

d)

none of the above

31.

BRLLR stands for_____________.

a)

Baroda Repo Loan Lending Rate

b)

Baroda Repo Linked Lending Rate

c)

Baroda Rate Loan Lending Rate

d)

none of the above

32.

The name of National Portal for credit linked government scheme is?

a)

MSME

b)

PSBLOANSIN59MINUTES

c)

DISHA

d)

JAN SAMARTH

33.

Current SEBI Chairman is ___

a)

Madhabi Puri Buch

b)

Mr. M D Patra

c)

Mr. M K Jain

d)

none of the above

34.

Under PSB loans in 59 minutes branch has to disburse the loan in 59 minutes thus improving the TAT.

a)

True

b)

False

35.

BOB has tied up with ______ for providing our customers Invoice discounting Platform.

a)

Credit Mantri

b)

KredX

c)

Funds Tiger

d)

Credit Mantra

36.

BOB has partnered with ______ for BEEP (Baroda Energy Efficiency Project) finance scheme under partial risk sharing facility (PRSF) scheme, where 75% guarantee cover is available?

a)

RBI

b)

NABARD

c)

SIDBI

d)

CGTSME

37.

Find odd one out regarding Trade Receivables discounting system.

a)

TREDS

b)

RXIL

c)

MYNDSOL

d)

YGOUPX

38.

BOB has Partnered with ______ for contactless proximity communication using sound waves.

a)

Tag Tone

b)

Tone Ting

c)

MYNDSOL

d)

Tone Tag

39.

BOB has Partnered with ______ , a Payment GATEWAY with aim to revolutionise online payment.

a)

Tag Tone

b)

Razorpay

c)

MYNDSOL

d)

CredX

40.

BOB is founding member of 2 main blockchain communities to explore and build in collaborative environment which are managed by ___ and ______.

a)

Primechain Technologies Pvt. Ltd, and Edge Verve Pvt. Ltd.

b)

Bank Chain Pvt. Ltd, and Edge Verve Pvt. Ltd.

c)

Primechain Technologies Pvt. Ltd, and Bank Chain Pvt. Ltd.

41.

______ is the only a monthly Fintech Newsletter in Indian ecosystem .

a)

Fintech

b)

Fintalk

c)

Fintell

d)

Fintek

42.

India's first indigenously developed, payment eco system for transport, ______, which runs on RUPAY, has launched in Mar 19.

a)

Baroda fastag

b)

NCMC

c)

Rupay Platimun debit card

d)

MCNC

43.

_____ a PSE, incorporated as new commercial arm of Department of space.

a)

New Space India Ltd. (NSIL)

b)

Space search India ltd

c)

New Department of Space

44.

EASE stands for ______. EASENext - would comprise 2 major initiatives: EASE 5.0 (common PSB reforms agenda) and Bank specific strategic 3-year roadmap (based on individual bank's business priorities).

a)

Enhance Access and Sales excellence

b)

Enhanced Access and Service excellence

c)

Enrich Access and Sales excellence

d)

None of the above.

45.

To promote digital transactions, TDS of ___ would apply for withdrawal above Rs. 1.00 cr in a fin. yr from Bank account.

a)

1%

b)

2%

c)

3%

d)

5%

46.

The term "Blue Economy" as introduced in Union Budget 20-21, is related with ___.

a)

Sky rocketing

b)

Fisheries

c)

water

d)

hydroponics

47.

Our Bank Tied- up with e-Commerce platform ________ to disburse Non-Collateralized Loans to its vendors (Merchant up to Rs 25 Lakh).

a)

eBAY

b)

AMAZON

c)

PAYTM

d)

WALLMART

48.

Our Bank Tied- up with ______ for co-branded Credit Cards.

a)

Big Bazaar

b)

Amazon

c)

PAYTM

d)

WALLMART

49.

Our Bank has made a Joint Venture with _______ for Take over of Housing Loans.

a)

Switch Me

b)

Razor Pay

c)

Gyan Dhan

d)

Finzicom

50.

Bank of Baroda has sponsored a Special TV show on Doordarshan dedicated to Skill Development Named ________ .

a)

YUVA

b)

Hunnarbaaz

c)

Swarojgar Kaushal

d)

Krishi Darshan

51.

BOB has its presence on Social media platforms. Find odd one out

a)

Instagram

b)

Youtube

c)

Linkedin

d)

Whatsapp

e)

Tick Tock

52.

A _______ is a piece of software that conducts a conversation via auditory or textual methods.

a)

Contact Centre

b)

Chat bot

c)

Text Bot

d)

Bigdata

53.

Bank of Baroda undergone a tie-up with ......................... for Pre-approved Two wheeler Loan (Digital Mode only) under Mini PL category finance electric scooter. Maximum Limit: Rs. 2.00 Lakhs. Maximum -36- months

a)

OLA

b)

UBER

c)

Zoom Cars

d)

Akbar Travels

54.

Bank of Baroda Partnered with _______ for offering UPI payment services of BHIM Baroda Pay UPI app to users on their app.

a)

TrueCaller

b)

Payzapp

c)

Google Pay

d)

Insta Pay

55.

Bank has empanelled ____________ for sourcing of home loan applications from their digital platform. This strategic partnership will provide our consumers exciting home loan finance offers along with easy loan options.

a)

Policy Bazaar Marketing and Consulting Pvt. Ltd.

b)

Amazon

c)

Paisabazaar Marketing and Consulting Pvt. Ltd.

d)

Meena Bazaar Marketing and Consulting Pvt. Ltd.

56.

Bank of Baroda partnered with ____ to launch Baroda M-Invest app in the market for the customers.

a)

TCS

b)

Amazon

c)

Fisdom

d)

Accenture

57.

BoB has set up innovation centre in _____.

a)

IIT Roorkee

b)

IIT Delhi

c)

IIT Bombay

58.

Our Bank has approved ____ Scheme under AtmaNirbhar Bharat package, a special micro credit facility for providing affordable loan to street vendors to resume their livelihoods launched by Government of India. The revised limit is Rs. ..................................?

a)

PM SVANidhi, 50000/-

b)

PM SVADhan, 10000/-

c)

PM SVAMudra, 20000/-

d)

None of the above

59.

The Government of India under EASE have advised the PSBs to implement dynamic internal rating of accounts based on system driven Early Warning triggers/alerts. Accordingly, a system (Early Warning System) has been developed by the Bank in which rule based trigger/alerts will be generated for accounts with exposure of ________ in-case the accounts show signs of distress on various financial and non-financial parameters.

a)

Rs. 1 crores and above

b)

Rs. 2 crores

c)

Rs. 5 crores

d)

Rs. 5 crores and above

60.

Our Bank has procured the new, upgraded and enhanced rating model namely ____ from M/s CRISIL and shall launch new application shortly.

a)

BOBRATING

b)

BOBICROM

c)

BOBRAM

d)

BOBICON

61.

TB Harega Desh Jeetega campaign launched with commitment to end Tuberculosis by____.

a)

2022

b)

2023

c)

2024

d)

2025

62.

Deposit Insurance and Credit Guarantee Corporation (DICGC) permitted to increase Deposit Insurance Coverage to ____from Rs.1 lakh per depositor.

a)

Rs. 1 lakh

b)

Rs. 3 lakh

c)

Rs. 4 lakh

d)

Rs. 5 lakh

63.

Repo rate stands for ?

a)

repurchasing option rate

b)

benchmark

c)

Intt. rate to be charged on lender

d)

Interest rate to be charged on commercial activities of customers.

64.

What is present SLR?

a)

13%

b)

14%

c)

15%

d)

18%

65.

CRR to be calculated on ?

a)

NDTL

b)

CASA

c)

Total Business of the Bank.

d)

Total Advance of the Bank.

66.

Reverse Repo is the interest paid by ................... Rate?

a)

RBI

b)

World Bank

c)

Public Sector Banks

d)

Govt. of India

67.

Which rate is highest among all?

a)

Bank Rate

b)

Repo

c)

Reverse Repo

d)

MSF

68.

MSF stands for ?

a)

Marginal Standing Facility

b)

Marginal Storing Facility

c)

Marginal Standing Function

d)

Marginal Standing Fund

69.

What is the full form of IBC?

a)

Inter Bank Code

b)

Insolvency and Bankruptcy Code

c)

Indian Bank Committee

d)

International Banking Committee

70.

What is the full form of IBBI?

a)

Inter Bank Board of India

b)

Insolvency and Bankruptcy Board of India

c)

Insolvency and Bankruptcy Beaurau of India

d)

International Board of Banks

71.

What is the Full form of TReDS? (MSME Platform)

a)

Term Deposit Discounting System

b)

Trade Receivables Database System

c)

Trade Receivables Discounting System

d)

Trade Receivables Discounting Software

72.

What is the name of new PSE to work with Department of Space?

a)

NSIL

b)

NASA

c)

ISRO

d)

RSRO

73.

Which among the following is an entity which is helping loan seekers to compare between different loan products available in the market and help selecting the right lender?

a)

Probe42

b)

Infobazaar

c)

Equifax

d)

Switch Me

74.

Govtt of India has announced FAME Scheme for implementation of ?

a)

Mfg. of Electric & Hybrid Vehicles

b)

Increase in Export

c)

Publicity of Schemes of Govtt

d)

None of the above

75.

Under Jal Marg Vikas Project, navigation capacity of which river to be enhanced?

a)

Kaveri

b)

Yamuna

c)

Ganga

d)

Brahmputra

76.

To Finance Greenhouse in Box, Bank has entered into Tieup with which among the following?

a)

Krishi Tech Pvt Ltd

b)

Kheyti Tech Pvt Ltd

c)

GreenConcern Pvt Ltd

d)

FarmFresh Pvt Ltd

77.

To improve the overall health of Citizens of India which scheme is launched by Govt. of India?

a)

Skill India

b)

Ayushman Bharat

c)

Start Up India

d)

Make in India

78.

What is the name of Regulatory Body in case of housing finance sector in India?

a)

NHB

b)

RBI

c)

GOI

d)

NHAB

79.

Vivad Se Vishwasscheme, with a deadline of 30th June, 2020, to reduce litigations in ____.

a)

GST

b)

Indirect taxes

c)

Direct taxes

d)

VAT

80.

India is now the ____ largest economy of the world.

a)

1st

b)

2nd

c)

4th

d)

5th

81.

GFC stands for_____.

a)

Global Finance Crisis

b)

Great Financial Crisis

c)

Global Financial Crisis

d)

Great Finance Crisis

82.

FSDC Stands for___.

a)

The Finance Stability and Development Council

b)

The Financial Stability and Development Council

c)

The Financial Stability and Developing Council

d)

The Financial Strength and Development Council

83.

The overall ‘Atma Nirbhar’ (self-reliance) package, including from the RBI in the form of various liquidity measures, is of the order of___ per cent of GDP.

a)

5

b)

7

c)

10

d)

12

84.

Borrowing limits of State Governments were increased from _______ of gross state domestic product (GSDP).

a)

5 per cent to 10 per cent

b)

2 per cent to 5 per cent

c)

2 per cent to 5 per cent

d)

3 per cent to 5 per cent

85.

SLCC stands for___.

a)

State Level Cooperation Committee (SLCC)

b)

State Level Coordination Committee (SLCC)

c)

State Level Coordinating Committee (SLCC)

d)

State Level Coordination Club (SLCC)

86.

NSFI Stands for___________.

a)

National System for Financial Inclusion (NSFI)

b)

National Source for Financial Inclusion (NSFI)

c)

National Sign for Financial Inclusion (NSFI)

d)

National Strategy for Financial Inclusion (NSFI)

87.

CISO stands for_____.

a)

Chief Income and System Officer

b)

Chief Information and safety Officer

c)

Chief Information and Security Officer

d)

Chief Income and Security Officer

88.

When the first batch of NEFT takes place?

a)

12 pm

b)

12:30 pm

c)

23:30 pm

d)

00:30 am

89.

World Bank revised its GDP growth expectation for 2022-23 _______.

a)

6.90%

b)

7.90%

c)

8.00%

d)

8.9%

90.

Limit for contactless card transactions and e-mandates for recurring transactions through cards and UPI has been increased to __________from January 1, 2021.

a)

Rs 15,000 from Rs 2,000

b)

Rs 5,000 from Rs 3,000

c)

Rs 5,000 from Rs 1,000

d)

Rs 5,000 from Rs 2,000

91.

NSFR stands for_____.

a)

National Stable Funding Ratio

b)

Net Stable Funding Ratio

c)

Net Stable Fund Ratio

d)

Net Stable Funding Rate

92.

VRR Stands for_________.

a)

Viable Retention Route

b)

Voluntary Retention Route

c)

Voluntary Resolution Route

d)

Voluntary Resolution Rate

93.

ODR Stands for______.

a)

Onsite Dispute Resolution

b)

Ongoing Dispute Resolution

c)

Offline Dispute Resolution

d)

Online Dispute Resolution

94.

LCR Stands for______________.

a)

Liquid Coverage Ratio

b)

Liquidity Coverage Rate

c)

Liquidity Cover Ratio

d)

Liquidity Coverage Ratio

95.

PM-CARES Fund stands for_____________.

a)

Prime Minister’s Citizen Assistance and Relief in Emergency Situations Fund

b)

Prime Minister’s Citizen for All and Relief in Emergency Situations Fund

c)

Prime Minister’s Critical Assistance and Relief in Emergency Situations Fund

d)

Prime Minister’s Citizen Assistance and Relief in Emergency Solution Fund

96.

NCGTC stands for_______________.

a)

Neutral Credit Guarantee Trustee Company Limited

b)

National Credit Guarantee Trustee Company Limited

c)

National Cash Guarantee Trustee Company Limited

d)

National Credit Guarantee Trust Company Limited

97.

TLTRO stands for___________.

a)

Total Long-Term Repo Operations

b)

Time Long-Term Repo Operations

c)

Targeted Long-Term Repo Operations

d)

Targeted Long-Time Repo Operations

98.

ECLGS stands for____________.

a)

Equivalent Credit Line Guarantee Scheme

b)

Emergency Credit Line Great Scheme

c)

Eminent Credit Line Guarantee Scheme

d)

Emergency Credit Line Guarantee Scheme

99.

NPCI puts _________ cap on volume for all third-party apps offering UPI.

a)

30%

b)

20%

c)

10%

d)

40%

100.

RBI pegs minimum Net Owned Fund (NOF) for Housing Finance Companies (HFCs) at _______.

a)

Rs 20 cr

b)

Rs 25 cr

c)

Rs 35 cr

d)

Rs 50 cr