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Sources of Finance

Total questions: 28

Worksheet time: 14mins

Name
Class
Date
1.
What does internal mean?
a)
A source from within the business
b)
A source from outside the business
2.
What does external mean?
a)
A source from within the business
b)
A source from outside the business
3.
Which is an example of an internal source of finance?
a)
Owners' Funds
b)
Hire Purchase
c)
Leasing
d)
Trade credit
4.
Which is an example of an external source of finance?
a)
Owners' Funds
b)
Sale of assets
c)
Retained profits
d)
Bank loan
5.
What is an advantage of a bank loan?
a)
There will be little or no interest
b)
You can pay in smaller installments
c)
They are quick and easy to arrange
d)
You don't have to pay it back
6.
What is an advantage of owners' funds?
a)
There will be little or no interest
b)
You can pay in smaller installments
c)
They take a long time to arrange
d)
You don't have to pay it back
7.
What is an advantage of friends & family loan?
a)
There will be little or no interest
b)
You can pay in smaller installments
c)
They take a long time to arrange
d)
You don't have to pay it back
8.
What is a disadvantage of a friends and family loan?
a)
It means you have no savings
b)
It can lead to personal conflicts
c)
It can take a long time to arrange
d)
They can be recalled immediately
9.

What is the most likely source of finance for a small firm?

a)

A debenture

b)

Issuing shares

c)

A bank loan

10.

What is the most likely source of finance for buying property?

a)

Mortgage

b)

Factoring

c)

A bank loan

11.

What of the following is a source of internal finance?

a)

Selling assets

b)

Trade credit

c)

A bank loan

12.
This type of finance does not need to be repaid.
a)
Bank Loan
b)
Overdraft
c)
Mortgage
d)
Government Grant
13.
The source of finance that is provided by the Owners is called 
a)
Capital
b)
Overdraft
14.

Which of these facts about venture capital is NOT true?

a)

Venture capitalists tend to operate in fairly risky markets

b)

Venture capitalists would be paid a share of the profits

c)

Venture capitalists usually provide money only and have no interest in running the business

d)

Venture capitalists usually invest large sums of money

15.

Which of the following facts about crowd-sourcing is/are TRUE? (choose as many as apply!)

a)

It is a method of internal fund raising

b)

Can also be an excellent marketing tool for a business

c)

It doesn't matter if the product launched is not successful

d)

Great way of raising money quickly, esp. for a new business idea

16.

Which of the following are DISADVANTAGES of selling shares as a source of funds? (select as many as appropriate)

a)

It means limited liability for the owners

b)

Dividends need to be paid to shareholders

c)

Large sums of money can be raised

d)

Does not apply to Partnerships or Sole Traders

17.

Which of the following would be the most appropriate source of funds for a new business (which is just launching) that makes mobile phone accessories?

a)

Retained Profit

b)

Sale of Assets

c)

Share Capital

d)

Trade Credit

18.

With leasing,ownership (a)   passes to the business customer

19.

Hire purchasing is a short term finance

a)

True

b)

False

20.

Where can hire purchasing be used

a)

Machinery

b)

Equipment

c)

Company car

d)

All of above

21.
What is an advantage of a bank loan?
a)
There will be little or no interest
b)
You can pay in smaller installments
c)
They are quick and easy to arrange
d)
You don't have to pay it back
22.

What is a suitable form of finance for a new office building?

a)

Mortgage

b)

Bank loan

c)

Trade Credit

23.

Which of the following statements about bank loans is not true?

a)

Preferable for short time duration

b)

Interest rates make the loan more expensive

c)

Easy to get

d)

Usually cheaper than consistently using a bank overdraft

24.

Which of the statements about retained profits is false?

a)

You do not have to pay interest

b)

Ideal for new businesses

c)

Shareholders and employees could be frustrated because there is less profit to be 'shared out'

d)

You are free to use it for any purpose

25.

Which of the following is not true about leasing a car:

a)

You will have the car for a certain amount of time

b)

You will likely have a mileage restriction

c)

You will have the option to buy the car at the end of your term

d)

Maintenance is free

26.

Shareholders are entitled to get interest as their income.

a)

True

b)

False

27.

Which of the statements about retained profits is false?

a)

You have unlimited amounts of money available

b)

Shareholders and employees could be frustrated because there is less profit to be 'shared out'

c)

You do not have to pay interest

d)

You are free to use it for any purpose

28.

Wealthy individuals who invest in high-potential businesses are...

a)

Banks

b)

Angel Investors

c)

Shareholders

d)

Creditors