17.1 A financial institution that accepts demand deposits, makes consumer and commercial loans, and buys and sells currency and government securities.

17.1 The central bank of the United States

17.1 A federal agency that insures deposits in banks and savings institutions

Money put into a financial institution by depositors which can be withdrawn at any time without penalty

17.1 Deposits made for a specified period of time that cannot be withdrawn early without some financial penalty

17.1 A loan made to a business

17.1 A loan made to an individual for personal use

17.1 Financial institution whose primary purpose is to offer financial products and services other than deposits and loans

17.2 A written order requiring the financial institution to pay previously deposited money to a third party on demand

17.2 The payee’s signature on the back of the check legally transferring ownership

17.2 Property a borrower pledges to assure repayment of a loan

17.2 A loan that is not backed by collateral

17.2 A loan backed by something of value owned by the borrower

17.2 The rate at which large banks loan large sums to the best-qualified borrowers

17.2 An interest rate that does not change throughout the life of the loan

17.2 An interest rate that can increase or decrease based on the factors used to adjust the rate

17.2 Transferring money by computer

17.2 A computer terminal that enables bank customers to deposit, withdraw, or transfer funds by using a bank-provided plastic card

17.2 The electronic transfer of a payment directly into a persons bank account

17.3 The use of money to make more money

17.3 A time deposit account that requires specified minimum deposit for a fixed period at a fixed interest rate

17.3 Company that pools the money of many small investors for the purchase of stocks and bonds

17.3 Securities issued by the U.S. government

17.3 Non-negotiable securities sold by the U.S. Treasury