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First Time Home Buyers

Total questions: 6

Worksheet time: 3mins

Name
Class
Date
1.

Which one of these is NOT directly involved with a home purchase?

a)

Real Estate Agent

b)

Escrow Office

c)

Federal Reserve

d)

Mortgage Company

2.

What is the first step in buying a home?

a)

Acceptance

b)

Home Shopping

c)

Preapproval

d)

Denial

3.

For best results, what should your credit utilization be?

a)

Less than 30%

b)

Greater than 30%, Less than 50%

c)

Greater than 50%, Less than 75%

d)

Less than 99%

4.

If your prospective home costs $650,000, what is the minimum down payment?

a)

3%

b)

5%

c)

10%

d)

20%

5.

If your Purchase Price is $400,000

and your Down payment is 10%.

What is your Loan Amount?

a)

$200,000

b)

$10,000

c)

$40,000

d)

$360,000

6.

On a scale of 1-5, how excited is Jose in this picture?

a)

1

b)

2

c)

3

d)

4

e)

5