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FIN263 FSA & IFSA 2013

Total questions: 10

Worksheet time: 50mins

Name
Class
Date
1.

The enforcement of Central Bank of Malaysia Act in Year

a)

1985

b)

1986

c)

2009

d)

2008

2.

Below are institutions follow Financial Services Act 2013 EXCEPT

a)

commercial banks, investment banks, insurers (collectively known as "licensed persons");

b)

operator of designated payment systems

c)

Islamic bank, takaful operators, operator of payment systems

3.

IFSA 2013 replaced acts of ....

a)

Islamic Banking Act 1983 and Takaful Act 1984

b)

Sukuk Act 2012 and Takaful Act 1984

c)

Takaful Act 1984 and Insurance Act

4.

Below are acts that have been repealed by FSA 2013 EXCEPT

a)

Insurance Act 1996 [Act 553]

b)

·Banking and Financial Institutions Act 1989 [Act 372]

c)

·Payment Systems Act 2003 [Act 627]

d)

Sukuk Act 2012

5.

Under Section 133 and 134 of FSA 2013, no person shall disclose any document or information relating to the affairs of the customer and financial institution EXCEPT when

a)

The customer run away

b)

The customer declared bankrupt

c)

The customer lie to bank

d)

The customer did not sign the secrecy form

6.

According to IFSA 2013, the purpose of the establishment of the Shariah Committee is to advise the licensed person and ensure that all operations comply with the Shariah rules.

a)

True

b)

False

7.

According to Section 2 of FSA 2013, a depositor is defined as a person entitled to the repayment of a deposit, but the deposit must be made by him/herself.

a)

True

b)

False

8.

Below are the definitions of banking business under Section 2, EXCEPT

a)

Accepting deposits on savings account, deposit account, current account and other similar accounts.

b)

Purchase of bills of exchange, promissory notes, certificates of deposit, debentures or other negotiable instruments.

c)

A business banking is a type of business that provides services such as accepting deposits, making business loans, and offering basic investment products that are operated as a business for profit.

d)

The acceptance or guarantee or any liability, obligation or duty of any person

9.

Depositor means a sum of money received or paid under which it will be repaid with or without interest or at a premium or discount, either in money or money’s worth.

a)

True

b)

False

10.

Before the FSA 2013 and the IFSA 2013 come into effect, BNM was empowered by these legislative powers EXCEPT

a)

CBA 2009

b)

BAFIA 1989

c)

IBA 1983

d)

Investment Act 1922