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Worksheets

Finance DEPARTMENT

Total questions: 25

Worksheet time: 19mins

Name
Class
Date
1.

Profitability ratios measure:

a)

the speed at which the firm is turning over its assets

b)

the ability of the firm to earn an adequate return on sales, total assets, and invested capital

c)

the firm's ability to pay off short term obligations as they are due

d)

the debt position of the firm in light of its assets and earning power

2.

Financial leverage:

a)

reflects the firm's commitment to fixed, financial assets

b)

has no impact on the earning of the firm

c)

reflects the amount of debt used in the capital structure of the firm

d)

primarily affects the left side of the balance sheet

3.

The valuation of a financial asset is based on determining:

a)

the present value of future cash flows

b)

the current yield to maturity on long term corporate bonds

c)

the capital budgeting process

d)

what the corporation is paying to attract preferred shareholders

4.

The spread may best be defined as:

a)

the compensation due the lead underwriter

b)

the total compensation for those participating in the distribution process

c)

the price finally paid by the public for the shares

d)

the proceeds from the distribution received by the firm

5.

Preferred equity has all of the following characteristics except:

a)

fixed dividends

b)

the cumulative right to annual dividends

c)

precedence over common stock dividends

d)

residual claim to income

6.

The indifference point identifies:

a)

equality of impact on eps between two financing plans

b)

equality of impact on EBIT between two financing plans

c)

equality of impact on revenue between two financing plans

d)

equality of impact on number of shares between two financing plans

7.

Characteristics of pledging accounts receivable include all of the following, except:

a)

the sale of receivables to a finance company

b)

the lender stipulates which accounts are of sufficient quality

c)

60-80% of the value of the acceptable collateral may be borrowed

d)

the interest rate is normally well in excess of prime

8.

Dividends may be considered relevant because:

a)

they increase the investor's overall return

b)

a higher return will be earned than with retained earnings

c)

they are preferred by investors in higher tax brackets

d)

they resolve uncertainty in the minds of investors

9.

A call provision allows the firm to:

a)

call the bond and common stock

b)

redeem bonds prior to the call date

c)

pay a discount 5-10% below par

d)

redeem the bond prior to maturity

10.

If management of an aggressive firm is apprehensive about economic conditions:

a)

a highly leveraged approach should be maintained

b)

a conservative approach should be implemented

c)

the use of leverage should be tailored to the desired level of risk

d)

the attitude of the firm has no impact

11.

In the "real world," corporate bonds usually pay interest:

a)

continuously

b)

quarterly

c)

semiannually

d)

annually

12.

All of the following are typically key roles of the investment dealer except:

a)

underwriter

b)

market maker

c)

broker

d)

advisor

to the firm

13.

In capital budgeting, the term Capital Rationing implies:

a)

That no retained earnings available

b)

That limited funds are available for investment

c)

That no external funds can be raised

d)

That no fresh investment is required in current year

14.

FL is zero if:

a)

EBIT = Interest

b)

EBIT = Zero

c)

EBIT = Fixed Cost

d)

EBIT= Pref. Dividend

15.

Walter’s Model suggests for 100% DP Ratio when

a)

ke = r

b)

ke < r

c)

ke > r

d)

ke = 0

16.

If A = Annual Requirement, O = Order Cost and C = Carrying Cost per unit per annum, then EOQ

a)

(2AO/C) 2

b)

2AO/C

c)

2A÷OC

d)

2AOC

17.

In case of partially debt-financed firm, k0 is less

a)

Kd

b)

Ke

c)

Both(a) and (b)

d)

None of the above

18.

Financial Leverage is calculated as:

a)

EBIT÷ Contribution

b)

EBIT÷ PBT

c)

EBIT÷ Sales

d)

EBIT÷ Variable Cost

19.

Nominal Rate ÷ Inflation Rate

a)

(1+ Inf. Rate) (1 + Money D Rate)-1

b)

(1+ Money D Rate) + (1 + Inf. Rate)-1

c)

(1+ Money D Rate) 4- (1 + Inf. Rate)-1

d)

(1+ Money D Rate) - (1 + Inf. Rate)-1

20.

Dividend irrelevance argument of MM Model is based on:

a)

Issue of Debentures

b)

Issue of Bonus Share

c)

Arbitrage

d)

Hedging

21.

Which of the following statements is correct?

a)

A Higher Receivable Turnover is not desirable

b)

Interest Coverage Ratio depends upon Tax Rate

c)

Increase in Net Profit Ratio means increase in Sales

d)

Lower Debt-Equity Ratio means lower Financial Risk

22.

Shares of face value of 10 are 80% paid up. The company declares a dividend of 50%. Amount of dividend per share is

a)

5

b)

4

c)

80

d)

50

23.

In Current Ratio, Current Assets are compared with:

a)

Current Profit

b)

Current Liabilities

c)

Fixed Assets

d)

Equity Share Capital

24.

Risk in Capital budgeting implies that the decision-maker knows ________________ of the cash flows.

a)

Variability

b)

Probability

c)

Certainty

d)

None of the above

25.

EOQ is the quantity that minimizes

a)

Total Ordering Cost

b)

Total Inventory Cost

c)

Total Interest Cost

d)

Safety Stock Level