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Career Prep final exam review

Total questions: 45

Worksheet time: 23mins

Name
Class
Date
1.
Each time you begin a new job, what form do you complete?
a)
W-4
b)
W-2
c)
W-9
d)
I-9
2.
How long does it take to make a first impression?
a)
7 seconds
b)
30 seconds
c)
15 seconds
d)
3 miutes
3.
If you have to pay a bill by mail how should you pay the bill?
a)
Check or money order
b)
Monopoly money or check
c)
Money order or cash
d)
Cash or check
4.
What is the first step to budgeting?
a)
Identyfy your income
b)
Setting a goal
c)
Opening a credit line
d)
Listing out variable bills
5.
Slander is speaking a false statement about someone that causes others to have a bad opinion of him or her.
a)
true
b)
false
c)
X
d)
`X
6.
Tips must be reported for tax purposes.
a)
true
b)
false
c)
X
d)
`X
7.
Credit can be a source of cash for emergency expenses.
a)
true
b)
false
c)
X
d)
`X
8.
A person with no dependents may not need life insurance.
a)
true
b)
false
c)
X
d)
`X
9.
Leadership is an important skill employers look for.
a)
true
b)
false
c)
X
d)
`X
10.
No employee under 17 may drive on a public road as a part of their job.
a)
true
b)
false
c)
X
d)
`X
11.
You should wash your hands after using the restroom and before eating.
a)
true
b)
false
c)
X
d)
`X
12.
Ethics are the principles of immoral behavior.
a)
false
b)
true
c)
X
d)
`X
13.
The greater the number of allowances claimed on a Form W-4, the higher the tax that will be withheld from a paycheck.
a)
false
b)
true
c)
X
d)
`X
14.
A poor credit rating may result in creditors charging you lower finance charges.
a)
false
b)
true
c)
X
d)
`X
15.
When developing your budget, begin with your long-range goals, then add your short-range goals.
a)
false
b)
true
c)
X
d)
`X
16.
Adjusting your chair to the lowestest setting will help prevent health problems associated with computer use.
a)
false
b)
true
c)
X
d)
`X
17.
Which of the following would be considered psycological noise
a)
a customer is angry therefore does not hear an answer
b)
music playing in a store and distracts customers
c)
casual conversation before an interview
d)
being offended when you are not chosent to help plan a work function
18.
Which of the following is a main cause for accidents
a)
all of the above
b)
unsafe behaivor
c)
work related hazards
d)
lack of knowledge
19.
The Occupational Safety and Health Administration Act was passed in ______
a)
1970
b)
1932
c)
1955
d)
1989
20.
Which of the following is not one of the three basic steps to develop a healthy lifestyle?
a)
Dress appropriately.
b)
Stay active.
c)
Eat well-balanced meals.
d)
Get adequate sleep.
21.
Which of the following is not a benefit you receive as a member of a group with a positive dynamic?
a)
Lower self-esteem
b)
team building
c)
Improved relationship skills
d)
Better understanding of others
22.
Which of the following is not a skill a good leader exhibits?
a)
CHOOSE THIS ANSWER
b)
Avoids risks
c)
Does a fair share of the work
d)
Shows confidence
23.
A remote meeting can save costs in all of the following categories except ____.
a)
technology
b)
accommodations
c)
meals
d)
transportation
24.
A written record of the business covered in a meeting is the ____.
a)
minutes
b)
agenda
c)
bylaws
d)
adjournment
25.
A prom committee is an example of a(n) ____ committee.
a)
special
b)
standing
c)
slate
d)
remote
26.
If an amendment to a motion does not pass, ____.
a)
the original motion is voted on
b)
the original motion is tabled
c)
the meeting should be adjourned
d)
the original motion does not pass
27.
Postponing making a decision is known as ____ a motion.
a)
tabling
b)
flooring
c)
amending
d)
adjourning
28.
Spyware, Trojan horses, worms, and viruses are examples of ____.
a)
malware
b)
cookies
c)
phishing
d)
firewalls
29.
A ____ protects taglines, slogans, names, symbols, or any unique method to identify a service.
a)
service mark
b)
patent
c)
graphic mark
d)
trademark
30.
A(n) ____ is a program that monitors information coming into a computer.
a)
firewall
b)
IP address
c)
cookie
d)
virus
31.
The federal government’s program for providing income when family earnings are reduced or stopped because of retirement, disability, or death is ____.
a)
Social Security
b)
Medicare
c)
FICA
d)
Workers’ compensation
32.
Which of the following is not an available benefit of workers’ compensation?
a)
FICA
b)
Death benefits
c)
Disability income
d)
Medical expenses
33.
A tax charged on goods and services is a(n) ____ tax.
a)
sales
b)
progressive
c)
property
d)
excise
34.
What is the deadline for filing your tax return?(with the exception of this year)
a)
April 15 of the following year in which income was earned
b)
March 15 of the following year in which income was earned
c)
January 31 of the following year in which income was earned
d)
December 31 of the year in which income was earned
35.
The purpose of a(n) ____ bonus is to encourage workers to increase their production.
a)
incentive
b)
fringe
c)
year-end
d)
piecework
36.
Overtime pay is usually ____ times the worker’s regular wage.
a)
1.5
b)
2.5
c)
1
d)
2
37.
Which of the following is a disadvantage of online shopping?
a)
Reliance on photos of items
b)
Convenience of shopping from home
c)
Ease of comparison shopping for best price
d)
Wide selection of merchandise
38.
Which of the following statements about credit is not true?
a)
The more credit you use and the longer you take to repay, the lower the finance charges will be.
b)
Credit allows you to buy and use goods and services as you pay for them.
c)
Credit makes it easy to spend money you do not have.
d)
Credit eliminates the need to carry large amounts of cash.
39.
Which of the following is a sign of a credit problem?
a)
Purchasing nonessential items on credit
b)
Reducing the amount of income needed to pay debts
c)
Making payments on time
d)
Paying credit cards off monthly
40.
Which of the following loans for $500 will result in the lowest finance charges?
a)
12% APR and 12 monthly payments
b)
12% APR and 24 monthly payments
c)
18% APR and 12 monthly payments
d)
18% APR and 24 monthly payments
41.
Which insurance coverage do you need to cover expenses of someone injured on your property?
a)
Liability
b)
Comprehensive
c)
Property
d)
Medical payments
42.
Which of the following is not a type of life insurance?
a)
Umbrella
b)
Term
c)
Universal
d)
Whole life
43.
Of the following, who is most likely to have the highest auto insurance premium?
a)
David is 19 and has gotten two speeding tickets.
b)
Amanda drives 5,000 fewer miles per year than the average driver.
c)
Mary drives an older SUV and has had no accidents or traffic tickets.
d)
Edward has completed a driver education course and installed an antitheft device in his car.
44.
A short-term loan in which the borrower writes a personal check to the lender for the loan amount plus interest and fees and the lender waits to cash the check is a ____ loan.
a)
payday
b)
title
c)
pawnshop
d)
collateral
45.
Which of the following is not a practice to avoid consumer fraud?
a)
Carry your Social Security number in your wallet.
b)
Reconcile bank statements monthly.
c)
Shred documents containing personal information.
d)
Review credit reports annually.