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Mera Mediclaim Plan

Total questions: 20

Worksheet time: 10mins

Name
Class
Date
1.

MMP is a

a)

non linked non par combi plan

b)

par combi plan

c)

savings par combi plan

2.

Avail tax benefits up to Rs.1Lakh

a)

under sec 80 (d) for Health Insurance Premium along with Tax Benefits u/s 80 ( c )

b)

under sec 80 (d) for Health Insurance Premium along with Tax Benefits u/s 80 ( c ) & 10(10d)

c)

under sec 80 (d) for Health Insurance Premium 

3.

Increasing health cover for every Claim free year with NCB

a)

20%

b)

10%

c)

30%

4.

For Claim settlement under Cashless Facility, the payment shall be made to

the Network Provider whose discharge would be complete and final.

a)

Not Applicable

b)

False

c)

True

5.

Automatic recharge of Sum Insured

a)

Upto 100% increase in Sum Insured

b)

Upto 150% increase in Sum Insured

c)

Upto 250% increase in Sum Insured

6.

With NCB as inbuilt feature and NCB Super as additional feature , within 5 policy years your policy will have a Sum

Assured

a)

equal to 150% of Base Sum Assured

b)

equal to 250% of Base Sum Assured

c)

equal to 50% of Base Sum Assured

7.

OPD Admissible Expenses for Claim

a)

You can accumulate bill and claim 2 times in a policy year

b)

You can accumulate bill and claim unlimited times in a policy year

c)

OPD not applicable

8.

Maximum Limit of Personal Accidental Cover can be up to

a)

1.5 Cr depending on the age of insured member.

b)

1 Cr depending on the age of insured member.

c)

25 lacs depending on the age of insured member.

9.

MMP has inbuilt terminal illness cover

a)

with 30% capped on sum assured

b)

without any additional cost

c)

not applicable inbuilt

10.

In family Floater plan

a)

MAX 8 PEOPLE CAN BE COVERED INCLUDING

SELF WHO IS THE PROPOSER

b)

MAX 4 PEOPLE CAN BE COVERED INCLUDING

SELF AND ANOTHER ADULT AND 2 CHILDREN

c)

MAX 6 PEOPLE CAN BE COVERED INCLUDING

SELF WHO IS THE PROPOSER

11.

A free look period of _______________ from the date of receipt of the policy document is provided under

this product

a)

30 days

b)

90 days

c)

15 days

12.

Discount of _________on premiums paid towards both Life and Health will be offered as compared to the individual policy purchased under Life & Health.

a)

7.10%

b)

7%

c)

7.5%

13.

Within __________ from the receipt of the Policy document, you may return the Policy stating reasons for your objection,

a)

15 days

b)

25 days

c)

30 days

14.

HEALTH CHECK UP claim does not effect No Claim Bonus

a)

true

b)

false

c)

not applicable

15.

Annual Health Checkup

a)

Covers each insured member once in a policy year.

b)

No cost to be paid for specified test (as per T&C) to

Diagnostic Labs

c)

Health Check up appointment to be booked through RHIL

Mobile Application/Call Centre

d)

all of the above

16.

Cashless treatment at ________ network hospitals.

a)

1500+

b)

7500+

c)

500+

17.

_________amount can be used by the same individual for a different claim, or by any other individual (in a floater policy) for any

claim

a)

Automatic Recharge

b)

NCB Super

c)

OPD rider

18.

Accidental Death

a)

100% of the coverage amount to be paid as benefit if the Insured Person dies due to reason of an accident or accidental injury.

b)

within12 months from the date of Accident (including date of Accident), for detailed benefit please refer to the T&C

c)

only A

d)

Both A & B

19.

Fixed daily allowance

a)

is not applicable

b)

is available once a year

c)

only applicable for domiciliary hospitalization

20.

In patient hospitalization is applicable

a)

upto 50% of SA

b)

upto 100 % SA

c)

not applicable