WorksheetsHealth Premia
Total questions: 12
Worksheet time: 12mins
Min & Max Sum Insured Options under Individual & Floater for HEALTH PREMIA
Min 5L – Max 1 Cr
Min 5L- Max 3 Cr
. Min 3L - Max 1 Cr
Min 10 L- Max 3 Cr
In HEALTH PREMIA policy optional benefits are:
Personal Accident, Critical illness
Hospital Cash, Enhanced Loyalty, Enhanced Re-fill
Personal Accident, Critical Illness ,Enhanced Loyalty, Hospital cash, International coverage Extension, Coverage in US & Canada, Health Coach
Personal Accident, Critical Illness, E-Consultation, Enhanced Loyalty Benefit, Enhanced Re-fill, Second Opinion, Coverage in US & Canada, Health Coach
1. Enhanced Loyalty Addition Option benefit is available for maximum
150 % of base SI
200 % of base SI
150 % of base SI
100% of base SI
1. The cover under the Policy shall be automatically extended for a tenure of 1 Policy Year starting from the end of that Policy Period- Premium Waiver
If the Policyholder dies
If the Policyholder gets diagnosed or undergoes treatment for the first time, with any of the Specified Illness
A or B both
Laser Surgery is covered in HEALTH PREMIA
Up to Sum Insured under Platinum Policy and with 20% co-pay under gold plan
Up to Sum Insured Under Silver, Gold and Platinum
Not Available in Silver, Up to 50000 in Gold, Up to 100000 in Platinum
Not Available in Silver & gold, Up to Sum Insured in Platinum
International Coverage ( Outside India for Worldwide excluding USA & Canada ) is available in
Silver, Gold and Platinum
Gold and Platinum
Only in Platinum
OPD is covered in HEALTH PREMIA under platinum plan for
Up to 50000 and Only in India
Up to SI in India and Abroad
Up to 50000 in India and Up to International Sum Insured Abroad Excl US and Canada
Up to 50000 in India and Up to International Sum Insured with 20% Co-pay Outside India Excl US and Canada
Co-payment of 20% is applicable in Cities if opted for Zonal Discount
Mumbai, (Navi Mumbai, Thane), Delhi NCR, Kolkata & Gujarat State
Mumbai, Delhi, Banglore, Hyderabad, Chennai.
Delhi, Mumbai, (Navi Mumbai, Thane), Kolkata & Gujarat State
Refill under HEALTH PREMIA gets triggered
Up to Sum Insured for different illness if Base Sum Insured + Loyalty/Enhanced loyalty is partially or completely exhausted
Up to Sum Insured for same and different illness if Base Sum Insured + Loyalty/Enhanced loyalty is partially or completely exhausted
Maternity Benefit in HEALTH PREMIA under Platinum Variant is Covered
Up to Maternity Sum Insured World Wide excluding Us and Canada
Up to Maternity Sum Insured in India
Health Check-Up in HEALTH PREMIA is available
Cashless for Silver, Gold & Platinum
Cashless and Reimbursement for Silver, Gold & Platinum
Cashless for Silver ,Cashless and Reimbursement for Gold & Platinum
Cashless for Silver and gold , Cashless and Reimbursement for Platinum
We cover under HEALTH PREMIA International Coverage
Emergency Hospitalization, Emergency Medical Evacuation, OPD Cover, Compassionate Visit
Loss of Passport, Care and/transportation of Minor Children, Loss & Delay of Checked in Baggage
Return of mortal remains, Trip Cancellation & Interruption, Trip Delay
All the Above
