Cash, publicly traded stocks, government bonds or corporate bonds that can be quickly turned into cash.

Equipment, inventory or other goods that are pledged to the bank in the case the company can’t make a loan payment.

Money earned when something is sold

A person or a business with a strong credit score and the financial resources that make it likely they will be able to repay any loan.

Money paid by a company to a person who owns stock in that company

An obligation you have to pay someone else money. Also called a debt or a loan.

The right to take possession of collateral until a debt is repaid

Cash or securities that can be immediately turned into cash, which can then repay any loan amount outstanding

The date a loan (or debt or liability) is repaid in full

Revenues after all costs

Other types of debt (or money you owe someone else) other than a mortgage

An investment worth money; a “financial instrument” indicating ownership.

One of the equal parts into which a company’s capital is divided, entitling the holder to a proportion of the profits

An individual or company that owns shares in a company.

Assets that are not already pledged as a guarantee to repay another loan

Money owed by a company to a supplier

Money owed by a customer to a company

Individuals who make small investments in an enterprise or to support an entrepreneur where they do not expect an immediate or large return on investment.

Debt from a bank

A loan

A determination of how many units are needed to sell in order to pay for all fixed costs.

A company that provides individuals and companies with access to financial markets.

Funds contributed by investors to a business.

Expenditures on equipment the business will use for many years.

Total Revenues minus Total Cost

Unit price minus cost of goods sold.

Costs that make up one unit of what you sell.

A loss that an insurance company will reimburse a policyholder for in the event of a claim.

Funds lent to a business with an agreement that the business will repay the lender with interest.

Strangers learn about a business online and then decide whether or not to make an investment.

The amount that an insurance company makes a policyholder pay as part of any claim.

The act of making a business different (and presumably more attractive to target customers) than any competitor.

Funds contributed by investors to a business. 

An option a supplier might grant a company to pay their bills later than they normally would

The 12 month period a company uses to report financial results

Costs that do not vary based on the units sold by enterprise. 

A credit-worthy individual or business with sufficient liquidity who guarantees to repay a loan in the event that the debtholder can’t make required payment. 

A special account where individuals can deposit retirement funds that can grow tax-deferred until they withdraw them after they retire

Debt owed to someone that is paid in monthly payments

The amount an insurance policyholder receives from the insurance company to reimburse the policyholder for a covered loss

The individual or business that purchases an insurance policy for various types of protection

The amount a policyholder (either every quarter or year) pays for an insurance policy

The merchandise that a company sells to its customers.

Failure to repay a loan

Distinguishing a product or service "different than anything else," attracting customers, generating sales and serving as the foundation for a thriving business.

The act of making a business different (and presumably more attractive to target customers) than any competitor.

Funds contributed by investors to a business

An option a supplier might grant a company to pay their bills later than they normally would

The 12 month period a company uses to report financial results.

Costs that do not vary based on the units sold by enterprise

A credit-worthy individual or business with sufficient liquidity who guarantees to repay a loan in the event that the debtholder can’t make required payment.

A special account where individuals can deposit retirement funds that can grow tax-deferred until they withdraw them after they retire

The amount an insurance policyholder receives from the insurance company to reimburse the policyholder for a covered loss.

The individual or business that purchases an insurance policy for various types of protection (examples: fire insurance, life insurance, etc.)

The amount a policyholder (either every quarter or year) pays for an insurance policy.

The merchandise that a company sells to its customers.

A legal decision requiring a person or company to pay another person or company

A loan that provides the borrower a maximum amount of money he/she can borrower - the borrower can then access or use that line of credit for only as much money as they need at any particular time.

Ratios a lending company calculates about an individual or a company to determine how likely they are to have the liquidity to repay debt payments that are required in a loan.

An investment security that includes many different stocks purchased and held together

A payment that is owed every month.

Debt obtained from a number of online companies. Borrowers need to disclose much less information about themselves to obtain online credit, and online credit companies make credit decisions much more quickly than banks.

The percentage of a loan a bank or online credit company charges when a small business receives a loan.

When a company issues a check or makes a financial commitment for an amount greater than the amount the company has deposited in the bank. 

Costs that a business incurs that are not part of producing the goods or services its sells, but which are required to operate legally and efficiently. 

Owning an asset without any associated debt.

A legal agreement that an assets is part of a guarantee to a lender, when the lender can take possession of the assets and sell it to recover the funds owed by a borrower in the event the borrower is unable to make a required debt payment.

The amount of money borrowed.

Revenues minus costs

Unit price minus cost of goods sold

Property and building(s) on it.

Repaying the loan

Debt that includes a legal obligation by the borrower to repay the debt personally if the business is unable to make its scheduled debt payment.

An investment vehicle.

Shares of ownership in a company

Fixed costs plus variable costs

How a business moves a specific customer to buy their service or offering

A company that provides a good or service to another company

Costs that vary somewhat based on the number of units you sell. 

The hard work a small business owner puts into forming, founding and operating his/her business – small business owners typically work very long hours. 

The exact customers and market sector the business intends to serve.

Costs that vary based on the units sold by your enterprise.

Unit times Price

Companies that conduct business with a company, and that can document how well a company pays its bills to its suppliers.

the "things the company sells

Debt that does not include a promise by a guarantor to repay the loan in the event the debtholder is unable to make a required payment. 

All people or companies associated with an enterprise