WorksheetsQuiz_Learners Month_BSLU_Mumbai
Total questions: 52
Worksheet time: 26mins
Which of the following product is not covered under Digital Lending Platform Phase -I
Car Loan
Home Loan
Person Loan
Education Loan
LABOD/ODBOD
1. Facility of Loan against FD can be availed digitally on which of the following platforms:
Baroda Connect
BOB World
Both of them
Bank’s website
What is the maximum amount of Pre approved Micro Personal Loan can be availed through BOB world/Offline mode:
Rs. 10,000
Rs. 50000
Rs. 1,00,000
None
1. A customer is having an on line Fixed Deposit of Rs. 7,50000/- . What is the maximum amount of Loan he can get through BOB world against this FD (85%)?
Rs. 6,37,500
Rs. 7,12,500
Rs. 7,50000
Rs. 7,00,000
1. How Branches get benefited from the Digital Lending Platform:
it enables the applicant to avail In - Principle Sanction
in - principle sanctions’ cases, automatically flow to the LLPS
The documents ITR, Bank Statements, Bureau Report, Scoring Sheet, CAM also flow to LLPS
It improves the TAT for actual sanction/disbursement of loan
All
1. For Loan applied through DLP, What activities need to be performed at branch for processing of application in the LLPS?
The activities related to due diligence
Pre sanction visit
Legal Valuation to be conducted
All
1. What is the maximum tenor for Personal loan ‘In Principle sanction’ through Digital Lending Platform?
24 months
60 months
36 months
none
What is the maximum tenor for Pre-approved Micro Personal loan ‘In Principle sanction’ through Digital Lending Platform?
24 months
60 months
36 months
18 months
What is the maximum tenor for Pre-approved Mini Personal loan ‘In Principle sanction’ through Digital Lending Platform?
24 months
60 months
36 months
18 months
What is the maximum Loan amount can be sanctioned under Pre-Approved Mini Personal Loan through DLP
2 Lacs
5 Lacs
50,000
1 Lac
Which one of the following is the new menu introduced for cancellation of CBS DD/BC falling under cases i. Operating account of purchaser is closed ii. DD/BC is issued in cash for above Rs. 20,000 and below Rs. 50,000/-
DDBCX
HDDC
HCREQ
Which new menu is introduced for recording declaration of death/disability of customers covered under PMJJBY or PMSBY:
PMY
PMYDDD
PMYDD
. Which of the following new feature is added in HDCR menu:
Debit Card issuance
. Mobile Banking Registration/De registration
New Request for Net banking
BOB World Block/Unblock
A new menu has been introduced for Customer id creation Other enrichments can also be done such as CKYC, HFATCA, FROM 60, PANVAL
CRLC
VRC
SCIF
HCFP
Saving Bank account of Government departments (SB 129) can be opened through which menu
R-menu
HOPNACCT
. At the time of opening of Newaccounts/addition of new vendor/supplier, which menu shall be used for capturingdata related to “206AB” and “Aadhar-PAN Linking”** status of customer/ vendor/supplierat Branch level.
PANMAS
PANUPDT
To enter records of assets kept under safe custody by customers such as Bank's Term deposit, Share certificate, Other Documents, Sealed Boxes/Sealed covers etc. which Finacle menu has been developed:
SCVM
ASTRCD
Which new menu has been developed to register nomination in the Saving/Current/Term Deposit account:
NOMADD
HACM
A new menu has been developed in Finacle for claiming the various subsidies available to the branches such as NPA Subsidy, Retirement benefits, financial relief paid etc.
SUBSIDY
SCLAIM
Which new facility is recently introduced in menu HACLINQ:
to view mobile banking status
to view Debit Card status
to view Baroda connect status
to view KYC Compliant status
Which new menu has been developed to capture the details of Udyam Registration Certificate along with financial details of MSME borrower required for MSME classification:
INVESTO
UDYAM
BOB World mobile banking application has been designed on 4 pillars. Which one of the following is not the one such pillar:?
Save
Invest
Borrow
Buy n Pay Later
Which type of digital savings accounts can be opened by customers through BOB World application using Video KYC:
BOB world benefit Bonanza account
BOB World accounts
What is the full form of V-CIP
Video based Customer Identification Process
Video based Customer Identity Procedure
Verification of Customer Identification process
Virtual customer identification process
Which are the variants of digital only account opened through BOB World
B3 Plus account
B3 Edge account
B3 Ultra account
All
What is the eligibility criteria of B3 digital only accounts:
Only tax resident individuals aged 18 & above can open
It is only available to new customers
A/c can be opened in single name
All
Which is the new mode of inter bank fund transfer recently added in BOB World:
NEFT
IMPS
RTGS
Mobile no & MMID
What is the maximum interbank fund transfer limit per day in BOB World application?
Rs. 2 Lakhs
Rs. 5 Lakhs
Rs. 1 Lakh
Rs. 10 Lakhs
What is the cooling period of beneficiary registration for inter bank fund transfer in BOB World:
24 hrs
4 hrs
No cooling period
2 hrs
Maximum no. of transactions allowed per customer id in a day in BOB World:
20
25
30
No such limits
What is the monthly limit set for BOB Card payment through BOB World?
Rs. 1 lakh
Rs. 2.5 lakh
Rs. 5 Lakh
No limit
What is the maximum amount of Fund Transfer per day can be done through IMPS without Beneficiary registration:
Rs. 25,000
Rs. 50,000
Rs. 2 Lakh
Rs. 5 Lakhs
Customers can now view their Credit Score in BOB world.The first credit score is absolutely free of cost. Thereafter what is the charge for second score?
Rs. 100+ GST
Rs 10+ GST
Rs. 20 + GST
Rs. 118
Which of the following facility can be availed through BOB World:
interest certificate for loan a/c
Can avail micro personal loan
Can avail LABOD/ODBOD
All
What are the channels available to customer for debit blocking of UPI transaction?
Contact Centre toll free Number/IVR System
SMS facility send SMS BOBUPIBLK to 8422009988 Number
Through Branch using Finacle menu-UPIBLK
All
Bank of Baroda is issuing Dynamic QR code to our corporate customers having nature of Business as B2C and annual aggregate turnovermore than 500 crore rupees. Which one is the correct feature of Dynamic QR code?
It changes with every transaction
It contains the merchant name and UPI ID / VPA
It also contains the payment amount to be collected
All are correct
What is the timeline for providing No objection certificate to auto loan borrower from the full repayment of their auto loan amount?
3 working days
7 working days
15 days
None
Bank has allowed to accept _______ years Search Report (NEC)/Title clearance report (TCR) instead of -30- years in respect of mortgage-based Retail Loansup to Rs.I.00 Crore except in some cases.
15 yrs
12 yrs
10 yrs
13 yrs
The maximum permissible auto loan limit per party per year to a Corporate:
1 crore
2 crore
5 crore
10 crore
What is the maximum Baroda Auto Loan limit for pre-owned car:
1 crore
50 lacs
25 lacs
10 lacs
Bank has proposed to provide a concession of 0.05% in ROl of Home Loan to which following type of customers till 31.03.2022:
Woman (either main applicant or co-applicant) with minimum CIBIL Score 701 & above
Employee of Central / State Government / PSU with minimum CIBIL Score 701 & above
Radiance Customer irrespective of CIBIL Score
All of the above
Education Loan Sanction Cell has been made operational on pilot basis in few Zones. No education loan application should remain pending beyond:
7 days if loan is up to Rs. 7.50 lacs
15 days in case the loan amount is more than Rs. 7.50 lacs
Both are correct
Both are wrong
Our Bank is offering pre-approved limits for Home Loan/Car Loan/Personal Loan to our existing SB customers. What is that Limit?
Home Loan-100 Lacs
. Car Loan- 10 Lacs
Personal Loan- 5 Lacs
All are correct
These pre-approved limits will be valid for a period of:
3 calendar months
6 calendar months
2 calendar months
1 year
Bank has increased Maximum Loan Limit in Baroda Education Loan & Baroda Personal Loan Scheme. Which of the following statement is true:
In Baroda Gyan((Education Loan forHigher studies in India),Limit is increased from 80 Lakhs to 125 Lakhs for medical and aviation
BARODA SCHOLAR (Education Loan for studies abroad), limit is increased from 80 Lakhs to 150 Lakhs For institutions specified inList of Premier institutions
For Baroda Personal Loan Scheme, limit is increased from 10 Lakhs to 15 Lakhs for Metro & Urban Branches
For Baroda Personal Loan Scheme, limit is increased from 5 Lakhs to 15 Lakhs for Semi Urban & Rural Branches
All are correct
Branches are required to update information of vehicle purchased out of Bank finance in the Finacle system, more specifically details of vehicle {RC No , Engine No, Chassis no, Model ), insurance & inspection in the CBS for borrower accounts pertaining to Baroda Auto Loan. Otherwise the account ls being treated as unsecured account, which leads to higher provisioning. Which Finacle menu is used for this purpose:
HCLM for creating collateral ID
HSCLM for linking collateral id to loan account
Both of the above
None of the above
1. Enhanced Due Diligence (EDD) is required for which of the following types of the customer:
Salaried Customer
Non residents Indian
Student
Senior Citizen
For Non- face to face Accounts, both deposit and borrower, opened using OTP based e-KYC, CDD should be carried out as per existing guidelines within how many days of opening of the account:
1 year
6 months
3 months
2 months
The due diligence process while account opening process will involve satisfying about:
The photo identity of the person
Verification of signature
His occupation and source of income
All of the above
Nomination facility is not available to which of the following accounts:
A/c in the name of institution /Society
Karta of a HUF
Partner of a Firm
All
Printing of Name of nominee is mandatory on Passbook/Term Deposit receipt/Statement of account:
No it is optional
Yes it is mandatory
Which is the new initiative of BOB Noww under Virtual Bank?
Digisell
Digifirst
Virtual Branch
All
