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Quiz_Learners Month_BSLU_Mumbai

Total questions: 52

Worksheet time: 26mins

Name
Class
Date
1.

Which of the following product is not covered under Digital Lending Platform Phase -I

a)

Car Loan

b)

Home Loan

c)

Person Loan

d)

Education Loan

e)

LABOD/ODBOD

2.

1. Facility of Loan against FD can be availed digitally on which of the following platforms:

a)

Baroda Connect

b)

BOB World

c)

Both of them

d)

Bank’s website

3.

What is the maximum amount of Pre approved Micro Personal Loan can be availed through BOB world/Offline mode:

a)

Rs. 10,000

b)

Rs. 50000

c)

Rs. 1,00,000

d)

None

4.

1. A customer is having an on line Fixed Deposit of Rs. 7,50000/- . What is the maximum amount of Loan he can get through BOB world against this FD (85%)?

a)

Rs. 6,37,500

b)

Rs. 7,12,500

c)

Rs. 7,50000

d)

Rs. 7,00,000

5.

1. How Branches get benefited from the Digital Lending Platform:

a)

it enables the applicant to avail In - Principle Sanction

b)

in - principle sanctions’ cases, automatically flow to the LLPS

c)

The documents ITR, Bank Statements, Bureau Report, Scoring Sheet, CAM also flow to LLPS

d)

It improves the TAT for actual sanction/disbursement of loan

e)

All

6.

1. For Loan applied through DLP, What activities need to be performed at branch for processing of application in the LLPS?

a)

The activities related to due diligence

b)

Pre sanction visit

c)

Legal Valuation to be conducted

d)

All

7.

1. What is the maximum tenor for Personal loan ‘In Principle sanction’ through Digital Lending Platform?

a)

24 months

b)

60 months

c)

36 months

d)

none

8.

What is the maximum tenor for Pre-approved Micro Personal loan ‘In Principle sanction’ through Digital Lending Platform?

a)

24 months

b)

60 months

c)

36 months

d)

18 months

9.

What is the maximum tenor for Pre-approved Mini Personal loan ‘In Principle sanction’ through Digital Lending Platform?

a)

24 months

b)

60 months

c)

36 months

d)

18 months

10.

What is the maximum Loan amount can be sanctioned under Pre-Approved Mini Personal Loan through DLP

a)

2 Lacs

b)

5 Lacs

c)

50,000

d)

1 Lac

11.

Which one of the following is the new menu introduced for cancellation of CBS DD/BC falling under cases i. Operating account of purchaser is closed ii. DD/BC is issued in cash for above Rs. 20,000 and below Rs. 50,000/-

a)

DDBCX

b)

HDDC

c)

HCREQ

12.

Which new menu is introduced for recording declaration of death/disability of customers covered under PMJJBY or PMSBY:

a)

PMY

b)

PMYDDD

c)

PMYDD

13.

. Which of the following new feature is added in HDCR menu:

a)

Debit Card issuance

b)

. Mobile Banking Registration/De registration

c)

New Request for Net banking

d)

BOB World Block/Unblock

14.

A new menu has been introduced for Customer id creation Other enrichments can also be done such as CKYC, HFATCA, FROM 60, PANVAL

a)

CRLC

b)

VRC

c)

SCIF

d)

HCFP

15.

Saving Bank account of Government departments (SB 129) can be opened through which menu

a)

R-menu

b)

HOPNACCT

16.

. At the time of opening of Newaccounts/addition of new vendor/supplier, which menu shall be used for capturingdata related to “206AB” and “Aadhar-PAN Linking”** status of customer/ vendor/supplierat Branch level.

a)

PANMAS

b)

PANUPDT

17.

To enter records of assets kept under safe custody by customers such as Bank's Term deposit, Share certificate, Other Documents, Sealed Boxes/Sealed covers etc. which Finacle menu has been developed:

a)

SCVM

b)

ASTRCD

18.

Which new menu has been developed to register nomination in the Saving/Current/Term Deposit account:

a)

NOMADD

b)

HACM

19.

A new menu has been developed in Finacle for claiming the various subsidies available to the branches such as NPA Subsidy, Retirement benefits, financial relief paid etc.

a)

SUBSIDY

b)

SCLAIM

20.

Which new facility is recently introduced in menu HACLINQ:

a)

to view mobile banking status

b)

to view Debit Card status

c)

to view Baroda connect status

d)

to view KYC Compliant status

21.

Which new menu has been developed to capture the details of Udyam Registration Certificate along with financial details of MSME borrower required for MSME classification:

a)

INVESTO

b)

UDYAM

22.

BOB World mobile banking application has been designed on 4 pillars. Which one of the following is not the one such pillar:?

a)

Save

b)

Invest

c)

Borrow

d)

Buy n Pay Later

23.

Which type of digital savings accounts can be opened by customers through BOB World application using Video KYC:

a)

BOB world benefit Bonanza account

b)

BOB World accounts

24.

What is the full form of V-CIP

a)

Video based Customer Identification Process

b)

Video based Customer Identity Procedure

c)

Verification of Customer Identification process

d)

Virtual customer identification process

25.

Which are the variants of digital only account opened through BOB World

a)

B3 Plus account

b)

B3 Edge account

c)

B3 Ultra account

d)

All

26.

What is the eligibility criteria of B3 digital only accounts:

a)

Only tax resident individuals aged 18 & above can open

b)

It is only available to new customers

c)

A/c can be opened in single name

d)

All

27.

Which is the new mode of inter bank fund transfer recently added in BOB World:

a)

NEFT

b)

IMPS

c)

RTGS

d)

Mobile no & MMID

28.

What is the maximum interbank fund transfer limit per day in BOB World application?

a)

Rs. 2 Lakhs

b)

Rs. 5 Lakhs

c)

Rs. 1 Lakh

d)

Rs. 10 Lakhs

29.

What is the cooling period of beneficiary registration for inter bank fund transfer in BOB World:

a)

24 hrs

b)

4 hrs

c)

No cooling period

d)

2 hrs

30.

Maximum no. of transactions allowed per customer id in a day in BOB World:

a)

20

b)

25

c)

30

d)

No such limits

31.

What is the monthly limit set for BOB Card payment through BOB World?

a)

Rs. 1 lakh

b)

Rs. 2.5 lakh

c)

Rs. 5 Lakh

d)

No limit

32.

What is the maximum amount of Fund Transfer per day can be done through IMPS without Beneficiary registration:

a)

Rs. 25,000

b)

Rs. 50,000

c)

Rs. 2 Lakh

d)

Rs. 5 Lakhs

33.

Customers can now view their Credit Score in BOB world.The first credit score is absolutely free of cost. Thereafter what is the charge for second score?

a)

Rs. 100+ GST

b)

Rs 10+ GST

c)

Rs. 20 + GST

d)

Rs. 118

34.

Which of the following facility can be availed through BOB World:

a)

interest certificate for loan a/c

b)

Can avail micro personal loan

c)

Can avail LABOD/ODBOD

d)

All

35.

What are the channels available to customer for debit blocking of UPI transaction?

a)

Contact Centre toll free Number/IVR System

b)

SMS facility send SMS BOBUPIBLK to 8422009988 Number

c)

Through Branch using Finacle menu-UPIBLK

d)

All

36.

Bank of Baroda is issuing Dynamic QR code to our corporate customers having nature of Business as B2C and annual aggregate turnovermore than 500 crore rupees. Which one is the correct feature of Dynamic QR code?

a)

It changes with every transaction

b)

It contains the merchant name and UPI ID / VPA

c)

It also contains the payment amount to be collected

d)

All are correct

37.

What is the timeline for providing No objection certificate to auto loan borrower from the full repayment of their auto loan amount?

a)

3 working days

b)

7 working days

c)

15 days

d)

None

38.

Bank has allowed to accept _______ years Search Report (NEC)/Title clearance report (TCR) instead of -30- years in respect of mortgage-based Retail Loansup to Rs.I.00 Crore except in some cases.

a)

15 yrs

b)

12 yrs

c)

10 yrs

d)

13 yrs

39.

The maximum permissible auto loan limit per party per year to a Corporate:

a)

1 crore

b)

2 crore

c)

5 crore

d)

10 crore

40.

What is the maximum Baroda Auto Loan limit for pre-owned car:

a)

1 crore

b)

50 lacs

c)

25 lacs

d)

10 lacs

41.

Bank has proposed to provide a concession of 0.05% in ROl of Home Loan to which following type of customers till 31.03.2022:

a)

Woman (either main applicant or co-applicant) with minimum CIBIL Score 701 & above

b)

Employee of Central / State Government / PSU with minimum CIBIL Score 701 & above

c)

Radiance Customer irrespective of CIBIL Score

d)

All of the above

42.

Education Loan Sanction Cell has been made operational on pilot basis in few Zones. No education loan application should remain pending beyond:

a)

7 days if loan is up to Rs. 7.50 lacs

b)

15 days in case the loan amount is more than Rs. 7.50 lacs

c)

Both are correct

d)

Both are wrong

43.

Our Bank is offering pre-approved limits for Home Loan/Car Loan/Personal Loan to our existing SB customers. What is that Limit?

a)

Home Loan-100 Lacs

b)

. Car Loan- 10 Lacs

c)

Personal Loan- 5 Lacs

d)

All are correct

44.

These pre-approved limits will be valid for a period of:

a)

3 calendar months

b)

6 calendar months

c)

2 calendar months

d)

1 year

45.

Bank has increased Maximum Loan Limit in Baroda Education Loan & Baroda Personal Loan Scheme. Which of the following statement is true:

a)

In Baroda Gyan((Education Loan forHigher studies in India),Limit is increased from 80 Lakhs to 125 Lakhs for medical and aviation

b)

BARODA SCHOLAR (Education Loan for studies abroad), limit is increased from 80 Lakhs to 150 Lakhs For institutions specified inList of Premier institutions

c)

For Baroda Personal Loan Scheme, limit is increased from 10 Lakhs to 15 Lakhs for Metro & Urban Branches

d)

For Baroda Personal Loan Scheme, limit is increased from 5 Lakhs to 15 Lakhs for Semi Urban & Rural Branches

e)

All are correct

46.

Branches are required to update information of vehicle purchased out of Bank finance in the Finacle system, more specifically details of vehicle {RC No , Engine No, Chassis no, Model ), insurance & inspection in the CBS for borrower accounts pertaining to Baroda Auto Loan. Otherwise the account ls being treated as unsecured account, which leads to higher provisioning. Which Finacle menu is used for this purpose:

a)

HCLM for creating collateral ID

b)

HSCLM for linking collateral id to loan account

c)

Both of the above

d)

None of the above

47.

1. Enhanced Due Diligence (EDD) is required for which of the following types of the customer:

a)

Salaried Customer

b)

Non residents Indian

c)

Student

d)

Senior Citizen

48.

For Non- face to face Accounts, both deposit and borrower, opened using OTP based e-KYC, CDD should be carried out as per existing guidelines within how many days of opening of the account:

a)

1 year

b)

6 months

c)

3 months

d)

2 months

49.

The due diligence process while account opening process will involve satisfying about:

a)

The photo identity of the person

b)

Verification of signature

c)

His occupation and source of income

d)

All of the above

50.

Nomination facility is not available to which of the following accounts:

a)

A/c in the name of institution /Society

b)

Karta of a HUF

c)

Partner of a Firm

d)

All

51.

Printing of Name of nominee is mandatory on Passbook/Term Deposit receipt/Statement of account:

a)

No it is optional

b)

Yes it is mandatory

52.

Which is the new initiative of BOB Noww under Virtual Bank?

a)

Digisell

b)

Digifirst

c)

Virtual Branch

d)

All