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Understanding Your Pay Stub

Total questions: 25

Worksheet time: 50mins

Name
Class
Date
1.

What's a check stub?

a)

What you give to the bank to deposit.

b)

The part of a paycheck that lists deductions from your salary

c)

It's an envelope.

2.

What's gross pay?

a)

The total amount of an employee's earnings BEFORE deductions are taken out.

b)

It's when you feel gross because of your paycheck

c)

It;s the total amount of an employee's earnings AFTER all deductions.

3.

What's net pay?

a)

The amount of a paycheck AFTER all deductions are taken out.

b)

The amount of a paycheck BEFORE all deductions are taken out.

c)

The net worth of an individual

4.
When should you fill out a W-4?
a)
When you quit a job
b)
When you have 401K benefits 
c)
When you start a new job
d)
Whenever you feel like it
5.
Why do you need to fill out a W-4?
a)
It lets your employer determine what kind of health insurance you need.
b)
It helps your employer determine what percentage of your income should be deducted for taxes.
6.
Helps provide retirement income for the elderly and pays disability benefits
a)
medicare
b)
social security
c)
state income tax
d)
federal income tax
7.
A health care program for the elderly and disabled
a)
social security
b)
medicare
c)
state income tax
d)
federal income tax
8.

Employees have deductions taken out of their paychecks. Identify which are considered required by the government.

a)

State Income Tax

b)

Federal Income Tax

c)

Dental Insurance

d)

Social Security

9.

Employees have deductions taken out of their paychecks. Identify which are considered "elective" - not required by the government.

a)

Life Insurance

b)

Social Security

c)

Dental Insurance

d)

401 (K) or 403 (B)

10.

What is a pay period?

a)

time worked beyond an employee’s regular hours

b)

the number of days an employee works and is paid for each paycheck

c)

the day a person is paid

d)

a fixed amount of money an employee is paid to do a job

11.

A pay stub...

a)

explains how much money was earned and the types of deductions and amounts withheld from a worker’s paycheck.

b)

is time worked beyond an employee’s regular hours.

c)

the amount of money remaining after taxes have been deducted that a person can spend as he/she wishes.

d)

is the amount of money you earn after deductions are subtracted.

12.

Which of the following will not be found on an employee's paystub?

a)

A detailed list of deductions

b)

The number of vacation or sick days

c)

The gross and net pay amounts

d)

Their password

13.

What's a deduction?

a)

It's the extra money you receive on your paycheck for working overtime.

b)

The amount of money taken from an employee's gross pay for taxes, insurance, social security and other benefits.

c)

When an employee loses his/her job because they are absent to much,

14.

Form that lets employers how much federal tax to withhold from an employee’s paycheck

a)

Alabama Form A-4

b)

W-4

c)

I-9

d)

Job Application

e)

Resume

15.

_____________________ is an act that requires employers to keep records of how many hours employees work and the money they are paid.

a)

Congressional Act

b)

Fair Standards and Labor Act

c)

Americans with Disabilities Act

d)

Freedom of Information Act

16.

What's a check stub?

a)

What you give to the bank to deposit.

b)

The part of a paycheck that lists deductions from your salary

c)

It's an envelope.

17.

Federal Income Tax Withheld

a)

FIT

b)

FITW

c)

FIW

d)

FED

18.

State in which you earned money.

a)

Washington D.C.

b)

STATE

c)

SIT

d)

SITW

19.

Social Security

a)

SS

b)

FICA

c)

SOCSEC

d)

OASDI

20.

Medicare Tax

a)

MT

b)

MED

c)

MEDIC

d)

MIT

21.

FSA / HSA stands for which of the following?

a)

Future Students of America / Homeland Students of America

b)

Free Shipping Abroad / Help Ship Abroad

c)

Flexible Spending Account / Health Savings Account

d)

Fixed Spending Account / Health Security Account

22.

401(k) represents...

a)

The number of employed teachers in America.

b)

The longest race ever recorded in the Olympics.

c)

The amount spent for IRS audits.

d)

A retirement account.

23.

Wage Garnish

a)

WgGh

b)

WARN

c)

GARN

d)

Decorative Flower

24.

Child Support Payments

a)

CSP

b)

CPS

c)

CHSPPRT

d)

CPP

25.

LV / LEVY

a)

A Leveraging tool.

b)

A brand of blue jeans.

c)

Las Vegas

d)

Tax Levies