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Financial Literacy Part 2 (Budgeting)

Total questions: 10

Worksheet time: 5mins

Name
Class
Date
1.

Which of the following is a benefit of using a budget?

a)

All answers are correct

b)

Helps to keep track of the money you receive

c)

Helps to prioritize your spending

d)

Helps reach short-and long-term financial goals

2.

Why is using a budget beneficial?

a)

Helps to keep rack of the money you receive

b)

Helps to prioritize your spending

c)

Helps reach short-and long term goals

d)

All answers are correct

3.

Where should you look to find your current expenses when building your budget?

a)

Bank and credit statements

b)

ask your parents

c)

your wallet

d)

your bank representative

4.

Bank statements, credit statement, and records of cash expenses help you to estimate your__________.

a)

expenses

b)

credit score

c)

emergency fund needs

d)

available investments

5.

The envelope method, notebook and pencil, and online software are all methods of ______.

a)

estimating your unexpected expenses

b)

tracking your spending

c)

understanding your current expenses

d)

planning for your future

6.

Which of the following expenses would be a good reason to spend money from an emergency fund?

a)

Upgrade your phone to the latest model.

b)

Buy new track shoes because they're in style.

c)

Repair your laptop that you use for homework.

d)

Purchase concert tickets to see your favorite artist.

7.

An unanticipated expense that will make it difficult to get by day-today would be a candidate for.....

a)

emergency fund spending

b)

spending money from your 'rent' envelope

c)

tracking all of the money you spent in a month

d)

getting an extra job so you can have money to cover that expense

8.

In your budgeting process, when should you look at recurring expenses?

a)

After considering entertainment expenses

b)

Before looking at your needs

c)

After your wants but before you needs

d)

Before reviewing your wants

9.

Charitable donations, entertainment expenses, and financial goals are all examples of.....

a)

things to consider when creating a budget

b)

activities that contribute to overspending

c)

things that are considered needs.

d)

activities that are necessary for a healthy lifestyle

10.

This helps you prepare for unexpected expenses.

a)

Credit Cards

b)

Emergency fund

c)

Checking Account

d)

None of the answers are correct