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Agriculture (BA Bhopal)

Total questions: 56

Worksheet time: 28mins

Name
Class
Date
1.

ANIMAL HUSBANDRY & FISHERIES KISAN CREDIT CARD (BAHFKCC) SCHEME IS COVERED UNDER THE GUARANTEE SCHEME.

WHAT IS THE NAME OF GUARANTER?

a)

CGTMSE

b)

NCGTC

c)

CGFMU

d)

NONE

2.

RBI in its recent communication has advised that the beneficiary of Interest Subvention and Prompt Repayment Incentive will not be available in those accounts where Aadhaar Number/AEN has not been captured.

a)

True

b)

False

c)

optional

d)

insurence is manatory

3.

Under the said system, the Insurance companies shall accept premium from bank- branches only through .................... portal.

a)

PAY-GOV

b)

BNCIP

c)

PMFBY

d)

WBCIS

4.

Payment made by Bank-branch, will take up to ........ hours to reflect in the status available on NCIP (Crop insurence premium)

a)

2

b)

4

c)

6

d)

12

5.

what is the Min. & Max. no of unit of animal that can be financed under mini dairy scheme.

a)

2 & 5

b)

2 & 10

c)

2 & 20

d)

5 & 25

6.

Under mini dairy scheme the COST of unit of animal will be decided by.......?

a)

DLTC

b)

Respective Regional

offices of NABARD

c)

Regional office

d)

Branch Head

7.

Buffaloes producing more than -.-------- liters of milk per day

and cows producrng more than --------- liters of milk per day

a)

8 & 7

b)

5 & 6

c)

7 & 8

d)

8 &1 0

8.

under mini dairy scheme, Up to how much amount (sanctioned limit), mortgage of land may not be insisted?

a)

1 lac

b)

1.6 lac

c)

2 lac

d)

3 lav

9.

The farmer availing crop loan facility will have to be covered under crop insurence scheme mandatority.

a)

True

b)

false

c)

may me

d)

No idea

10.

Under Baroda Special Scheme for existing BKCC borrowers impacted by COVID-19" the borrower can avail 10% of BKCC sanction limit i.e. Minimum Rs.100O0/- and Maximum Rs.........../- for existing regular BKCC holders.

a)

25000

b)

50000

c)

100000

d)

300000

11.

Under Baroda Special Scheme for existing BKCC borrowers impacted by COVID-19" the eligible BKCC accounts are those which are classified as standard category as on 31.03.2020 including ........... catagory.

a)

SMA-0

b)

SMA-1

c)

SMA-2

d)

Sub Standard

12.

SFAC is a body provide credit guarantee to FPO/FPC. So SFAC stands for ....?

a)

Small Farm Agrigator Consortium

b)

Small Farmers Agribusiness Committee

c)

Small Farmers Agribusiness Consortium

d)

Small Formers Agribusiness Consortium

13.

BANK HAS PROVIDED ADDITIONAL ASSURANCE to SHGs- DURING COVD-19. WHAT IS THE MINIMUM ASSISTENCE AMOUNT PER SHG? (max. up to 30% of limit)

a)

15000/-

b)

30000/-

c)

50000/-

d)

100000/-

14.

BANK HAS PROVIDED ADDITIONAL ASSURANCE to SHGs- DURING COVD-19. WHAT IS THE MAXIMUM REPAYMENT PERIOD ALLOWED TO SHG?

a)

12 MONTH

b)

24 MONTH

c)

36 MONTH

d)

60 MONTH

15.

Under Baroda Animal husbandry and fishery credit card the minimum quantum of finance is Rs. 3000/-. What is the Maximum quantum of finance?

a)

5 lac

b)

10 lac

c)

25 lac

d)

No ceoling

16.

Scale of finance for the Animal Husbandry and Fisheries is decided by District Level Technical Committee. The applicant get 10% of limit (Cost of units) towards post-harvest /household/ consumption requirements.

What will be the % of limit towards repairs and maintenance expenses of assets + Livestock insurance.

a)

10

b)

15

c)

20

d)

25

17.

PAIS is connected to

a)

BKCC

b)

BAHFKCC

c)

Baroda Auto Loan

d)

Both A & B

18.

While sanctioning a loan under BAHFKCC the limit is calculated for 5 years, which is known as line of credit. At which rate the LOC (Line of Credit) is calculated?

a)

10%

b)

20%

c)

25%

d)

15%

19.

Under BAHFKCC up to what limit (Loan Amount) the interest rate will be fixed ie: 7% and if Repaid in time 3% incentive will be provided.

a)

100000

b)

200000

c)

300000

d)

500000

20.

Under BKCC up to what limit (Loan Amount) the interest rate will be fixed ie: 7% and if Repaid in time 3% incentive will be provided.

a)

100000

b)

200000

c)

300000

d)

500000

21.

As per norms the charge on land may not be insisted up to a limit of Rs. ...... lac NEC/TC not required an amount up to Rs. ........ lac?

a)

1.6, 1

b)

1.6, 1.6

c)

3, 2

d)

5, 3

22.

RBI has dispensed with obtaining of No Due Certificate (NDC) from individual borrowers, including SHGs and JLGs in rural and semi urban areas for all types of loans.

a)

True

b)

False

c)

May be

d)

No ides

23.

For loans above Rs. 5 lacs (R/SU Branches) In addition to credit history check as mentioned above, information search by writing to all other Banks operating in the center where our branch is functioning and the applicant's residence/village. What is the auto dead line of such letter? (Days

a)

7

b)

15

c)

25

d)

30

24.

What is the Maximum coverage available under PIAS (Personal accidental insurance scheme)

a)

30000

b)

300000

c)

50000

d)

500000

25.

Under BKCC Minimum amount that can be sanctioned is Rs. 5000/- What is the maximum ceiling?

a)

15 lac

b)

50 lac

c)

1 cre

d)

No such ceiling

26.

What is the amount of insurence cover available under BKCC Rupay card?

a)

50000

b)

100000

c)

150000

d)

200000

27.

In case of BKCC what is the eligible amount of loan available to the farmer @ 7%?

a)

Sanctioned Limit up to Rs. 3 lac

b)

LOC limit up to Rs. 3 Lac

c)

Crop loan component up to Rs 3 lac

d)

up to 3 lac irrespective of loan limit

28.

In the case of short term crops, What is the maximum period up to which an account will be classified as standard after due date?

a)

One crop season

b)

2 crop season

c)

3 year

d)

90 Days

29.

In the case of long-term crops, What is the maximum period up to which an account will be classified as standard after the due date?

a)

One crop season

b)

2 crop season

c)

3 year

d)

90 Days

30.

In the case of a dairy loan, What is the maximum period up to which an account will be classified as standard after due date?

a)

One crop season

b)

2 crop season

c)

3 year

d)

90 Days

31.

Under the scheme "Purchase of tractor and heavy agriculture machinary" Initially 95% of the invoice amount is to be paid to dealer and 5% will be released after proof of receiving RTO registration. What is the mrgin requirement?

a)

15%

b)

20%

c)

25%

d)

35%

32.

Under the scheme "Purchase of tractor and heavy agriculture machinary" Initially 95% of the invoice amount is to be paid to dealer and 5% will be released after proof of receiving RTO registration. The farmer is eligible to puchase a second tractor after ........ years of first purchase subjected to closure of 1st loan?

a)

3

b)

5

c)

6

d)

9

33.

On the basis of the tenure of the BKCC facility, the Farmers are classified into three categories ( green, Silver, and Gold). Choose the correct option with regard to the Silver card.

a)

0-3 yr

b)

3 - 5 Yr

c)

5 - 7 yr

d)

above 5 Yr

34.

What is the maximum quantum of finance under the tatkal loan scheme, where a BKCC holder has an active limit of Rs. 9 lac.

a)

100000

b)

200000

c)

300000

d)

500000

35.

What is the maximum quantum of finance under the tatkal loan scheme, where a BKCC holder has an active limit of Rs. 12 lac?

a)

100000

b)

200000

c)

300000

d)

500000

36.

Bank provide OD facility for working capital assistence to the food and agro processing unit. What is the minimum quantum of finance? (In Lac.)

a)

1

b)

3

c)

5

d)

10

37.

What is th minimum margin requirement under WHR finance?

a)

20

b)

25

c)

30

d)

40

38.

Under four wheeer scheme to farmer the Min. land holding requirement is 4/8 acre. Who is authorizd to reduce the land holding criteria up to 50%

a)

BH

b)

RH

c)

ZH

d)

Sanctioning authority

39.

Under four wheeer scheme to farmer the Min. land holding requirement is 4/8 acre % maximum quantum of finance is Rs. 15 Lac. Who is authorizd to increase the loan amount up to 50%

a)

BH

b)

RH

c)

ZH

d)

Sanctioning authority

40.

Under four wheeer scheme to farmer the Min. land holding requirement is 4/8 acre % maximum quantum of finance is Rs. 15 Lac. Who is authorizd to increase the loan amount up to 100% (30 Lakh)

a)

BH

b)

RH

c)

ZH

d)

Sanctioning authority

41.

What is the payout (per car) to the sales executive of car dealer for generating business for the bank?

a)

1000

b)

1500

c)

2000

d)

2500

42.

Max. 3 lac can be given under two wheeler loan to farmers, what will be required margin for a loan above Rs. 1 Lac?

a)

10%

b)

15%

c)

20%

d)

25%

43.

What is the margin requirement for SHG for loan sanctioned between 5 lac to 10 lac?

a)

10%

b)

15%

c)

25

d)

NIL

44.

What is the Minimum amount of sancion during credit linkage of SHG?

a)

1 lac

b)

5 lac

c)

6 lac

d)

10 lac

45.

What is the Minimum DP available to the SHG during the disbursement of first dose, where the 6 times of corpus is Rs. 90000/-?

a)

100000/-

b)

150000/-

c)

200000/-

d)

600000/-

46.

In New trancor loan scheme while considering facility under Tatkal Tractor Loan the ROI is 13% fixed and no criteria for minimum land holding. What is the Maximum repayment period allowed under the varient? (Months)

a)

60

b)

72

c)

84

d)

108

47.

Under JLG maximum Rs 1 Lac is provided to tenent farmers. What is the maximum quantum of finance for JLG?

a)

10 lac

b)

15 lac

c)

25 lac

d)

No ceiling

48.

With existing relationship of 6 month with our bank a farmer is eligible to get finencial assistence for construction of toilet, which can be repaid in 60 months. What is the maximum quantum of finance under the scheme? (margin-Nil)

a)

25000

b)

40000

c)

50000

d)

100000

49.

Will you provide a loan for purchase of smartphone to the farmer? If yes Max. amount & repayment period?

a)

NO

b)

Yes

c)

Yes(25000)/24 month

d)

Yes(10000)/24 month

50.

Under shahri bagwani yojna individual & Institutions both are eligible to get finance max. up to Rs. 3 Lac & 30 Lac respectively. Further allowed repayment period is 24 month & 36 month and Min. open space required for gardening is .......... square feet and ................ square feet respectively.

a)

500, 1000

b)

750, 1000

c)

1000, 1500

d)

1000, 2000

51.

Who is the insurance provider under PAIS?

a)

LIC

b)

IFLIC

c)

NICL

d)

Oriental Insurance company Ltd.

52.

Who pays the insurance premium under PAIS?

a)

Bank

b)

Customer

c)

RBI

d)

NABARD

53.

What is the Minimum DP available to the SHG during the disbursement of third doze based on the Microcredit plan prepared by SHG and appraised by the Federations /Support agency and the previous credit history?

a)

90000/-

b)

100000/-

c)

500000/-

d)

600000/-

54.

Under Cash Credit Limit (SHG) to avail the benifit of subvention, Which of the following option is not applicable? Find off one out?

a)

Outstanding balance shall not have remained in excess of the limit/drawing power continuously for more than 30 days

b)

There should be regular credit and debits in the accounts. In any case there shall be at least one customer induced credit during a month

c)

Customer-induced credit should be sufficient to cover the interest debited during the month.

d)

None of the above

55.

For sanctioning the loan to SHG, The revised DLP of Branch head of scale II is Rs ...... lakh ?

a)

2

b)

5

c)

6

d)

10

56.

What is the Minimum DP available to the SHG during the disbursement of second dose, where the 6 times of corpus is Rs. 90000/-?

a)

100000/-

b)

150000/-

c)

200000/-

d)

300000/-