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Banking Procedures and Services

Total questions: 15

Worksheet time: 7mins

Name
Class
Date
1.

How many types of bank accounts did we learn about?

a)

3

b)

5

c)

2

d)

4

e)

3

2.

Which of the following is NOT considered when planning a budget?

a)

expenses

b)

monthly income

c)

credit rating

d)

wants and needs

3.

When determining your budget, what should be considered?

a)

the right bank

b)

having more income than expenses

c)

ability to afford all wants and needs

d)

all of the above

4.

A(n) ____________ is a fee a bank charges you for having an account.

a)

service charge

b)

debit

c)

overdraft fee

d)

credit

5.
This organization federally insures deposits in banks up to $250,000.
a)
IRS
b)
FBI
c)
FDIC
d)
SEC
6.

What does ATM stand for in banking?

a)

All The Money

b)

Automatic Transfer Machine

c)

Automated Transfer Machine

d)

Automated Teller Machine

7.
A document produced by the bank that tracks withdrawals, deposits, and interest earned.
a)
Bank Statement
b)
Check Register
c)
Certificate of Withdrawals
d)
Certificate of Deposits
8.
A document an account holder uses to track their deposits and withdrawals.
a)
Check Register
b)
Bank Statement
c)
Check Card
d)
Bounced Check
9.

What is used to track money spent from an account

a)

register

b)

budget

c)

customer service representative

d)

checkbook

10.

When purchasing goods when you don't have the money right away, you are using...

a)

bad judgment

b)

credit

c)

loan

d)

debt

11.

T or F the money you have available to spend from your account is called your register.

(a)  

12.

Which of the following choices below is NOT a type of savings account?

a)

retirement

b)

CD

c)

safety deposit box

d)

MMA(Mixed Martial Arts)

13.

When you write a check and don't have enough money in your checking account you'll....

a)

have outstanding transactions

b)

have to drop out of Mrs. Heeremas money class

c)

be automatically reconciled

d)

have an overdraft

14.

What type of bank has a non-profit status and offers lower interest rates? :)

a)

Commercial bank

b)

Investment bank

c)

Credit union

d)

Traditional bank

15.

What does the NOW account stand for?

a)

National Organization for Women

b)

National Order of Withdraw

c)

Negotiable Order of Withdrawal

d)

Negotiable Order of Withdraw